JOPECA
ActiveSummary
JOPECA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €916k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 25% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+50
Solvency32▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.02 in 2024; short-term debt: 92% and cash: 11.1% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.6%
Return on assets
43.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
2 d late
2024
77 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€140k▲ 5.0%
2024 · €134k
2023: €60k
2024: €134k
2023 → 2025
Total assets
€2.12M▼ 74.2%
2024 · €8.18M
2023: €3.70M
2024: €8.18M
2023 → 2025
Net result
€916k▲ 127%
2024 · €404k
2023: €-1k
2024: €404k
2023 → 2025
Working capital
€143k▲ 7.4%
2024 · €134k
2023: €60k
2024: €134k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€60k-€134k▲ 123%€140k▲ 5.0%
Operating result€78-€399k▲ 511,076%€875k▲ 119%
Net result€-1k-€404k€916k▲ 127%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 119% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.12M
Fixed assets
€25k =
Current assets
€2.09M ▼ 74.4%
Equity and liabilities €2.12M
Equity
€140k ▲ 5.0%
Debt
€1.98M ▼ 75.5%
Debt's share of the balance-sheet total falls from 98.4% to 93.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.07▲
2024 · 1.02
Debt to equity
14.08▼
2024 · 60.28
ROE
653.4%▲
2024 · 302.1%
ROA
43.3%▲
2024 · 4.9%
Debt ≤ 1 year
€1.95M▼
2024 · €8.03M
Debt > 1 year
€25k=
2024 · €25k
Income taxes
€2k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.18M€2.12M▼
Fixed assets21/28€25k€25k=
Financial fixed assets28€25k€25k=
Current assets29/58€8.16M€2.09M▼
Stocks and contracts in progress3€4.89M€0▼
Stocks30/36€4.89M€0▼
Amounts receivable within one year40/41€606k€1.86M▲
Trade receivables40€598k€1.83M▲
Other amounts receivable41€8k€27k▲
Current investments50/53€2.00M€0▼
Cash at bank and in hand54/58€664k€235k▼
Equity and liabilities
Total equity and liabilities10/49€8.18M€2.12M▼
Equity10/15€134k€140k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€66k€73k▲
Amounts payable17/49€8.05M€1.98M▼
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€8.03M€1.95M▼
Trade debts44€71k€229k▲
Suppliers440/4€71k€229k▲
Advances received on contracts in progress46€7.01M€0▼
Taxes, remuneration and social security45€28k€17k▼
Taxes450/3€28k€17k▼
Other amounts payable47/48€912k€1.70M▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Other operating charges640/8€140€2k▲
Gross operating margin9900€399k€877k▲
Operating profit (loss)9901€399k€875k▲
Financial income75/76B€29k€45k▲
Recurring financial income75€29k€45k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€428k€919k▲
Income taxes67/77€24k€2k▼
Profit (loss) for the period9904€404k€916k▲
Profit (loss) for the period to be appropriated9905€404k€916k▲
Appropriation of the result
Profit (loss) to be appropriated9906€402k€982k▲
Profit (loss) brought forward from the previous period14P€-1k€66k▲
Transfer to equity691/2€6k€0▼
To the legal reserve6920€6k€0▼
Profit to be distributed694/7€330k€910k▲
Directors or managers695€330k€910k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial
Highest result since 2023net €916k ▲127%
Operating result €875k, net result €916k, both a record.
2024
15-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €404k
Net result €404k after one loss-making year.
30-06
Financial
Equity above €100kEq €134k ▲123%
Equity rises from €60k to €134k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelsteenweg 87B8490 JabbekeGround area
1,459 m²
Building footprint
390 m²
Volume, LiDAR
1,619 m³
Parcel 31442C0615/00W008, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOPECA
since 20212.323.013.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31442C0615/00W008 | Flanders | 1,459 m² | 1 · 390 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 207,011 EUR awarded · 207,011 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 207,011 EUR | 207,011 EUR |
Schemes
Subsidie voor sanering in het kader van vernieuwing van leegstaande en/of verwaarloosde bedrijfsruimten (stopgezet)
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,355 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-09-2021
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.