JORIDEK
ActiveJORIDEK has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €965k and a net result of €56k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.36 in 2024; short-term debt: 10.4% and cash: 3.4% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
8 d early
2023
12 d early
2022
25 d late
2021
24 d late
2020
37 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€56k▲ 47.2%
2024 · €38k
2018: €57k
2019: €61k
2020: €33k
2021: €229k
2022: €59k
2023: €253k
2024: €38k
2018 → 2025
Working capital
€240k▲ 15.0%
2024 · €209k
2018: €-60k
2019: €-49k
2020: €-65k
2021: €92k
2022: €95k
2023: €269k
2024: €209k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€616k-€675k▲ 9.6%€928k▲ 37.5%€909k▼ 2.1%€965k▲ 6.1%
Operating result€81k-€86k▲ 5.7%€189k▲ 120%€52k▼ 72.2%€78k▲ 49.5%
Net result€229k-€59k▼ 74.2%€253k▲ 329%€38k▼ 85.0%€56k▲ 47.2%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€776k▼ 0.8%
Current assets
€358k▼ 1.4%
Equity and liabilities €1.13M
Equity
€965k▲ 6.1%
Debt
€169k▼ 28.4%
The debt ratio falls from 20.6% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▲
2024 · €76k
Cash flow
€79k▲
2024 · €61k
Solvency
85.1%▲
2024 · 79.4%
Current ratio
3.04▲
2024 · 2.36
Quick ratio
3.04▲
2024 · 2.36
Debt / equity
0.18▼
2024 · 0.26
ROE
5.8%▲
2024 · 4.2%
ROA
4.9%▲
2024 · 3.3%
Interest coverage
23.21▲
2024 · 13.47
Debt
€169k▼
2024 · €236k
Debt ≤ 1 year
€118k▼
2024 · €154k
Debt > 1 year
€51k▼
2024 · €82k
Income taxes
€23k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€1.13M▼
Fixed assets21/28€782k€776k▼
Tangible fixed assets22/27€232k€226k▼
Land and buildings22€174k€167k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€55k€40k▼
Assets under construction and advance payments27-€18k
Financial fixed assets28€550k€550k=
Current assets29/58€363k€358k▼
Amounts receivable within one year40/41€319k€319k▼
Trade receivables40€99k€86k▼
Other amounts receivable41€221k€232k▲
Cash at bank and in hand54/58€43k€39k▼
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.13M▼
Equity10/15€909k€965k▲
Contributions10/11€6k€6k=
Reserves13€427k€483k▲
Distributable reserves133€427k€483k▲
Profit (loss) carried forward14€476k€476k=
Amounts payable17/49€236k€169k▼
Amounts payable after more than one year17€82k€51k▼
Financial debts170/4€82k€51k▼
Amounts payable within one year42/48€154k€118k▼
Current portion of amounts payable after more than one year42€63k€32k▼
Financial debts43€8k€8k▲
Credit institutions430/8€8k€8k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€28k€55k▲
Taxes450/3€24k€49k▲
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€46k€15k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€8k€3k▼
Gross operating margin9900€83k€105k▲
Operating profit (loss)9901€52k€78k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€53k€79k▲
Income taxes67/77€15k€23k▲
Profit (loss) for the period9904€38k€56k▲
Profit (loss) for the period to be appropriated9905€38k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€514k€532k▲
Profit (loss) brought forward from the previous period14P€476k€476k=
Transfer from equity791/2€57k€0▼
Transfer to equity691/2€38k€56k▲
To other reserves6921€38k€56k▲
Profit to be distributed694/7€57k€0▼
Return on contributions (dividend)694€57k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €253k ▲329%
Operating result €189k, net result €253k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-12
Financial
Liquidity times 5current ratio 1.58
Current ratio from 0.32 to 1.58.
31-12
Financial
Equity above €500kEq €616k ▲59%
4 profitable years in a row build equity to €616k.
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 37 days late
2020
31-12
Financial
Weakest financial yearnet €33k ▼46.4%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comines-Warneton · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mesenstraat(PL) 1257782 Comines-WarnetonGround area
1,061 m²
Building footprint
41 m²
Volume, LiDAR
246 m³
Parcel 54008C0799/00L002, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JORIDEK
since 20042.137.721.434
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54008C0799/00L002 ProtectedSite or landscape |
Wallonia | 1,061 m² | 1 · 41 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 28,236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477/190 116