Equity
€123,934 ▲ 20.3%
JORLIE has made a profit in every financial year since 2021.
JORLIE
Lifetime
5 annual accounts with figures on one time axisGross marginpeak €44,082 (2023)
€32,024▲ 2.6%
Resultpeak €29,101 (2023)
€20,920▼ 14.9%
Equitypeak €123,934 (2025)
€123,934▲ 20.3%
Debts
€279,574▲ 4.5%
Documentsfilings and deeds
28-06-202633 days before the deadline
2025micro format
Equity from €103,014 to €123,934
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 56% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.3%▼ -0.2 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%▼ -0.1 percentage points vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.2%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Founded in 2020
lowers risk
Liquidity: current ratio 1.39, cash €208,169
Size: total assets €403,507
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 46% of them on solvency, 70% on liquidity, 37% on profitability and 73% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JORLIE has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JORLIE itself is lower: 0.2% within 12 months. It rests on far more data about JORLIE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JORLIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.32 in 2024), below the usual 1.5. Short-term debt is 69.3% and cash 51.6% of total assets. 69.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
33 days early
2024
43 days early
2023
40 days early
2022
39 days early
2021
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 36 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
First establishment
Lutlommel 78, Lommel
Incorporation
published on 30-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| JORLIE Lommel | €403,507 | €32,024 | 30.7% | - |
| SUGG Brussels | €433,738 | €35,547 | 15.5% | - |
| FIETSEN BROSENS Rijkevorsel | €469,096 | €32,240 | 65.1% | - |
| Stal Diagenhof Lanaken | €408,689 | €42,363 | -3.5% | - |
| JaBo Arendonk | €462,858 | €28,748 | 42.2% | - |
| EAST SIDE BIKE SHOP Butgenbach | €321,750 | €35,396 | 40.0% | - |
| Atom 6 Cycling Roeselare | €447,066 | €43,564 | -32.5% | - |
These companies have the same main activity as JORLIE: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €322,000 and €469,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 26-06-2020Normal situation
- Activity
- Retail sale of bicyclesNACE 47632and 3 others
- Establishment unit
- 2.304.034.7633920 Lommel, since 01-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- Total assets
- €403,507▲ 8.9%
- Filing
- Filed on 28-06-2026, 33 days before the end of the filing period
Insights on JORLIE
JORLIE files the micro format. That format states no turnover. The gross margin rose from €27,984 in 2021 to €32,024 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JORLIE
- What is the company number of JORLIE?
- The company number of JORLIE is 0749.433.480. The VAT number is the same number with BE in front: BE 0749.433.480.
- Where is JORLIE based?
- The registered office is at Lutlommel 78, 3920 Lommel.Company details
- What does JORLIE do?
- According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
- What is the legal form of JORLIE?
- JORLIE is a private limited company (BV).
- When was JORLIE founded?
- JORLIE was founded on 26-06-2020.
- Is JORLIE still active?
- Yes, JORLIE is an active enterprise in the KBO register.
- What is the turnover of JORLIE?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €32,024 and 369 comparable companies (NACE 47). It probably lies between €170,000 and €490,000.Financials
- Is JORLIE profitable?
- In financial year 2025, JORLIE made a profit of €20,920.
- Where can I find the annual accounts of JORLIE?
- JORLIE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JORLIE due?
- JORLIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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