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JORNAVAN
ActiveFrom the official registers: KBO 29 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
JORNAVAN has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,321 and a net result of €48,663. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 64% of 22,679 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 11-12-1996 Normal situation
- Legal form
- Private limited company
- Registered office
- Baron Tibbautstraat(O) 46, 9290 Berlare
- Activity
- Retail trade NACE 47525and 3 others
- Establishment unit
- 2.079.529.352 9290 Berlare, since 18-12-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- €87,423
- ▲ 32.4%
- Turnover
- ≈ €420,000
- estimated
- Profit
- €48,663
- ▲ 73.8%
- Equity
- €177,321
- ▲ 37.8%
- Total assets
- €359,128
- ▲ 6.5%
2025 accounts 144 days early
Filed on 09-03-2026PDF
Why 88raises riskSector: Retail trade (NACE 47)Liquidity: current ratio 1.16, cash €7,621, halvedlowers riskFounded in 1996Size: total assets €359,128Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
74+11
equity 49.4% of total assets
Liquidity
29+2
short-term debt 48.4% · cash 2.1%
Profitability
86+7
return on assets 13.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● unchanged vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.7%▲ +0.1 percentage points vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 0.8%● unchanged vs 05-2025highest value
07-2025: 0.8%● unchanged vs 06-2025highest value
08-2025: 0.3%▼ -0.5 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.16, compared with 0.91 in 2024, below the usual 1.5; short-term debt: 48.4% and cash: 2.1% of total assets), and 50.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 64% on solvency, 26% on liquidity, 80% on profitability and 83% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €177,321
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
144 days early
2024
157 days early
2023
36 days early
2022
56 days early
2021
47 days early
2020
54 days early
2019
68 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 61 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (4 of the last 5 filed years within 88 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 09-03-2026
- Annual accounts 2024filed on 24-02-2025
- Annual accounts 2023filed on 25-06-2024
- Annual accounts 2022filed on 05-06-2023
Acts in the Belgian Official Gazette
- Registered office · Amendment of the articles · Legal-form change · Resignations & appointmentsact of 14-07-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about JORNAVAN
- What is the company number of JORNAVAN?
- 0459.419.516. In Belgium the VAT number is the company number with BE in front: BE 0459.419.516.
- Where is JORNAVAN based?
- The registered office is at Baron Tibbautstraat(O) 46, 9290 Berlare.Company details
- What does JORNAVAN do?
- According to the KBO register, the main activity is retail trade (NACE 47525).
- What is the legal form of JORNAVAN?
- Private limited company (BV).
- When was JORNAVAN founded?
- On 11-12-1996.
- Is JORNAVAN still active?
- Yes, JORNAVAN is an active enterprise in the KBO register.
- What is the turnover of JORNAVAN?
- ≈ €420,000 in financial year 2025. Estimated from the gross margin of €87,423: probably between €240,000 and €720,000, based on 35 comparable companies, NACE 475.Financials
- Is JORNAVAN profitable?
- In financial year 2025, JORNAVAN made a profit of €48,663.
- Where can I find the annual accounts of JORNAVAN?
- JORNAVAN filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of JORNAVAN due?
- By 31-07-2027, for financial year 2026.Timeline
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