Equity
-€125,125
Debts exceed assets in financial year 2025.
Jool Create
Overview
Lifetime
5 annual accounts with figures on one time axispeak €25,055 (2024)
€13,599▼ 45.7%
lowest -€99,773 (2021)
€9,553▼ 47.9%
peak -€97,273 (2021)
-€125,125▲ €9,553
€165,472▼ 11.7%
Board1 name since 2019
1 director
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from €25,055 to €13,599Result from €18,340 to €9,553Cash from €1,186 to €1,841
Key points
from the 2025 annual accountsTurnover
≈ €63,000 estimated
The micro format states no turnover.
Debts
€165,472 410% of the balance sheet
Suppliers 1%Taxes and wages 4%Other 95%
Filings
5 annual accounts 2 late
The 2021 accounts came latest: 30 days after the end of the period.
Starting capital
€2,500 2,500 shares
Position in the sector
-310.1%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as Jool Create has now. Each dot stands for 6 companies, two years later.
88.8%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for Jool Create. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0740540065
Registered office moved within La Hulpe
New registered office: Rue de la Prison 16 à 1310 La Hulpe · Previous registered office: Avenue Ernest Solvay 64, 1310 La Hulpe · General meeting of 02-05-2023 · Gazette deed
Registered office moved from Ixelles to La Hulpe
New registered office: Avenue Ernest Solvay 64 à 1310 La Hulpe · Previous registered office: Rue Van Elewyck 39-ét 1., 1050 Ixelles · General meeting of 08-10-2020 · Gazette deed
Incorporation
Founding capital of €2,500, 2,500 shares · Founder: (comparant constituant) · Appointment: (director) · published on 31-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jool Create La Hulpe | €40,347 | €13,599 | -310.1% | - |
| MERAKI VB La Hulpe | €35,775 | €13,975 | 72.8% | - |
| DURROT SOLUTION Hélécine | €45,566 | €14,465 | 48.9% | - |
| ARTLISE Namur | €37,877 | €12,549 | 44.4% | - |
| GM CONSULT & MANAGEMENT Sint-Genesius-Rode | €36,560 | €14,638 | 9.1% | - |
| VIRTUAL REALIZATIONS Aalter | €39,481 | €12,108 | 39.8% | - |
| Ayuta Antwerp | €37,124 | €14,393 | -209.2% | - |
These companies have the same main activity as Jool Create: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €35,800 and €45,600, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 27-12-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 7 others
- Establishment unit
- 2.298.921.3781310 La Hulpe, since 27-12-2019
- Financial year end
- 30 September
- Peppol
- Reachable since 04-12-2025
Annual accounts to 30-09-2025
- €13,599▼ 45.7%
- €9,553▼ 47.9%
- -€125,125▲ 7.1%
- €40,347▼ 23.5%
- Filing
- Filed on 29-04-2026, 1 day before the end of the filing period
Insights on Jool Create
Jool Create files the micro format. That format states no turnover. The gross margin rose from -€97,635 in 2021 to €13,599 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-04-2026, 1 day before the deadline€13,599
▼ 45.7%
€9,777
▼ 47.2%
€9,553
▼ 47.9%
-€147,905
▲ €12,656
-310.1%
▼ 54.7 percentage points
0.11
▼ 0.04
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €63,000. Estimated: probably between €30,000 and €130,000.
Balance sheet
balance sheet total €40,347 on 30-09-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-310.1%
Lower than 95% of 41,211 companies in 2025.
0.11
Lower than 95% of 39,782 companies in 2025.
23.7%
Higher than 64% of 40,303 companies in 2025.
Jool Create
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
40,347 | 52,733 | 48,074 | 38,291 | 45,260 | |
21/28 |
22,780 | 25,883 | 28,070 | 194 | 491 | |
22/27 |
22,780 | 25,883 | 28,070 | 194 | 491 | |
24 |
720 | 823 | 10 | 194 | 491 | |
26 |
22,060 | 25,060 | 28,060 | - | - | |
29/58 |
17,567 | 26,850 | 20,004 | 38,097 | 44,769 | |
40/41 |
15,726 | 25,664 | 19,267 | 27,131 | 36,049 | |
40 |
15,726 | 25,664 | 16,974 | 25,824 | 36,049 | |
41 |
- | - | 2,293 | 1,307 | - | |
54/58 |
1,841 | 1,186 | 737 | 10,966 | 8,720 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
40,347 | 52,733 | 48,074 | 38,291 | 45,260 | |
10/15 |
-125,125 | -134,678 | -153,018 | -150,151 | -97,273 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | 2,500 | |
14 |
-127,625 | -137,178 | -155,518 | -152,651 | -99,773 | |
17/49 |
165,472 | 187,411 | 201,092 | 188,442 | 142,533 | |
42/48 |
165,472 | 187,411 | 201,092 | 188,442 | 142,533 | |
44 |
2,478 | 3,327 | 2,524 | 9,736 | - | |
440/4 |
2,478 | 3,327 | 2,524 | 9,736 | - | |
45 |
6,551 | 1,036 | - | - | 9,222 | |
450/3 |
6,551 | 1,036 | - | - | 9,222 | |
47/48 |
156,443 | 183,048 | 198,568 | 178,706 | 133,311 | |
| Income statement | ||||||
9900 |
13,599 | 25,055 | -177 | -52,538 | -97,635 | |
630 |
3,403 | 3,204 | 2,124 | 297 | 399 | |
640/8 |
419 | 3,337 | 428 | - | 373 | |
9901 |
9,777 | 18,514 | -2,729 | -52,835 | -98,407 | |
75/76B |
130 | 17 | - | 125 | 50 | |
75 |
130 | 17 | - | 125 | 50 | |
65/66B |
354 | 191 | 138 | 168 | 1,416 | |
65 |
354 | 191 | 138 | 168 | 1,416 | |
9903 |
9,553 | 18,340 | -2,867 | -52,878 | -99,773 | |
9904 |
9,553 | 18,340 | -2,867 | -52,878 | -99,773 | |
9905 |
9,553 | 18,340 | -2,867 | -52,878 | -99,773 | |
| Appropriation of the result | ||||||
9906 |
-127,625 | -137,178 | -155,518 | -152,651 | -99,773 | |
14P |
-137,178 | -155,518 | -152,651 | -99,773 | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 29-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 29-04-2026 | 2026-00095969 | |
| 30-09-2024 | micro format | 16-04-2025 | 2025-00070912 | |
| 30-09-2023 | micro format | 26-04-2024 | 2024-00071998 | |
| 30-09-2022 | micro format | 10-05-2023 | 2023-00086889 | |
| 30-09-2021 | micro format | 30-05-2022 | 2022-20044110 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 13,180 | 21,718 | -605 | -52,538 | -98,008 | ||
| 12,956 | 21,544 | -743 | -52,581 | -99,374 | ||
| 300 | 1,017 | 30,000 | 0 | 890 | ||
| 655 | 449 | -10,229 | 2,246 | - | ||
| -147,905 | -160,561 | -181,088 | -150,345 | -97,764 | ||
| -310.1% | -255.4% | -318.3% | -392.1% | -214.9% | ||
| 0.11 | 0.14 | 0.10 | 0.20 | 0.31 | ||
| 23.7% | 34.8% | -6.0% | -138.1% | -220.4% | ||
| 37.23 | over 100 | -4.38 | -312.73 | -69.21 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €300 | €1,017 | €30,000 | - | €890 |
| €3,403 | €3,204 | €2,124 | €297 | €399 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Jool Create
The operating result for 2025 is 47% lower than in 2024.
Equity is negative. Debt (€165,472) exceeds the balance-sheet total (€40,347).
Board & ownership
Board
1 director, since incorporationDirector
since 27-12-2019
term without a fixed end
listed in the 2025 annual accounts, filed on 29-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 31-12-2019
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, from 27-12-2019 to date
Control
Founder
This company
Jool Create
Equity -€125,125
Profit €9,553 in 2025
Capital
- Contribution
- €2,500
- Shares
- 2,500
- Contribution per share
- €1
- Equity per share
- -€50.05 in 2025
- Source
- deed of 31-12-2019
Articles of association
deed of 31-12-2019 (in French)- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Nomme les administrateurs, met fin au mandat”
Shareholders
At incorporation
deed of 31-12-2019 ↗
- 2,500 shares (100%) · €2,500 in cash
Network & group
No group
Jool Create has no parent and no holdings in its annual accounts. is the only director.
At the same address
Rue de la Prison 16, 1310 La Hulpe · 2 other companies| COGNITECH
registered office since 28-02-2022 · founded in 2022 · negative equity (2025) |
total assets €48,588 (2025) 0782.698.146 |
| Denis, Larissa (sole trader)
establishment since 01-04-2013 |
founded in 2013 0503.801.073 |
Earlier ties
via , no longer at · Director · deed of 31-05-2016 founded in 1989 |
total assets €245,512 (2025) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
11 events since 2019Filings
Financial
Establishments
Address
2020202220242026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFmicro format · 1 day before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0740540065
Annual accounts 2024 filed PDFmicro format · 14 days before the deadline
2024
Back to profit net €18,340 The net result is €18,340, after 3 loss-making years.
Annual accounts 2023 filed PDFmicro format · 4 days before the deadline
2023
Registered office moved within La HulpeNew registered office: Rue de la Prison 16 à 1310 La Hulpe · Previous registered office: Avenue Ernest Solvay 64, 1310 La Hulpe · General meeting of 02-05-20232 points ▸
- General meeting, 02-05-2023
- Registered-office move, Rue de la Prison 16 à 1310 La Hulpe
Annual accounts 2022 filed PDFmicro format · 10 days late
2022
Annual accounts 2021 filed PDFmicro format · 30 days late
2021
Registered office moved from Ixelles to La HulpeNew registered office: Avenue Ernest Solvay 64 à 1310 La Hulpe · Previous registered office: Rue Van Elewyck 39-ét 1., 1050 Ixelles · General meeting of 08-10-20202 points ▸
- General meeting, 08-10-2020
- Registered-office move, Avenue Ernest Solvay 64 à 1310 La Hulpe
- The deed holds 1 more point.
2019
IncorporationFounding capital of €2,500, 2,500 shares · Founder: (comparant constituant) · Appointment: (director) · published on 31-12-20195 points ▸
- Founder, (comparant constituant)
- Founding capital, €2,500, 2,500 shares
- 2,500 shares
- Registered office clause, rue van Elewyck 39, 1° étage, 1050 Ixelles
- Director appointment,
- The deed holds 4 more points.
First establishment Rue de la Prison 16, La Hulpe
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0740.540.065
- VAT number
- BE 0740.540.065
- Peppol ID
- 0208:0740540065
- Other Peppol ID
- 9925:BE0740540065
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-12-2019
- Financial year
- ends on 30 September
- Peppol
- Reachable since 04-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Jool Create in French
- Abbreviation
- J.C. in French
- Entity type
- Legal entity
- Name clauseThe company operates under this name according to its articles.
- Jool Createdeed of 31-12-2019 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
62100
Computer programming
93199
Other sports activities
Codes under NACEBEL 2008
70220
Business consulting main activity
62010
Computer programming, consultancy and related activities
62020
IT consultancy
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
68201
Real estate activities
68203
Real estate rental
93199
Other sports activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La création,gestion et développement de start-up et scale-up européennes et internationales; La recherche de partenaires industriels et…”deed of 31-12-2019 (in French)
8 activities
- La création,gestion et développement de start-up et scale-up européennes et internationales
- La recherche de partenaires industriels et commerciaux internationaux dans des événements européens et mondiaux (USA,ASIE,etc…)
- La création,le développement et la location d’une banque internationale de renseignements (big data,open access,open data,intelligence artificielle et leurs applications) et informations innovantes relatives aux objets précités sur tous supports existants ou à venir
- Le conseil international et l’élaboration de méthodes/modèles en gestion,ressources humaines,logistique,innovation et en organisation,aux entreprises et associations,dans le domaine privé ou public
- L’étude,la recherche,la conception,le conseil en systèmes (dont site internet spécialisé) et logiciels informatiques existants et/ou futurs
- La conception,la fabrication,l'achat,la vente et l’import-export de produits,création et gestion d’ecommerce liés à l'objet précité
- La création,l'organisation de formations et d'évènements dans les domaines sportifs et ceux qui sont liés à l'objet de la Société
- La recherche et le développement de nouveaux produits ou services pour son propre compte ou le compte d’autrui
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Prison 16 registered office 1310 La Hulpe | 27-12-2019 | 2.298.921.378 |
1 former office
- Rue Van Elewyck 39-ét 1., 1050 Ixelles until 14-10-2020 · deed of 26-04-2021
Buildings and parcels at the address
- Ground area
- 2,494 m²
- Buildings
- 185 m²
- Volume, LiDAR
- 840 m³
- Tallest building
- 6.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25050D0237/00P004 | 2,494 m² | 1 · 185 m² | 6.0 m · 2 |