JOR-KIR
ActiveJOR-KIR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €-5k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 1193 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency61▲+13
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.97 in 2024; short-term debt: 60.2% and cash: 19.4% of total assets), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
-3.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
32 d early
2023
52 d early
2022
38 d early
2021
2 d early
2020
1 d early
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€54k▼ 8.4%
2024 · €59k
2018: €73k
2019: €84k
2020: €89k
2021: €135k
2022: €91k
2023: €99k
2024: €59k
2018 → 2025
Total assets
€152k▼ 41.4%
2024 · €259k
2018: €161k
2019: €200k
2020: €186k
2021: €310k
2022: €339k
2023: €250k
2024: €259k
2018 → 2025
Net result
€-5k▲ 87.4%
2024 · €-40k
2018: €3k
2019: €11k
2020: €6k
2021: €46k
2022: €2k
2023: €7k
2024: €-40k
2018 → 2025
Working capital
€9k
2024 · €-7k
2018: €56k
2019: €64k
2020: €83k
2021: €54k
2022: €21k
2023: €23k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€135k-€91k▼ 32.2%€99k▲ 8.2%€59k▼ 40.0%€54k▼ 8.4%
Operating result€71k-€11k▼ 83.9%€16k▲ 41.5%€-37k€-7k▲ 81.5%
Net result€46k-€2k▼ 96.6%€7k▲ 384%€-40k€-5k▲ 87.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€51k▼ 25.8%
Current assets
€101k▼ 47.0%
Equity and liabilities €152k
Equity
€54k▼ 8.4%
Debt
€98k▼ 51.2%
The debt ratio falls from 77.1% to 64.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €-19k
Cash flow
€13k▲
2024 · €-22k
Solvency
35.8%▲
2024 · 22.9%
Current ratio
1.10▲
2024 · 0.97
Quick ratio
1.10▲
2024 · 0.97
Debt / equity
1.79▼
2024 · 3.37
ROE
-9.1%▲
2024 · -66.5%
ROA
-3.3%▲
2024 · -15.2%
Interest coverage
4.97▲
2024 · -4.36
Debt
€98k▼
2024 · €200k
Debt ≤ 1 year
€92k▼
2024 · €197k
Income taxes
€231▼
2024 · €247
Staff costs
€607k▲
2024 · €562k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€152k▼
Fixed assets21/28€69k€51k▼
Tangible fixed assets22/27€68k€50k▼
Plant, machinery and equipment23€1k€859▼
Furniture and vehicles24€61k€45k▼
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€1k€1k=
Current assets29/58€190k€101k▼
Amounts receivable within one year40/41€155k€71k▼
Trade receivables40€122k€40k▼
Other amounts receivable41€32k€31k▼
Cash at bank and in hand54/58€34k€30k▼
Deferred charges and accrued income490/1€2k€693▼
Equity and liabilities
Total equity and liabilities10/49€259k€152k▼
Equity10/15€59k€54k▼
Contributions10/11€19k€19k=
Reserves13€41k€36k▼
Distributable reserves133€41k€36k▼
Amounts payable17/49€200k€98k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€197k€92k▼
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€117k€19k▼
Suppliers440/4€117k€19k▼
Taxes, remuneration and social security45€53k€53k▲
Taxes450/3€1k€5k▲
Remuneration and social security454/9€51k€48k▼
Other amounts payable47/48€21k€20k▼
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€562k€607k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€547k€621k▲
Operating profit (loss)9901€-37k€-7k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-39k€-5k▲
Income taxes67/77€247€231▼
Profit (loss) for the period9904€-40k€-5k▲
Profit (loss) for the period to be appropriated9905€-40k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-5k▲
Transfer from equity791/2€40k€5k▼
Social balance
Average headcount (FTE)908710.211.7▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-40k ▼630%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €46k ▲711%
Operating result €71k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €135k ▲51%
4 profitable years in a row build equity to €135k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doorniksesteenweg 77b8580 AvelgemGround area
976 m²
Building footprint
430 m²
Volume, LiDAR
2,649 m³
Parcel 34003A3320/00A000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jor-Kir
since 20132.222.429.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A3320/00A000 | Flanders | 976 m² | 1 · 430 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,731. 2,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2013
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.