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JOPAPP

Active
Private limited companyfounded 20224 yrs activeKruisstraat 97, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 0783.294.202
Summary

JOPAPP has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€87,352) and a net result of -€32,537. Equity is shrinking by ~55.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.78 against 2.47 in 2023; short-term debt: 11.4% and cash: 4% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-187.7%
Return on assets
-69.9%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€87,352
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-01-2026, 179 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
179 d late
2023
75 d late
2022
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 95 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JOPAPP was incorporated on 10 March 2022 as a Private limited company.1 Total assets fell from EUR 96,107 in 2022 to EUR 46,547 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€87,352▼ 59.4%
2023 · -€54,814
Total assets
€46,547▼ 37.7%
2023 · €74,694
Net result
-€32,537▼ 13.8%
2023 · -€28,598
Working capital
-€1,167
2023 · €10,386
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result-€23,418--€22,890▲ 2.3%-€26,259▼ 14.7%
Net result-€27,217below the sector's middle half--€28,598below the sector's middle half▼ 5.1%-€32,537below the sector's middle half▼ 13.8%
Equity-€26,217below the sector's middle half--€54,814below the sector's middle half▼ 109%-€87,352below the sector's middle half▼ 59.4%
Total assets€96,107within the sector's middle half-€74,694within the sector's middle half▼ 22.3%€46,547below the sector's middle half▼ 37.7%
Debt€122,324-€129,509▲ 5.9%€133,899▲ 3.4%
Working capital€4,988below the sector's middle half-€10,386below the sector's middle half▲ 108%-€1,167below the sector's middle half
Solvency-27.3%below the sector's middle half--73.4%below the sector's middle half▼ 46.1pp-187.7%below the sector's middle half▼ 114.3pp
Current ratio1.27below the sector's middle half-2.47within the sector's middle half▲ 1.200.78below the sector's middle half▼ 1.69
Return on assets (ROA)-28.3%below the sector's middle half--38.3%below the sector's middle half▼ 10.0pp-69.9%below the sector's middle half▼ 31.6pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€30,000-€20,000-€10,000€0Operating result 2022: -€23,418-€23,418Net result 2022: -€27,217-€27,217Operating result 2023: -€22,890-€22,890Net result 2023: -€28,598-€28,598Operating result 2024: -€26,259-€26,259Net result 2024: -€32,537-€32,537202220232024-€40,000-€30,000-€20,000-€10,000€0Operating result 2022: -€23,418-€23,400Net result 2022: -€27,217-€27,200Operating result 2023: -€22,890-€22,900Net result 2023: -€28,598-€28,600Operating result 2024: -€26,259-€26,300Net result 2024: -€32,537-€32,500202220232024
The operating result stays negative: a loss of €26,259 in 2024 against €22,890 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46,547
Fixed assets €42,403 ▼ 25.9%
Current assets €4,144 ▼ 76.2%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€10,733▼
2023 · -€7,393
Cash flow
-€17,012▼
2023 · -€13,101
Debt to equity
-1.53▲
2023 · -2.36
Interest coverage
-1.71▼
2023 · -1.30
Debt ≤ 1 year
€5,311▼
2023 · €7,059
Debt > 1 year
€122,449▲
2023 · €116,805
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€74,694€46,547▼
Fixed assets21/28€57,249€42,403▼
Intangible fixed assets21€51,625€39,406▼
Tangible fixed assets22/27€5,624€2,997▼
Furniture and vehicles24€5,624€2,997▼
Current assets29/58€17,446€4,144▼
Amounts receivable within one year40/41€6,416€2,293▼
Trade receivables40€3,568€173▼
Other amounts receivable41€2,848€2,120▼
Cash at bank and in hand54/58€11,030€1,851▼
Equity and liabilities
Total equity and liabilities10/49€74,694€46,547▼
Equity10/15-€54,814-€87,352▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€55,814-€88,352▼
Amounts payable17/49€129,509€133,899▲
Amounts payable after more than one year17€116,805€122,449▲
Financial debts170/4€116,805€122,449▲
Amounts payable within one year42/48€7,059€5,311▼
Trade debts44€7,059€5,311▼
Suppliers440/4€7,059€5,311▼
Accrued charges and deferred income492/3€5,644€6,138▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,497€15,526▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€822
Other operating charges640/8€384€587▲
Non-recurring operating charges66A€100-
Gross operating margin9900-€6,909-€9,324▼
Operating profit (loss)9901-€22,890-€26,259▼
Financial charges65/66B€5,707€6,279▲
Recurring financial charges65€5,707€6,279▲
Profit (loss) for the period before taxes9903-€28,598-€32,537▼
Profit (loss) for the period9904-€28,598-€32,537▼
Profit (loss) for the period to be appropriated9905-€28,598-€32,537▼
Appropriation of the result
Profit (loss) to be appropriated9906-€55,814-€88,352▼
Profit (loss) brought forward from the previous period14P-€27,217-€55,814▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,839€15,497€15,526▲ 0.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€822-
Other operating charges640/8€348€384€587▲ 52.8%
Non-recurring operating charges66A-€100--
Gross operating margin9900-€21,231-€6,909-€9,324▼ 34.9%
Operating profit (loss)9901-€23,418-€22,890-€26,259▼ 14.7%
Financial charges65/66B€3,799€5,707€6,279▲ 10.0%
Recurring financial charges65€3,799€5,707€6,279▲ 10.0%
Profit (loss) for the period before taxes9903-€27,217-€28,598-€32,537▼ 13.8%
Profit (loss) for the period9904-€27,217-€28,598-€32,537▼ 13.8%
Profit (loss) for the period to be appropriated9905-€27,217-€28,598-€32,537▼ 13.8%
Line202220232024Change
Assets
Total assets20/58€96,107€74,694€46,547▼ 37.7%
Fixed assets21/28€72,601€57,249€42,403▼ 25.9%
Intangible fixed assets21€64,350€51,625€39,406▼ 23.7%
Tangible fixed assets22/27€8,251€5,624€2,997▼ 46.7%
Furniture and vehicles24€8,251€5,624€2,997▼ 46.7%
Current assets29/58€23,507€17,446€4,144▼ 76.2%
Amounts receivable within one year40/41€13,175€6,416€2,293▼ 64.3%
Trade receivables40€362€3,568€173▼ 95.2%
Other amounts receivable41€12,813€2,848€2,120▼ 25.6%
Cash at bank and in hand54/58€9,936€11,030€1,851▼ 83.2%
Deferred charges and accrued income490/1€395---
Equity and liabilities
Total equity and liabilities10/49€96,107€74,694€46,547▼ 37.7%
Equity10/15-€26,217-€54,814-€87,352▼ 59.4%
Contributions10/11€1,000€1,000€1,000=
Profit (loss) carried forward14-€27,217-€55,814-€88,352▼ 58.3%
Amounts payable17/49€122,324€129,509€133,899▲ 3.4%
Amounts payable after more than one year17€100,300€116,805€122,449▲ 4.8%
Financial debts170/4€100,300€116,805€122,449▲ 4.8%
Amounts payable within one year42/48€18,519€7,059€5,311▼ 24.8%
Trade debts44€18,519€7,059€5,311▼ 24.8%
Suppliers440/4€18,519€7,059€5,311▼ 24.8%
Accrued charges and deferred income492/3€3,505€5,644€6,138▲ 8.8%
Line202220232024Change
Profit (loss) for the period9904-€27,217-€28,598-€32,537▼ 13.8%
+ Depreciation and write-downs630€1,839€15,497€15,526▲ 0.2%
Operating cash flow (approximation)-€25,378-€13,101-€17,012▼ 29.9%
Investment in fixed assets (approximation)--€145-€680▼ 369%
Change in cash-€1,093-€9,179▼ 940%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 179 days late
2024
31-12
Financial Weakest financial yearnet -€32,537
Net result drops to -€32,537, the lowest in the series.
14-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 75 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,148 m²
Building footprint
137 m²
Volume, LiDAR
680 m³
Parcel 44040B0219/00T005, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
JOPAPP
Kruisstraat 97, 9090 Merelbeke-MelleWholesale trade
since 20222.329.846.463
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44040B0219/00T005 Flanders 1,148 m² 1 · 137 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 9,000 EUR awarded · 9,000 EUR paid
Year Entries awardedpaid
2023 1 9,000 EUR9,000 EUR
Schemes
1 entry · 9,000 EUR · 9,000 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
E-mail info@contractr.app
E-invoicing
Reachable via Peppol
Peppol ID 0208:0783294202
Registered 14-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.