Equity
€95,880 ▲ 41.1%
JORBEN VERBEKE has made a profit in every financial year since 2023.
JORBEN VERBEKE
Lifetime
3 annual accounts with figures on one time axisGross marginpeak €44,046 (2023)
€42,826▲ 13.0%
Resultpeak €34,373 (2023)
€27,928▼ 2.3%
Equitypeak €95,880 (2025)
€95,880▲ 41.1%
Debts
€10,701▲ 470%
Board1 name since 2022
1 directorVERBEKE Jorben Marnick
Documentsfilings and deeds
30-03-2026123 days before the deadline
2025micro format
Gross margin from €37,894 to €42,826Equity from €67,951 to €95,880Debts from €1,878 to €10,701Investments €15,289Cash from €51,181 to €76,561
Key points
from the 2025 annual accountsTurnover
≈ €260,000 estimated
The micro format states no turnover.
Investments
€15,289 5.3 × depreciation
Green is investment, beige is depreciation.
Liquidity
10.49 was 36.89 in 2024
Short-term debts rose from €1,878 to €8,923.
Starting capital
€5,000 50 shares
Position in the sector
90.0%
Higher solvency than 93% of companies in specialised construction. Sector median 46.7% · 35,008 companies.
Checked score
99
Excellent
Financially stronger than 90% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025highest value
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.2%▼ -0.3 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
lowers risk
Liquidity: current ratio 10.49, cash €76,561
Equity €95,880 (90.0% of total assets)
Figures for financial year 2025 (filed on 03-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 98% on liquidity, 92% on profitability and 80% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JORBEN VERBEKE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JORBEN VERBEKE itself is lower: 0.1% within 12 months. It rests on far more data about JORBEN VERBEKE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JORBEN VERBEKE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.49 (36.89 in 2024), above the usual 1.5. Short-term debt is 8.4% and cash 71.8% of total assets. 10% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
123 days early
2024
56 days early
2023
125 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 101 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 March (3 of the last 3 accounts filed within 67 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794732084
Incorporation
Founding capital of €5,000, 50 shares · Founder: VERBEKE Jorben Marnick · Appointment: VERBEKE Jorben Marnick (director) · published on 15-12-2022 · Gazette deed
First establishment
Oude Kortrijkstraat 97, Zonnebeke
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| JORBEN VERBEKE Zonnebeke | €106,580 | €42,826 | 90.0% | - |
| Childsplay Design Jabbeke | €115,781 | €48,827 | 26.0% | - |
| CJ WOOD Roeselare | €121,039 | €47,564 | 34.1% | - |
| Schrijnwerk Naessens Waregem | €111,669 | €49,665 | 81.4% | - |
| VERHOEYEN Waregem | €102,774 | €33,970 | 38.1% | - |
| JH PROJECTS Geraardsbergen | €116,147 | €41,159 | 88.4% | - |
| MINO METAALDESIGN Lommel | €120,211 | €42,820 | 55.4% | - |
These companies have the same main activity as JORBEN VERBEKE: joinery installation (NACE 43320). They are comparable in size and age: total assets between €103,000 and €121,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 13-12-2022Normal situation
- Activity
- Joinery installationNACE 43320and 6 others
- Establishment unit
- 2.338.974.4608980 Zonnebeke, since 13-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- Total assets
- €106,580▲ 52.6%
- Filing
- Filed on 30-03-2026, 123 days before the end of the filing period
Insights on JORBEN VERBEKE
JORBEN VERBEKE files the micro format. That format states no turnover. The gross margin fell from €44,046 in 2023 to €42,826 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JORBEN VERBEKE
- What is the company number of JORBEN VERBEKE?
- The company number of JORBEN VERBEKE is 0794.732.084. The VAT number is the same number with BE in front: BE 0794.732.084.
- Where is JORBEN VERBEKE based?
- The registered office is at Oude Kortrijkstraat 97, 8980 Zonnebeke.Company details
- What does JORBEN VERBEKE do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of JORBEN VERBEKE?
- JORBEN VERBEKE is a private limited company (BV).
- When was JORBEN VERBEKE founded?
- JORBEN VERBEKE was founded on 13-12-2022.
- Is JORBEN VERBEKE still active?
- Yes, JORBEN VERBEKE is an active enterprise in the KBO register.
- What is the turnover of JORBEN VERBEKE?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €42,826 and 32 comparable companies (NACE 43320). It probably lies between €190,000 and €440,000.Financials
- Is JORBEN VERBEKE profitable?
- In financial year 2025, JORBEN VERBEKE made a profit of €27,928.
- Where can I find the annual accounts of JORBEN VERBEKE?
- JORBEN VERBEKE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JORBEN VERBEKE due?
- JORBEN VERBEKE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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