JoSpiCo

Active

Private limited companyfounded 20251 yr activeRue des Volontaires 9, 4840 Welkenraedt, BelgiumKBO/BCE: BE 1019.127.134

Summary

JoSpiCo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,703 and a net result of €26,536. Its solvency ranks better than 42% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch Report Compare

JoSpiCoActiveChecked score 76/100

Risk analysis Report Compare

What they do

Agents in the wholesale of timber and building materials

NACE 46130

1 site

How big

€97,097total assets 2025

Equity: €30,703
Profit: €26,536

Turnover not published (abridged schema)

Financially healthy?

76 Excellent Checked score 2025

Bankruptcy chance 12 m: 1.1%

Who decides

Accounts filed 25 d late0 of 1 deed read

Why 76- Young company- Higher-failure-rate sector- Higher-failure-rate region+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025

76 / 100

Excellent

Every signal that weighs is under Signals.

Axes

Profitability100

Solvency57

Growth-

Track record67

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 1.72; short-term debt: 23.2% and cash: 35.6% of total assets), but 68.4% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Wholesale trade (NACE 46)

about 21% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.6%

Return on assets

27.3%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

25 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage