Skip to content

JORFX

Active
Private limited companyfounded 2024active for 2 yearsMulheim 24, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 1008.153.860
Summary

The computed 12-month bankruptcy probability of JORFX is 1.7% (moderate). The 2024 annual accounts show negative equity (-€14,286) and a net result of -€17,286. Its solvency ranks better than 5% of 2,519 sector peers (NACE 85, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
JORFXActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other education
NACE 85599
1 site
Size
€6,689total assets 2024
Equity
-€14,286
Loss
-€17,286
Turnover not published (micro format)
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.7%
Structure
2024 accounts filed 70 days late
Why 53raises riskFigures for financial year 2024 (filed 13-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 70 days late; 1 of the last 3 latelowers riskSector: Education (NACE 85)Size: total assets €6,689Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 85, micro)
Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 0
equity -213.6% of total assets
Liquidity 50
short-term debt 313.6% · cash 40.8%
Profitability 0
return on assets -258.4%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,815 companies, NACE 85, micro)
Last 24 months 05-2025: 0.4%lowest value 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.6%▲ +0.2 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.7%▲ +0.7 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.32, below 1; short-term debt: 313.6% and cash: 40.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 6% on solvency, 33% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Figures for financial year 2024 (filed 13-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 70 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €6,689
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2024 accounts filed 70 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 70 days after the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. IncorporationAppointment: STEEGEN Jordy Lino Jan…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€14,286 View
  • Caution: Among the weakest 6% on solvencysector median 45.5% · 2,519 companies -213.6% View
  • Caution: Latest accounts filed lateafter the legal deadline 70 days View

By topic

Financials

Financial year
2024
Total assets
€6,689
Loss
-€17,286
Solvency
-213.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
08-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Who signs
Each director alone
Purpose
“Het handelen in aandelen en andere financiële instrumenten op zowel nationale als…” (deed in Dutch)
Go to Articles of association

Key facts about JORFX

What is the company number of JORFX?
1008.153.860. In Belgium the VAT number is the company number with BE in front: BE 1008.153.860.
Where is JORFX based?
The registered office is at Mulheim 24, 3650 Dilsen-Stokkem.Company details
What does JORFX do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of JORFX?
Private limited company (BV).
When was JORFX founded?
On 08-04-2024.
Is JORFX still active?
Yes, JORFX is an active enterprise in the KBO register.
What is the turnover of JORFX?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is JORFX profitable?
In financial year 2024, JORFX made a loss of €17,286.
Where can I find the annual accounts of JORFX?
JORFX filed 1 annual account with the National Bank of Belgium, for financial year 2024.

Companies related to JORFX

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure