JOSH
ActiveJOSH has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €831 and a net result of €331. Its solvency ranks better than 19% of 2507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency1
Growth-
Stability67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39), and 97.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2507 sector peers (2025).
NBB · sector comparisonPosition among 2507 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€831
Total assets
€38k
Net result
€331
Working capital
€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€28k
Current assets
€9k
Equity and liabilities €38k
Equity
€831
Debt
€37k
Debt finances 97.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€8k
Solvency
2.2%
Current ratio
0.39
Quick ratio
0.39
ROA
0.9%
Interest coverage
91.32
Debt
€37k
Debt ≤ 1 year
€24k
Debt > 1 year
€12k
Income taxes
€138
Equity ratios withheld: equity of €831 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€38k
Fixed assets21/28€28k
Intangible fixed assets21€3k
Tangible fixed assets22/27€25k
Plant, machinery and equipment23€2k
Furniture and vehicles24€23k
Current assets29/58€9k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Cash at bank and in hand54/58€3k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€831
Contributions10/11€500
Profit (loss) carried forward14€331
Amounts payable17/49€37k
Amounts payable after more than one year17€12k
Financial debts170/4€12k
Amounts payable within one year42/48€24k
Current portion of amounts payable after more than one year42€6k
Trade debts44€414
Suppliers440/4€414
Taxes, remuneration and social security45€3k
Taxes450/3€2k
Remuneration and social security454/9€500
Other amounts payable47/48€15k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€162
Gross operating margin9900€8k
Operating profit (loss)9901€544
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€85
Recurring financial charges65€85
Profit (loss) for the period before taxes9903€469
Income taxes67/77€138
Profit (loss) for the period9904€331
Profit (loss) for the period to be appropriated9905€331
Appropriation of the result
Profit (loss) to be appropriated9906€331
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doren 11730 AsseGround area
277 m²
Building footprint
109 m²
Volume, LiDAR
590 m³
Parcel 23053A1067/00H000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOSH
since 20252.370.730.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23053A1067/00H000 | Flanders | 277 m² | 1 · 109 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BINCHE PNEUS
BE 0548.900.630
Binche · Eq €1k
Tyre Expert
BE 1026.669.972
Herstal · Eq €680
NYN CARWASH
BE 0786.468.674
Genk · Eq €1k
BEL-IDE Holding
BE 0692.975.423
Erpe-Mere · Eq €1k
STEF'MOTORS
BE 0467.167.836
Dinant · Eq €607
Of 990 companies in sector 95315 we hold annual accounts for 422. 49 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2025
Fiscal year end31-12
Activities, NACEBEL
95315Tyre services
16281Manufacture of other wood products
43110Demolition
47820Retail sale of motor vehicle parts and accessories
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.