Joosen Robin
ActiveJoosen Robin has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304k and a net result of €59k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 37% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-2
Solvency60▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.61 in 2024; short-term debt: 47.6% and cash: 6.3% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
6.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
5 d early
2022
3 d late
2021
3 d late
2020
5 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€304k▲ 11.4%
2024 · €273k
2019: €239k
2020: €246k
2021: €267k
2022: €289k
2023: €292k
2024: €273k
2019 → 2025
Total assets
€871k▲ 5.6%
2024 · €825k
2019: €770k
2020: €733k
2021: €675k
2022: €911k
2023: €858k
2024: €825k
2019 → 2025
Net result
€59k▼ 14.2%
2024 · €68k
2019: €86k
2020: €26k
2021: €31k
2022: €48k
2023: €53k
2024: €68k
2019 → 2025
Working capital
€-133k▼ 6.7%
2024 · €-125k
2019: €28k
2020: €56k
2021: €74k
2022: €35k
2023: €-31k
2024: €-125k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€267k-€289k▲ 8.5%€292k▲ 1.0%€273k▼ 6.5%€304k▲ 11.4%
Operating result€60k-€63k▲ 4.8%€84k▲ 34.5%€103k▲ 21.8%€100k▼ 2.5%
Net result€31k-€48k▲ 54.3%€53k▲ 10.5%€68k▲ 29.4%€59k▼ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871k
Fixed assets
€589k▼ 5.8%
Current assets
€281k▲ 41.4%
Equity and liabilities €871k
Equity
€304k▲ 11.4%
Debt
€567k▲ 2.7%
The debt ratio falls from 66.9% to 65.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€202k▲
2024 · €187k
Cash flow
€160k▲
2024 · €153k
Solvency
34.9%▲
2024 · 33.1%
Current ratio
0.68▲
2024 · 0.61
Quick ratio
0.57▲
2024 · 0.52
Debt / equity
1.86▼
2024 · 2.02
ROE
19.3%▼
2024 · 25.0%
ROA
6.7%▼
2024 · 8.3%
Interest coverage
10.64▼
2024 · 15.01
Debt
€567k▲
2024 · €552k
Debt ≤ 1 year
€415k▲
2024 · €324k
Debt > 1 year
€152k▼
2024 · €228k
Income taxes
€24k▲
2024 · €22k
Staff costs
€91k▲
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€825k€871k▲
Fixed assets21/28€626k€589k▼
Tangible fixed assets22/27€626k€589k▼
Land and buildings22€211k€199k▼
Plant, machinery and equipment23€77k€75k▼
Furniture and vehicles24€338k€315k▼
Leasing and similar rights25€0-
Current assets29/58€199k€281k▲
Stocks and contracts in progress3€30k€45k▲
Stocks30/36€30k€30k=
Contracts in progress37-€15k
Amounts receivable within one year40/41€80k€110k▲
Trade receivables40€68k€83k▲
Other amounts receivable41€12k€27k▲
Current investments50/53€57k€55k▼
Cash at bank and in hand54/58€12k€55k▲
Deferred charges and accrued income490/1€20k€17k▼
Equity and liabilities
Total equity and liabilities10/49€825k€871k▲
Equity10/15€273k€304k▲
Contributions10/11€6k€6k=
Reserves13€267k€298k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€267k€298k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€552k€567k▲
Amounts payable after more than one year17€228k€152k▼
Financial debts170/4€228k€152k▼
Amounts payable within one year42/48€324k€415k▲
Current portion of amounts payable after more than one year42€86k€99k▲
Trade debts44€4k€51k▲
Suppliers440/4€4k€51k▲
Taxes, remuneration and social security45€27k€28k▲
Taxes450/3€25k€19k▼
Remuneration and social security454/9€2k€9k▲
Other amounts payable47/48€207k€237k▲
Income statement
Code20242025
Remuneration, social security and pensions62€87k€91k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€101k▲
Other operating charges640/8€4k€7k▲
Non-recurring operating charges66A€14k€0▼
Gross operating margin9900€292k€300k▲
Operating profit (loss)9901€103k€100k▼
Financial income75/76B€168€982▲
Recurring financial income75€168€982▲
Financial charges65/66B€12k€19k▲
Recurring financial charges65€12k€19k▲
Profit (loss) for the period before taxes9903€91k€82k▼
Income taxes67/77€22k€24k▲
Profit (loss) for the period9904€68k€59k▼
Profit (loss) for the period to be appropriated9905€68k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€59k▼
Transfer from equity791/2€86k€27k▼
Transfer to equity691/2€67k€59k▼
To other reserves6921€67k€59k▼
Profit to be distributed694/7€87k€27k▼
Return on contributions (dividend)694€87k€27k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €26k ▼69.9%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schotensteenweg 1182960 BrechtGround area
869 m²
Building footprint
87 m²
Volume, LiDAR
409 m³
Parcel 11009M0062/00B004, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOOSEN ROBIN
since 20092.177.684.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0062/00B004 | Flanders | 868 m² | 1 · 87 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 346 EUR awarded · 347 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 160 EUR | 347 EUR |
| 2023 | 1 | 186 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
9845007F5BAA7F374973
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Of 1,365 companies in sector 43110 we hold annual accounts for 632. 462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2009
Fiscal year end31-03
Activities, NACEBEL
43110Demolition
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.