JOOD TRADING
ActiveJOOD TRADING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €-2k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-16
Solvency80▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.99 in 2024; short-term debt: 44.8% and cash: 1.6% of total assets), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.2%
Return on assets
-2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
27 d late
2022
1 d late
2021
101 d late
2020
13 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€45k▼ 4.7%
2024 · €47k
2018: €54k
2019: €52k
2020: €65k
2021: €54k
2022: €48k
2023: €44k
2024: €47k
2018 → 2025
Total assets
€82k▼ 14.3%
2024 · €95k
2018: €61k
2019: €76k
2020: €132k
2021: €122k
2022: €101k
2023: €98k
2024: €95k
2018 → 2025
Net result
€-2k
2024 · €4k
2018: €-11k
2019: €-2k
2020: €13k
2021: €-11k
2022: €-6k
2023: €-4k
2024: €4k
2018 → 2025
Working capital
€44k▼ 5.8%
2024 · €47k
2018: €49k
2019: €52k
2020: €65k
2021: €54k
2022: €48k
2023: €44k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€48k▼ 10.7%€44k▼ 9.1%€47k▲ 8.2%€45k▼ 4.7%
Operating result€-11k-€-6k▲ 50.2%€-4k▲ 25.0%€4k€-2k
Net result€-11k-€-6k▲ 49.5%€-4k▲ 24.4%€4k€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€500
Current assets
€81k
Equity and liabilities €82k
Equity
€45k▼ 4.7%
Debt
€37k▼ 23.8%
The debt ratio falls from 50.4% to 44.8%. Equity and debt are lower.
Key figures and ratios
Solvency
55.2%▲
2024 · 49.6%
Current ratio
2.22▲
2024 · 1.99
Quick ratio
1.34▲
2024 · 1.32
Debt / equity
0.81▼
2024 · 1.01
ROE
-5.0%▼
2024 · 7.6%
ROA
-2.8%▼
2024 · 3.8%
Debt
€37k▼
2024 · €48k
Debt ≤ 1 year
€37k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€82k▼
Fixed assets21/28-€500
Financial fixed assets28-€500
Current assets29/58€95k€81k▼
Stocks and contracts in progress3€32k€32k=
Stocks30/36€32k€32k=
Amounts receivable within one year40/41€47k€48k▲
Trade receivables40€31k€31k=
Other amounts receivable41€16k€16k▲
Cash at bank and in hand54/58€16k€1k▼
Equity and liabilities
Total equity and liabilities10/49€95k€82k▼
Equity10/15€47k€45k▼
Contributions10/11€70k€70k=
Capital10€70k€70k=
Issued capital100€70k€70k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€-24k€-26k▼
Amounts payable17/49€48k€37k▼
Amounts payable within one year42/48€48k€37k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Other amounts payable47/48€43k€32k▼
Income statement
Code20242025
Other operating charges640/8€83-
Non-recurring operating charges66A€83-
Gross operating margin9900€4k€-2k▼
Operating profit (loss)9901€4k€-2k▼
Financial charges65/66B€153€153=
Recurring financial charges65€153€153=
Profit (loss) for the period before taxes9903€4k€-2k▼
Profit (loss) for the period9904€4k€-2k▼
Profit (loss) for the period to be appropriated9905€4k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-26k▼
Profit (loss) brought forward from the previous period14P€-27k€-24k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼187%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidlaan 521000 BrusselGround area
144 m²
Building footprint
144 m²
Volume, LiDAR
2,714 m³
Parcel 21810L2203/00G002, Brussels · tallest building 22.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
JOOD TRADING SA
since 20152.261.012.491
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2203/00G002 | Brussels | 144 m² | 1 · 144 m² | 22.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMDG CONSULTS
BE 1032.058.917
Genappe · Eq €45k
IDEPA
BE 0802.828.121
Antwerpen · Eq €45k
H T R
BE 0452.346.533
Watermaal-Bosvoorde · Eq €45k
DUSSART & PARTNERS
BE 0792.802.972
Waterloo · Eq €45k
IMMO DELOS
BE 0503.777.418
Sambreville · Eq €45k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-04-2015
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
46360Wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.