JOSATEC
ActiveJOSATEC has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €54k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+13
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.07 in 2024), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
12.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €231k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
137 d early
2024
112 d early
2023
7 d early
2022
18 d late
2021
24 d early
2020
53 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€231k▲ 30.8%
2024 · €177k
2018: €201k
2019: €242k
2020: €336k
2021: €301k
2022: €183k
2023: €132k
2024: €177k
2018 → 2025
Total assets
€429k▲ 11.9%
2024 · €383k
2018: €315k
2019: €370k
2020: €439k
2021: €581k
2022: €453k
2023: €360k
2024: €383k
2018 → 2025
Net result
€54k▲ 21.8%
2024 · €45k
2018: €23k
2019: €42k
2020: €107k
2021: €-35k
2022: €-117k
2023: €-51k
2024: €45k
2018 → 2025
Working capital
€74k▲ 435%
2024 · €14k
2018: €-20k
2019: €29k
2020: €122k
2021: €-13k
2022: €-30k
2023: €-41k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€301k-€183k▼ 39.1%€132k▼ 27.9%€177k▲ 33.9%€231k▲ 30.8%
Operating result€-33k-€-109k▼ 236%€-39k▲ 63.9%€59k€54k▼ 7.6%
Net result€-35k-€-117k▼ 232%€-51k▲ 56.8%€45k€54k▲ 21.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets
€159k▼ 3.9%
Current assets
€270k▲ 23.9%
Equity and liabilities €429k
Equity
€231k▲ 30.8%
Provisions
€2k▼ 17.9%
Debt
€195k▼ 4.1%
The debt ratio falls from 53.2% to 45.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€69k▼
2024 · €80k
Cash flow
€70k▲
2024 · €66k
Solvency
53.9%▲
2024 · 46.1%
Current ratio
1.38▲
2024 · 1.07
Quick ratio
1.38▲
2024 · 0.41
Debt / equity
0.85▼
2024 · 1.15
ROE
23.6%▼
2024 · 25.3%
ROA
12.7%▲
2024 · 11.7%
Interest coverage
169.25▲
2024 · 5.42
Debt
€195k▼
2024 · €204k
Debt ≤ 1 year
€195k▼
2024 · €204k
Income taxes
€183▲
2024 · €-121
Staff costs
€41k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€383k€429k▲
Fixed assets21/28€166k€159k▼
Tangible fixed assets22/27€166k€159k▼
Land and buildings22€115k€113k▼
Plant, machinery and equipment23€32k€24k▼
Furniture and vehicles24€12k€22k▲
Leasing and similar rights25€6k€0▼
Current assets29/58€218k€270k▲
Stocks and contracts in progress3€135k€0▼
Stocks30/36€135k€0▼
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€9k▲
Other amounts receivable41€0-
Current investments50/53-€53k
Cash at bank and in hand54/58€78k€206k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€383k€429k▲
Equity10/15€177k€231k▲
Contributions10/11€19k€19k=
Reserves13€202k€213k▲
Tax-exempt reserves132€9k€7k▼
Distributable reserves133€194k€205k▲
Profit (loss) carried forward14€-44k€0▲
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€204k€195k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€204k€195k▼
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€14k€48k▲
Taxes450/3€9k€41k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€182k€144k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€13k▲
Remuneration, social security and pensions62€33k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€15k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€11k€13k▲
Non-recurring operating charges66A€0€1k▲
Gross operating margin9900€124k€125k▲
Operating profit (loss)9901€59k€54k▼
Financial income75/76B€175€256▲
Recurring financial income75€175€256▲
Financial charges65/66B€15k€410▼
Recurring financial charges65€15k€410▼
Profit (loss) for the period before taxes9903€44k€54k▲
Transfer from deferred taxes780€509€509=
Income taxes67/77€-121€183▲
Profit (loss) for the period9904€45k€54k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€46k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€12k▲
Profit (loss) brought forward from the previous period14P€-91k€-44k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €231k ▲30.8%
2 profitable years in a row build equity to €231k.
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €45k
Net result €45k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €177k ▲33.9%
Equity rises from €132k to €177k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Weakest financial yearnet €-117k
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €107k ▲151%
Operating result €151k, net result €107k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.77
Current ratio from 1.24 to 2.77; short-term debt falls from €119k to €69k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Leiteweg 318020 OostkampGround area
4,353 m²
Building footprint
2,030 m²
Volume, LiDAR
13,131 m³
Parcel 31025B0724/00Z000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Exclusivegarden
since 19982.087.872.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025B0724/00Z000 | Flanders | 4,353 m² | 1 · 2,030 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994002E7ZDS114Z4932
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Of 2,499 companies in sector 46649 we hold annual accounts for 1,753. 1,292 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-1998
Fiscal year end31-12
Activities, NACEBEL
30020
46649Wholesale of other machinery and equipment
62900Other information technology and computer services
46180Agents specialised in the wholesale of other particular products
46220Wholesale trade
47120Other non-specialised retail sale
47191Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
51180
52122
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:050/281113