JORIS DE ROO
ActiveJORIS DE ROO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.75M and a net result of €152k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 41% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74=
Solvency69=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.37 in 2023; short-term debt: 7.3% and cash: 0.8% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44%
Return on assets
3.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-10-2025, 86 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
86 d late
2023
90 d late
2022
92 d late
2021
143 d late
2020
139 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.75M▲ 9.5%
2023 · €1.60M
2018: €949k
2019: €982k
2020: €1.23M
2021: €1.27M
2022: €1.45M
2023: €1.60M
2018 → 2024
Total assets
€3.98M▲ 10.5%
2023 · €3.60M
2018: €2.24M
2019: €2.15M
2020: €3.60M
2021: €3.53M
2022: €3.58M
2023: €3.60M
2018 → 2024
Net result
€152k▲ 4.1%
2023 · €146k
2018: €98k
2019: €33k
2020: €250k
2021: €40k
2022: €182k
2023: €146k
2018 → 2024
Working capital
€459k▲ 25.6%
2023 · €365k
2018: €-69k
2019: €-82k
2020: €49k
2021: €22k
2022: €36k
2023: €365k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.23M-€1.27M▲ 3.3%€1.45M▲ 14.3%€1.60M▲ 10.0%€1.75M▲ 9.5%
Operating result€73k-€111k▲ 52.4%€269k▲ 142%€219k▼ 18.7%€211k▼ 3.6%
Net result€250k-€40k▼ 83.9%€182k▲ 353%€146k▼ 19.7%€152k▲ 4.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.98M
Fixed assets
€3.23M▲ 8.7%
Current assets
€751k▲ 19.0%
Equity and liabilities €3.98M
Equity
€1.75M▲ 9.5%
Provisions
€304k▲ 18.1%
Debt
€1.93M▲ 10.3%
The debt ratio falls from 48.5% to 48.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€430k▲
2023 · €426k
Cash flow
€371k▲
2023 · €354k
Solvency
44.0%▼
2023 · 44.4%
Current ratio
2.57▲
2023 · 2.37
Quick ratio
2.57▲
2023 · 2.37
Debt / equity
1.10▲
2023 · 1.09
ROE
8.7%▼
2023 · 9.1%
ROA
3.8%▼
2023 · 4.1%
Interest coverage
9.73▲
2023 · 8.82
Debt
€1.93M▲
2023 · €1.75M
Debt ≤ 1 year
€293k▲
2023 · €266k
Debt > 1 year
€1.63M▲
2023 · €1.48M
Income taxes
€52k▲
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.60M€3.98M▲
Fixed assets21/28€2.97M€3.23M▲
Tangible fixed assets22/27€2.86M€3.12M▲
Land and buildings22€2.74M€3.00M▲
Plant, machinery and equipment23€73k€76k▲
Furniture and vehicles24€48k€42k▼
Financial fixed assets28€109k€109k=
Current assets29/58€632k€751k▲
Amounts receivable within one year40/41€606k€713k▲
Trade receivables40-€26k
Other amounts receivable41€606k€687k▲
Cash at bank and in hand54/58€25k€33k▲
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€3.60M€3.98M▲
Equity10/15€1.60M€1.75M▲
Contributions10/11€12k€12k=
Reserves13€1.59M€1.74M▲
Tax-exempt reserves132€187k€176k▼
Distributable reserves133€1.40M€1.56M▲
Provisions and deferred taxes16€257k€304k▲
Provisions for liabilities and charges160/5€200k€250k▲
Environmental obligations163€200k€250k▲
Deferred taxes168€57k€54k▼
Amounts payable17/49€1.75M€1.93M▲
Amounts payable after more than one year17€1.48M€1.63M▲
Financial debts170/4€1.48M€1.63M▲
Amounts payable within one year42/48€266k€293k▲
Current portion of amounts payable after more than one year42€217k€231k▲
Financial debts43€14k€14k▲
Credit institutions430/8€14k€14k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€34k€47k▲
Taxes450/3€34k€47k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€208k€219k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€200k€50k▼
Other operating charges640/8€26k€24k▼
Gross operating margin9900€652k€504k▼
Operating profit (loss)9901€219k€211k▼
Financial income75/76B€24k€34k▲
Recurring financial income75€24k€34k▲
Financial charges65/66B€48k€44k▼
Recurring financial charges65€48k€44k▼
Profit (loss) for the period before taxes9903€195k€201k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€52k€52k▲
Profit (loss) for the period9904€146k€152k▲
Transfer from tax-exempt reserves789€12k€12k=
Profit (loss) for the period to be appropriated9905€158k€164k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€164k▲
Transfer to equity691/2€158k€164k▲
To other reserves6921€158k€164k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 86 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 90 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.37
Current ratio from 1.09 to 2.37; short-term debt falls from €393k to €266k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 92 days late
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 143 days late
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 139 days late
2020
31-12
Financial
Highest result since 2018net €250k ▲661%
Net result €250k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.20
Current ratio from 0.46 to 1.20.
31-12
Financial
Equity above €1MEq €1.23M ▲25.4%
3 profitable years in a row build equity to €1.23M.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 119 days late
2019
31-12
Financial
Weakest financial yearnet €33k ▼66.5%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 91 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 90 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herendreef 303001 LeuvenGround area
2,070 m²
Building footprint
609 m²
Volume, LiDAR
1,083 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Prinses Lydialaan 51, 3001 Leuven
since 20002.237.879.674
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432H0066/00X011 | Flanders | 1,211 m² | 1 · 441 m² | - |
| 24432H0056/00F013 | Flanders | 859 m² | 1 · 168 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ITISAI
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 21,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.