JORANALOGUE
ActiveJORANALOGUE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349k and a net result of €148k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+82
Solvency86▲+23
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.33 in 2024; short-term debt: 37.5% and cash: 12.2% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
26.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
30 d early
2023
6 d early
2022
11 d early
2021
29 d late
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€349k▲ 73.6%
2024 · €201k
2020: €111k
2021: €282k
2022: €297k
2023: €229k
2024: €201k
2020 → 2025
Total assets
€567k▲ 6.0%
2024 · €535k
2020: €219k
2021: €395k
2022: €532k
2023: €624k
2024: €535k
2020 → 2025
Net result
€148k
2024 · €-28k
2020: €91k
2021: €171k
2022: €16k
2023: €-68k
2024: €-28k
2020 → 2025
Working capital
€260k▲ 137%
2024 · €110k
2020: €93k
2021: €263k
2022: €223k
2023: €138k
2024: €110k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€297k▲ 5.5%€229k▼ 23.0%€201k▼ 12.3%€349k▲ 73.6%
Operating result€223k-€25k▼ 88.8%€-53k€-3k▲ 94.9%€207k
Net result€171k-€16k▼ 90.9%€-68k€-28k▲ 58.9%€148k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €207k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €567k
Fixed assets
€94k▲ 2.8%
Current assets
€473k▲ 6.6%
Equity and liabilities €567k
Equity
€349k▲ 73.6%
Debt
€219k▼ 34.7%
The debt ratio falls from 62.5% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€231k▲
2024 · €18k
Cash flow
€172k▲
2024 · €-7k
Solvency
61.5%▲
2024 · 37.5%
Current ratio
2.22▲
2024 · 1.33
Quick ratio
0.63▲
2024 · 0.14
Debt / equity
0.63▼
2024 · 1.67
ROE
42.4%▲
2024 · -14.0%
ROA
26.1%▲
2024 · -5.3%
Interest coverage
12.96▲
2024 · 0.70
Debt
€219k▼
2024 · €334k
Debt ≤ 1 year
€213k▼
2024 · €334k
Income taxes
€42k▲
2024 · €144
Staff costs
€31k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€535k€567k▲
Fixed assets21/28€92k€94k▲
Intangible fixed assets21€36k€35k▼
Tangible fixed assets22/27€55k€59k▲
Plant, machinery and equipment23€17k€17k▼
Furniture and vehicles24€1k€5k▲
Other tangible fixed assets26€37k€37k▼
Financial fixed assets28€250€250=
Current assets29/58€444k€473k▲
Stocks and contracts in progress3€396k€339k▼
Stocks30/36€396k€339k▼
Amounts receivable within one year40/41€13k€57k▲
Trade receivables40€8k€15k▲
Other amounts receivable41€5k€43k▲
Cash at bank and in hand54/58€32k€69k▲
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€535k€567k▲
Equity10/15€201k€349k▲
Contributions10/11€20k€20k=
Reserves13€181k€329k▲
Tax-exempt reserves132-€63k
Distributable reserves133€181k€265k▲
Amounts payable17/49€334k€219k▼
Amounts payable within one year42/48€334k€213k▼
Trade debts44€23k€51k▲
Suppliers440/4€23k€51k▲
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€14k€8k▼
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€287k€145k▼
Accrued charges and deferred income492/3€645€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€100k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Other operating charges640/8€601€582▼
Gross operating margin9900€119k€263k▲
Operating profit (loss)9901€-3k€207k▲
Financial income75/76B€334€627▲
Recurring financial income75€334€627▲
Financial charges65/66B€26k€18k▼
Recurring financial charges65€26k€18k▼
Profit (loss) for the period before taxes9903€-28k€190k▲
Income taxes67/77€144€42k▲
Profit (loss) for the period9904€-28k€148k▲
Transfer to tax-exempt reserves689-€63k
Profit (loss) for the period to be appropriated9905€-28k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€85k▲
Transfer from equity791/2€28k€0▼
Transfer to equity691/2-€85k
To other reserves6921-€85k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €148k
Net result €148k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-68k ▼539%
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2020net €171k ▲89.4%
Operating result €223k, net result €171k, both a record.
31-12
Financial
Equity above €200kEq €282k ▲155%
2 profitable years in a row build equity to €282k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat(STE) 439190 StekeneGround area
1,533 m²
Building footprint
195 m²
Volume, LiDAR
744 m³
Parcel 46322C1045/00W000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Heistraat(STE) 43, 9190 Stekene
since 20192.296.557.647
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C1045/00W000 | Flanders | 1,533 m² | 1 · 195 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 248 companies in sector 32200 we hold annual accounts for 47. 35 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2019
Fiscal year end31-12
Activities, NACEBEL
32200Other manufacturing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.