JoRo Engineering
ActiveSummary
JoRo Engineering has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €63,878 and a net result of €2,880. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 194 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability74▼-20
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 6.3 against 8.51 in 2025; short-term debt: 13.9% and cash: 32.9% of total assets), and 13.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
86.1%
Return on assets
3.9%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
43 d early
2025
46 d early
2024
45 d early
2023
50 d early
2022
49 d early
2021
48 d early
2020
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, micro schema
Equity
€63,878▲ 4.7%
2025 · €60,998
Total assets
€74,164▲ 9.6%
2025 · €67,666
Net result
€2,880▼ 78.9%
2025 · €13,663
Working capital
€54,475▲ 8.8%
2025 · €50,080
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€10,176▲ 20.7%€10,216▲ 0.4%€13,785▲ 34.9%€20,135▲ 46.1%€3,106▼ 84.6%
Net result€6,883▲ 7.3%€6,600▼ 4.1%€8,971▲ 35.9%€13,663▲ 52.3%€2,880▼ 78.9%
Equity€31,764▲ 27.7%€38,363▲ 20.8%€47,335▲ 23.4%€60,998▲ 28.9%€63,878▲ 4.7%
Total assets€33,975▲ 23.2%€43,221▲ 27.2%€55,296▲ 27.9%€67,666▲ 22.4%€74,164▲ 9.6%
Debt€2,211▼ 18.2%€4,858▲ 120%€7,961▲ 63.9%€6,668▼ 16.2%€10,286▲ 54.3%
Working capital€29,164▲ 41.2%€35,318▲ 21.1%€42,064▲ 19.1%€50,080▲ 19.1%€54,475▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 85% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €74,164
Fixed assets
€9,403 ▼ 13.9%
Current assets
€64,761 ▲ 14.1%
Equity and liabilities €74,164
Equity
€63,878 ▲ 4.7%
Debt
€10,286 ▲ 54.3%
Debt's share of the balance-sheet total rises from 9.9% to 13.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8,006▼
2025 · €23,413
Cash flow
€7,779▼
2025 · €16,941
Current ratio
6.30▼
2025 · 8.51
Debt to equity
0.16▲
2025 · 0.11
ROE
4.5%▼
2025 · 22.4%
ROA
3.9%▼
2025 · 20.2%
Interest coverage
13.33▼
2025 · 242.02
Debt ≤ 1 year
€10,286▲
2025 · €6,668
Income taxes
€1,539▼
2025 · €6,938
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,621 | €2,104 | €2,658 | €3,278 | €4,899 | ▲ 49.5% |
| Other operating charges640/8 | €464 | €692 | €510 | €513 | €462 | ▼ 10.0% |
| Gross operating margin9900 | €12,261 | €13,012 | €16,952 | €23,926 | €8,467 | ▼ 64.6% |
| Operating profit (loss)9901 | €10,176 | €10,216 | €13,785 | €20,135 | €3,106 | ▼ 84.6% |
| Financial income75/76B | €90 | €366 | €170 | €563 | €1,913 | ▲ 240% |
| Recurring financial income75 | €90 | €366 | €170 | €563 | €1,913 | ▲ 240% |
| Financial charges65/66B | €218 | €184 | €109 | €97 | €600 | ▲ 521% |
| Recurring financial charges65 | €218 | €184 | €109 | €97 | €600 | ▲ 521% |
| Profit (loss) for the period before taxes9903 | €10,048 | €10,397 | €13,845 | €20,601 | €4,418 | ▼ 78.6% |
| Income taxes67/77 | €3,165 | €3,798 | €4,874 | €6,938 | €1,539 | ▼ 77.8% |
| Profit (loss) for the period9904 | €6,883 | €6,600 | €8,971 | €13,663 | €2,880 | ▼ 78.9% |
| Profit (loss) for the period to be appropriated9905 | €6,883 | €6,600 | €8,971 | €13,663 | €2,880 | ▼ 78.9% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,975 | €43,221 | €55,296 | €67,666 | €74,164 | ▲ 9.6% |
| Formation expenses20 | €35 | - | - | - | - | - |
| Fixed assets21/28 | €2,564 | €4,545 | €5,271 | €10,918 | €9,403 | ▼ 13.9% |
| Tangible fixed assets22/27 | €2,564 | €4,545 | €5,271 | €10,918 | €9,403 | ▼ 13.9% |
| Furniture and vehicles24 | €2,564 | €4,545 | €5,271 | €10,918 | €9,403 | ▼ 13.9% |
| Current assets29/58 | €31,375 | €38,676 | €50,025 | €56,748 | €64,761 | ▲ 14.1% |
| Amounts receivable within one year40/41 | €4,590 | €1,499 | €6,845 | €8,074 | €7,529 | ▼ 6.7% |
| Trade receivables40 | - | €676 | €6,845 | €7,109 | €3,207 | ▼ 54.9% |
| Other amounts receivable41 | €4,590 | €822 | €0 | €965 | €4,323 | ▲ 348% |
| Current investments50/53 | €13,919 | €19,923 | €24,856 | €30,037 | €30,037 | = |
| Cash at bank and in hand54/58 | €10,175 | €14,199 | €15,243 | €15,496 | €24,384 | ▲ 57.4% |
| Deferred charges and accrued income490/1 | €2,692 | €3,055 | €3,081 | €3,140 | €2,810 | ▼ 10.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,975 | €43,221 | €55,296 | €67,666 | €74,164 | ▲ 9.6% |
| Equity10/15 | €31,764 | €38,363 | €47,335 | €60,998 | €63,878 | ▲ 4.7% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €25,564 | €32,163 | €41,135 | €54,798 | €57,678 | ▲ 5.3% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €23,704 | €32,163 | €41,135 | €54,798 | €57,678 | ▲ 5.3% |
| Amounts payable17/49 | €2,211 | €4,858 | €7,961 | €6,668 | €10,286 | ▲ 54.3% |
| Amounts payable within one year42/48 | €2,211 | €3,358 | €7,961 | €6,668 | €10,286 | ▲ 54.3% |
| Trade debts44 | €666 | €1,722 | €2,754 | €926 | €298 | ▼ 67.8% |
| Suppliers440/4 | €666 | €1,722 | €2,754 | €926 | €298 | ▼ 67.8% |
| Taxes, remuneration and social security45 | €1,138 | €1,188 | €4,412 | €1,865 | €2,144 | ▲ 15.0% |
| Taxes450/3 | €1,138 | €1,188 | €4,412 | €1,865 | €2,144 | ▲ 15.0% |
| Other amounts payable47/48 | €407 | €448 | €795 | €3,878 | €7,844 | ▲ 102% |
| Accrued charges and deferred income492/3 | - | €1,500 | €0 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,883 | €6,600 | €8,971 | €13,663 | €2,880 | ▼ 78.9% |
| + Depreciation and write-downs630 | €1,621 | €2,104 | €2,658 | €3,278 | €4,899 | ▲ 49.5% |
| Operating cash flow (approximation) | €8,504 | €8,704 | €11,629 | €16,941 | €7,779 | ▼ 54.1% |
| Investment in fixed assets (approximation) | - | -€4,085 | -€3,384 | -€8,925 | -€3,384 | ▲ 62.1% |
| Change in cash | - | €4,024 | €1,044 | €253 | €8,888 | ▲ 3,413% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €2,880 ▼78.9%
Net result drops to €2,880, the lowest in the series.
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €13,663 ▲52.3%
Operating result €20,135, net result €13,663, both a record.
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 5.72
Current ratio from 2.30 to 5.72; short-term debt falls from €5,572 to €3,528.
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2017
Ground area
1,317 m²
Building footprint
151 m²
Volume, LiDAR
954 m³
Parcel 72026B0344/00B000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JoRo Engineering
since 20172.265.164.883
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026B0344/00B000 | Flanders | 1,317 m² | 1 · 151 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-06-2017
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0676908758
Also
9925:BE0676908758
Registered
14-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.