Josten
ActiveJosten has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €380k and a net result of €318k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 42% of 9580 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
75
/ 100
Excellent▼ -11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency59▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.45 in 2023), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d early
2023
42 d early
2022
48 d early
2021
25 d early
2020
25 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€380k▼ 17.7%
2023 · €461k
2018: €130k
2019: €209k
2020: €356k
2021: €321k
2022: €315k
2023: €461k
2018 → 2024
Total assets
€1.20M▼ 15.3%
2023 · €1.42M
2018: €582k
2019: €781k
2020: €786k
2021: €1.08M
2022: €1.40M
2023: €1.42M
2018 → 2024
Net result
€318k▼ 28.7%
2023 · €447k
2018: €161k
2019: €129k
2020: €198k
2021: €152k
2022: €244k
2023: €447k
2018 → 2024
Working capital
€344k▼ 20.0%
2023 · €430k
2018: €116k
2019: €313k
2020: €331k
2021: €266k
2022: €162k
2023: €430k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€356k-€321k▼ 9.8%€315k▼ 2.0%€461k▲ 46.5%€380k▼ 17.7%
Operating result€291k-€199k▼ 31.5%€318k▲ 59.5%€568k▲ 78.9%€429k▼ 24.4%
Net result€198k-€152k▼ 23.2%€244k▲ 60.6%€447k▲ 83.3%€318k▼ 28.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 24% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.20M
Fixed assets
€35k▲ 13.6%
Current assets
€1.16M▼ 16.0%
Equity and liabilities €1.20M
Equity
€380k▼ 17.7%
Debt
€819k▼ 14.2%
The debt ratio rises from 67.4% to 68.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€435k▼
2023 · €584k
Cash flow
€324k▼
2023 · €462k
Solvency
31.7%▼
2023 · 32.6%
Current ratio
1.42▼
2023 · 1.45
Quick ratio
1.38▼
2023 · 1.40
Debt / equity
2.16▲
2023 · 2.07
ROE
83.8%▼
2023 · 96.8%
ROA
26.5%▼
2023 · 31.5%
Interest coverage
147.25▲
2023 · 61.94
Debt
€819k▼
2023 · €955k
Debt ≤ 1 year
€819k▼
2023 · €955k
Income taxes
€109k▼
2023 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.42M€1.20M▼
Fixed assets21/28€31k€35k▲
Tangible fixed assets22/27€31k€35k▲
Land and buildings22€0-
Plant, machinery and equipment23€29k€30k▲
Furniture and vehicles24€0€4k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€1.39M€1.16M▼
Amounts receivable after more than one year29€303k€0▼
Other amounts receivable291€303k€0▼
Stocks and contracts in progress3€45k€30k▼
Stocks30/36€45k€30k▼
Amounts receivable within one year40/41€564k€574k▲
Trade receivables40€550k€517k▼
Other amounts receivable41€13k€57k▲
Cash at bank and in hand54/58€474k€559k▲
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.20M▼
Equity10/15€461k€380k▼
Contributions10/11€22k€22k=
Reserves13€440k€358k▼
Distributable reserves133€440k€358k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€955k€819k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€955k€819k▼
Current portion of amounts payable after more than one year42€64k€67k▲
Trade debts44€501k€311k▼
Suppliers440/4€501k€311k▼
Taxes, remuneration and social security45€44k€40k▼
Taxes450/3€44k€40k▼
Other amounts payable47/48€346k€401k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€6k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€150
Gross operating margin9900€587k€437k▼
Operating profit (loss)9901€568k€429k▼
Financial income75/76B€7k€1k▼
Recurring financial income75€7k€1k▼
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€566k€428k▼
Income taxes67/77€120k€109k▼
Profit (loss) for the period9904€447k€318k▼
Profit (loss) for the period to be appropriated9905€447k€318k▼
Appropriation of the result
Profit (loss) to be appropriated9906€447k€318k▼
Transfer from equity791/2€0€400k▲
Transfer to equity691/2€147k€318k▲
To other reserves6921€147k€318k▲
Profit to be distributed694/7€300k€400k▲
Return on contributions (dividend)694€200k€400k▲
Directors or managers695€100k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €447k ▲83.3%
Operating result €568k, net result €447k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €129k ▼20%
Net result drops to €129k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €209k ▲60.8%
2 profitable years in a row build equity to €209k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Lenaartsebaan 832390 MalleGround area
2,945 m²
Building footprint
354 m²
2 parcels, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Josten
since 20042.143.568.158
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0374/00C000 | Flanders | 1,939 m² | 1 · 193 m² | - |
| 13019E0089/00R003 | Flanders | 1,006 m² | 1 · 161 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLille2.143.568.158
Similar companies · same sector, comparable size
DE FRUITPOORT
BE 0457.486.642
Zulte · Eq €380k
Vandaele Kaas
BE 0461.545.004
Kortrijk · Eq €382k
Sarens Groenten en Fruit
BE 0644.851.347
Puurs-Sint-Amands · Eq €377k
ERLETIN
BE 0469.866.614
Oostende · Eq €383k
Reinette & Co
BE 0772.381.207
Wellin · Eq €384k
Of 3,812 companies in sector 47210 we hold annual accounts for 958. 596 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2004
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
51110
46110Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.