JOSSAN
ActiveJOSSAN has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-135k) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▲+7
Solvency6▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.17 in 2023; short-term debt: 26.3% and cash: 0.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-19.4%
Return on assets
-0.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-135k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
27 d late
2022
41 d late
2021
28 d late
2020
66 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-135k▼ 1.7%
2023 · €-133k
2018: €95k
2019: €128k
2020: €99k
2021: €-103k
2022: €-99k
2023: €-133k
2018 → 2024
Total assets
€696k▼ 8.0%
2023 · €756k
2018: €1.11M
2019: €1.13M
2020: €1.08M
2021: €836k
2022: €821k
2023: €756k
2018 → 2024
Net result
€-2k▲ 93.2%
2023 · €-34k
2018: €-19k
2019: €33k
2020: €-29k
2021: €-202k
2022: €4k
2023: €-34k
2018 → 2024
Working capital
€-174k▼ 7.8%
2023 · €-161k
2018: €-227k
2019: €-201k
2020: €-205k
2021: €-199k
2022: €-169k
2023: €-161k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€99k-€-103k€-99k▲ 4.1%€-133k▼ 34.3%€-135k▼ 1.7%
Operating result€-17k-€3k€11k▲ 253%€-15k€4k
Net result€-29k-€-202k▼ 601%€4k€-34k€-2k▲ 93.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €15k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €696k
Fixed assets
€687k▼ 5.1%
Current assets
€9k▼ 72.7%
Key figures and ratios
EBITDA
€55k▲
2023 · €37k
Cash flow
€50k▲
2023 · €17k
Solvency
-19.4%▼
2023 · -17.6%
Current ratio
0.05▼
2023 · 0.17
Quick ratio
0.05▼
2023 · 0.17
Debt / equity
-6.14▲
2023 · -6.69
ROA
-0.3%▲
2023 · -4.5%
Interest coverage
9.36▲
2023 · 5.77
Debt
€831k▼
2023 · €889k
Debt ≤ 1 year
€183k▼
2023 · €194k
Debt > 1 year
€649k▼
2023 · €696k
Income taxes
€0▼
2023 · €171
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€756k€696k▼
Fixed assets21/28€724k€687k▼
Tangible fixed assets22/27€724k€687k▼
Land and buildings22€683k€661k▼
Plant, machinery and equipment23€36k€24k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€102€102=
Current assets29/58€32k€9k▼
Amounts receivable within one year40/41€23k€4k▼
Trade receivables40€11k€4k▼
Other amounts receivable41€13k€0▼
Cash at bank and in hand54/58€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€756k€696k▼
Equity10/15€-133k€-135k▼
Contributions10/11€104k€104k=
Capital10€104k€104k=
Issued capital100€104k€104k=
Reserves13€846k€846k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€841k€841k=
Profit (loss) carried forward14€-1.08M€-1.09M▼
Amounts payable17/49€889k€831k▼
Amounts payable after more than one year17€696k€649k▼
Financial debts170/4€696k€649k▼
Amounts payable within one year42/48€194k€183k▼
Current portion of amounts payable after more than one year42€950€25k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€16k€3k▼
Taxes450/3€16k€3k▼
Remuneration and social security454/9€173€202▲
Other amounts payable47/48€175k€154k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€52k▲
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€41k€60k▲
Operating profit (loss)9901€-15k€4k▲
Financial income75/76B€1€35▲
Recurring financial income75€1€35▲
Financial charges65/66B€19k€6k▼
Recurring financial charges65€6k€6k▼
Non-recurring financial charges66B€13k-
Profit (loss) for the period before taxes9903€-34k€-2k▲
Income taxes67/77€171€0▼
Profit (loss) for the period9904€-34k€-2k▲
Profit (loss) for the period to be appropriated9905€-34k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.08M€-1.09M▼
Profit (loss) brought forward from the previous period14P€-1.05M€-1.08M▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
10-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 41 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Weakest financial yearnet €-202k
Net result drops to €-202k, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 66 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Equity above €100kEq €128k ▲35.3%
Equity rises from €95k to €128k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
05-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 5 days late
2016
08-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenlaan 72980 ZoerselGround area
1,242 m²
Building footprint
251 m²
Volume, LiDAR
1,204 m³
Parcel 11055A0011/00V000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOSSAN
since 19962.076.924.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0011/00V000 | Flanders | 1,242 m² | 1 · 251 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GRIND24
BE 0760.515.731
Maasmechelen · Eq €100k
SIRIS
BE 0760.307.081
Schoten · Eq €100k
VENIBEM & CO
BE 1025.581.097
Elsene · Eq €98k
FOOD MADE IN ITALY
BE 0733.649.008
Brussel · Eq €100k
Elite Portion Pack Belgium
BE 0647.840.531
Tienen · Eq €98k
Of 1,642 companies in sector 46170 we hold annual accounts for 671. 465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-09-1995
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.