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JOREMCO

Active
Private limited companyfounded 199827 yrs activeSparrenstraat 12, 2330 Merksplas, BelgiumKBO/BCE: BE 0464.528.347
Summary

JOREMCO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,789 and a net result of €96,902. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
JOREMCOActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350Joinery installation NACE 43320NACE 43390
2 sites
Size
€397,790total assets 2025
Staff
3.5 FTE
Equity
€322,789
Profit
€96,902
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Largest shareholder
AM Projects · 50%
Accounts 43 d early0 of 2 deeds read
Why 98- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 4.07, cash €109,564+ Equity €322,789 (81.1% of total assets)+ Founded in 1998Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 82% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+10
equity 81.1% of total assets
Liquidity 80+12
short-term debt 17.3% · cash 27.5%
Profitability 99+13
return on assets 24.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +14.3% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +19.3% vs 06-2025 08-2025: 0.1%▼ -14.3% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +12.2% vs 03-2026 05-2026: 0.1%▲ +1.0% vs 04-2026 06-2026: 0.1%▼ -1.0% vs 05-2026 07-2026: 0.1%▲ +8.9% vs 06-2026 08-2026: 0.2%▲ +79.1% vs 07-2026 09-2026: 0.2%▲ +20.3% vs 08-2026highest value 10-2026: 0.1%▼ -74.7% vs 09-2026lowest value
  • Liquidity: current ratio 4.07, cash €109,564 lowers the probability
  • Equity €322,789 (81.1% of total assets) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1998 lowers the probability for this profile
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.07 against 2.04 in 2024; short-term debt: 17.3% and cash: 27.5% of total assets), and 18.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 78%, profitability 84%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 4.07, cash €109,564
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €322,789 (81.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1998
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 d early
2024
21 d early
2023
29 d early
2022
28 d early
2021
1 d early
2020
8 d early
2019
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €96,902 ▲80.9%
  3. Liquidity doublescurrent ratio 4.07

Key points

  • Positive: Among the best 5% on net resultsector median €10,149 · 33,913 companies €96,902 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €96,902 8 years View
  • Positive: Equity rose in 2025from €249,887 to €322,789 ▲ 29.2% View

By topic

Financials

Fiscal year
2025
Total assets
€397,790
Profit
€96,902
Solvency
81.1%
Total assets▲ 3.3%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 18-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Liquidity doubles
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
04-11-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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