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JORFER

Active
Private limited companyfounded 20242 yrs activeKBO/BCE: BE 1006.616.114
Summary

The computed 12-month bankruptcy probability of JORFER is 20.7% (high). The 2024 annual accounts show negative equity (-€21,705) and a net result of -€31,705. Its solvency ranks better than 16% of 18935 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes
Profitability0
Solvency0
Growth-
Track record59
Bankruptcy probability, 12 months
20.7% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15; short-term debt: 141.5% and cash: 1.3% of total assets), and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-41.5%
Return on assets
-60.6%
Age of the figures
21 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 14 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

On 29 February 2024, JORFER was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€21,705
Total assets
€52,309
Net result
-€31,705
Working capital
-€63,098

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €52,309
Fixed assets €41,393
Current assets €10,916
Key figures and ratios
2024 value
EBITDA
-€27,173
Cash flow
-€28,203
Solvency
-41.5%
Current ratio
0.15
Quick ratio
0.13
Debt to equity
-3.41
ROA
-60.6%
Interest coverage
-26.36
Debt
€74,014
Debt ≤ 1 year
€74,014
Staff costs
€61,754

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 20.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€52,309
Fixed assets21/28€41,393
Intangible fixed assets21€11,449
Tangible fixed assets22/27€22,465
Plant, machinery and equipment23€3,727
Furniture and vehicles24€16,610
Other tangible fixed assets26€2,128
Financial fixed assets28€7,480
Current assets29/58€10,916
Stocks and contracts in progress3€1,261
Stocks30/36€1,261
Amounts receivable within one year40/41€8,977
Trade receivables40€8,012
Other amounts receivable41€965
Cash at bank and in hand54/58€678
Equity and liabilities
Total equity and liabilities10/49€52,309
Equity10/15-€21,705
Contributions10/11€10,000
Profit (loss) carried forward14-€31,705
Amounts payable17/49€74,014
Amounts payable within one year42/48€74,014
Financial debts43€279
Credit institutions430/8€279
Trade debts44€33,305
Suppliers440/4€33,305
Taxes, remuneration and social security45€11,600
Taxes450/3€11,600
Other amounts payable47/48€28,830
Income statement Code2024
Remuneration, social security and pensions62€61,754
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,503
Other operating charges640/8€601
Gross operating margin9900€35,183
Operating profit (loss)9901-€30,675
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€1,031
Recurring financial charges65€1,031
Profit (loss) for the period before taxes9903-€31,705
Profit (loss) for the period9904-€31,705
Profit (loss) for the period to be appropriated9905-€31,705
Appropriation of the result
Profit (loss) to be appropriated9906-€31,705

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€61,754
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,503
Other operating charges640/8€601
Gross operating margin9900€35,183
Operating profit (loss)9901-€30,675
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€1,031
Recurring financial charges65€1,031
Profit (loss) for the period before taxes9903-€31,705
Profit (loss) for the period9904-€31,705
Profit (loss) for the period to be appropriated9905-€31,705
Line2024
Assets
Total assets20/58€52,309
Fixed assets21/28€41,393
Intangible fixed assets21€11,449
Tangible fixed assets22/27€22,465
Plant, machinery and equipment23€3,727
Furniture and vehicles24€16,610
Other tangible fixed assets26€2,128
Financial fixed assets28€7,480
Current assets29/58€10,916
Stocks and contracts in progress3€1,261
Stocks30/36€1,261
Amounts receivable within one year40/41€8,977
Trade receivables40€8,012
Other amounts receivable41€965
Cash at bank and in hand54/58€678
Equity and liabilities
Total equity and liabilities10/49€52,309
Equity10/15-€21,705
Contributions10/11€10,000
Profit (loss) carried forward14-€31,705
Amounts payable17/49€74,014
Amounts payable within one year42/48€74,014
Financial debts43€279
Credit institutions430/8€279
Trade debts44€33,305
Suppliers440/4€33,305
Taxes, remuneration and social security45€11,600
Taxes450/3€11,600
Other amounts payable47/48€28,830
Line2024
Profit (loss) for the period9904-€31,705
+ Depreciation and write-downs630€3,503
Operating cash flow (approximation)-€28,203

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
07-09
KBO administration Address struck
event 15-07-2026
2025
14-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
SignalNBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
82 m²
Building footprint
82 m²
Volume, LiDAR
828 m³
Parcel 42006C0301/00A000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AMI
Food and beverage service activities
since 20242.356.448.120
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42006C0301/00A000
ProtectedMonument · Townscape or village viewCafé ontworpen door Alexis SterckSource ↗
Flanders 82 m² 1 · 82 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Dendermonde2.356.448.120
2 permissions
Toelating · Eetgelegenheid · since 24-10-2024
Drankgelegenheid · since 29-02-2024

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 14,001 companies in sector 56301 we hold annual accounts for 4,899. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.