JOPS VASTGOED
ActiveSummary
JOPS VASTGOED has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €7k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 28% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+1
Solvency31▼-5
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.32 in 2024; short-term debt: 12.5% and cash: 0.5% of total assets), and 93.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
12 d late
2024
14 d late
2023
21 d early
2022
59 d early
2021
54 d early
2020
11 d early
2019
104 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 46.0%
2024 · €37k
2019: €22k
2020: €24k▲ +7.5% vs 2019
2021: €25k▲ +6.5% vs 2020
2022: €28k▲ +8.9% vs 2021
2023: €32k▲ +16.5% vs 2022
2024: €37k▲ +15.6% vs 2023highest in 7 years
2025: €20k▼ -46.0% vs 2024lowest in 7 years
2019 → 2025
Total assets
€311k▼ 6.2%
2024 · €331k
2019: €443khighest in 7 years
2020: €387k▼ -12.6% vs 2019
2021: €373k▼ -3.7% vs 2020
2022: €356k▼ -4.4% vs 2021
2023: €344k▼ -3.6% vs 2022
2024: €331k▼ -3.6% vs 2023
2025: €311k▼ -6.2% vs 2024lowest in 7 years
2019 → 2025
Net result
€7k▲ 37.3%
2024 · €5k
2019: €2k
2020: €2k▼ -19.9% vs 2019
2021: €2k▼ -7.5% vs 2020lowest in 7 years
2022: €2k▲ +47.2% vs 2021
2023: €5k▲ +101% vs 2022
2024: €5k▲ +10.2% vs 2023
2025: €7k▲ +37.3% vs 2024highest in 7 years
2019 → 2025
Working capital
€-37k▼ 129%
2024 · €-16k
2019: €-13khighest in 7 years
2020: €-20k▼ -55.2% vs 2019
2021: €-21k▼ -3.2% vs 2020
2022: €-21k▼ -0.7% vs 2021
2023: €-19k▲ +9.3% vs 2022
2024: €-16k▲ +12.9% vs 2023
2025: €-37k▼ -129% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€28k▲ 8.9%€32k▲ 16.5%€37k▲ 15.6%€20k▼ 46.0%
2021: €25k
2022: €28k▲ +8.9% vs 2021
2023: €32k▲ +16.5% vs 2022
2024: €37k▲ +15.6% vs 2023highest in 5 years
2025: €20k▼ -46.0% vs 2024lowest in 5 years
Operating result€6k-€7k▲ 7.9%€9k▲ 31.3%€9k▲ 2.8%€11k▲ 18.4%
2021: €6klowest in 5 years
2022: €7k▲ +7.9% vs 2021
2023: €9k▲ +31.3% vs 2022
2024: €9k▲ +2.8% vs 2023
2025: €11k▲ +18.4% vs 2024highest in 5 years
Net result€2k-€2k▲ 47.2%€5k▲ 101%€5k▲ 10.2%€7k▲ 37.3%
2021: €2klowest in 5 years
2022: €2k▲ +47.2% vs 2021
2023: €5k▲ +101% vs 2022
2024: €5k▲ +10.2% vs 2023
2025: €7k▲ +37.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€309k ▼ 4.5%
Current assets
€2k ▼ 78.5%
Equity and liabilities €311k
Equity
€20k ▼ 46.0%
Debt
€291k ▼ 1.2%
Debt's share of the balance-sheet total rises from 88.8% to 93.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €24k
Cash flow
€21k▲
2024 · €20k
Current ratio
0.04▼
2024 · 0.32
Debt to equity
14.54▲
2024 · 7.94
ROE
34.3%▲
2024 · 13.5%
ROA
2.2%▲
2024 · 1.5%
Interest coverage
6.87▲
2024 · 6.13
Debt ≤ 1 year
€39k▲
2024 · €24k
Debt > 1 year
€252k▼
2024 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€331k€311k▼
Fixed assets21/28€324k€309k▼
Tangible fixed assets22/27€324k€309k▼
Land and buildings22€324k€309k▼
Current assets29/58€8k€2k▼
Cash at bank and in hand54/58€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€331k€311k▼
Equity10/15€37k€20k▼
Contributions10/11€20k€20k=
Reserves13€17k-
Distributable reserves133€17k-
Amounts payable17/49€294k€291k▼
Amounts payable after more than one year17€270k€252k▼
Financial debts170/4€270k€252k▼
Amounts payable within one year42/48€24k€39k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€6k€17k▲
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€505€721▲
Gross operating margin9900€24k€26k▲
Operating profit (loss)9901€9k€11k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€5k€7k▲
Profit (loss) for the period9904€5k€7k▲
Profit (loss) for the period to be appropriated9905€5k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€7k▲
Transfer from equity791/2-€17k
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €15k | €15k | €15k | ▼ 2.3% |
| Other operating charges640/8 | €503 | €450 | €543 | €505 | €721 | ▲ 42.8% |
| Gross operating margin9900 | €22k | €22k | €24k | €24k | €26k | ▲ 6.2% |
| Operating profit (loss)9901 | €6k | €7k | €9k | €9k | €11k | ▲ 18.4% |
| Financial charges65/66B | €5k | €4k | €4k | €4k | €4k | ▼ 5.8% |
| Recurring financial charges65 | €5k | €4k | €4k | €4k | €4k | ▼ 5.8% |
| Profit (loss) for the period before taxes9903 | €2k | €2k | €5k | €5k | €7k | ▲ 37.3% |
| Profit (loss) for the period9904 | €2k | €2k | €5k | €5k | €7k | ▲ 37.3% |
| Profit (loss) for the period to be appropriated9905 | €2k | €2k | €5k | €5k | €7k | ▲ 37.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €373k | €356k | €344k | €331k | €311k | ▼ 6.2% |
| Formation expenses20 | €678 | €410 | €141 | - | - | - |
| Fixed assets21/28 | €368k | €353k | €339k | €324k | €309k | ▼ 4.5% |
| Tangible fixed assets22/27 | €368k | €353k | €339k | €324k | €309k | ▼ 4.5% |
| Land and buildings22 | €368k | €353k | €339k | €324k | €309k | ▼ 4.5% |
| Current assets29/58 | €4k | €3k | €5k | €8k | €2k | ▼ 78.5% |
| Cash at bank and in hand54/58 | €4k | €3k | €5k | €8k | €2k | ▼ 78.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €373k | €356k | €344k | €331k | €311k | ▼ 6.2% |
| Equity10/15 | €25k | €28k | €32k | €37k | €20k | ▼ 46.0% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €5k | €8k | €12k | €17k | - | - |
| Distributable reserves133 | €5k | €8k | €12k | €17k | - | - |
| Amounts payable17/49 | €348k | €329k | €312k | €294k | €291k | ▼ 1.2% |
| Amounts payable after more than one year17 | €323k | €306k | €288k | €270k | €252k | ▼ 6.7% |
| Financial debts170/4 | €323k | €306k | €288k | €270k | €252k | ▼ 6.7% |
| Amounts payable within one year42/48 | €25k | €23k | €24k | €24k | €39k | ▲ 63.1% |
| Current portion of amounts payable after more than one year42 | €17k | €17k | €18k | €18k | €18k | ▲ 1.3% |
| Taxes, remuneration and social security45 | - | - | - | - | €4k | - |
| Taxes450/3 | - | - | - | - | €4k | - |
| Other amounts payable47/48 | €8k | €6k | €6k | €6k | €17k | ▲ 187% |
| Accrued charges and deferred income492/3 | - | - | - | €387 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €2k | €5k | €5k | €7k | ▲ 37.3% |
| + Depreciation and write-downs630 | €15k | €15k | €15k | €15k | €15k | ▼ 2.3% |
| Operating cash flow (approximation) | €17k | €17k | €20k | €20k | €21k | ▲ 7.7% |
| Investment in fixed assets (approximation) | - | €-269 | €-269 | €-141 | €0 | ▲ 100% |
| Change in cash | - | €-1k | €2k | €3k | €-6k | ▼ 324% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Highest result since 2019net €7k ▲37.3%
Operating result €11k, net result €7k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼7.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2019
Ground area
1,503 m²
Building footprint
255 m²
Volume, LiDAR
1,403 m³
Parcel 11009M0001/00K002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JOPS VASTGOED
since 20192.290.965.992
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0001/00K002 | Flanders | 1,503 m² | 1 · 255 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,020 companies in sector 68203 we hold annual accounts for 5,986. 2,108 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.