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Joobsen

Active
Private limited companyfounded 20251 yr activeGroenstraat 19, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 1023.112.250
Summary

The computed 12-month bankruptcy probability of Joobsen is 1.8% (moderate). The 2025 annual accounts show equity of €33,457 and a net result of €31,457. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.33; short-term debt: 35.7% and cash: 47.3% of total assets), and 69.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
30.5%
Return on assets
28.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Joobsen was incorporated on 8 May 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€33,457
Total assets
€109,752
Net result
€31,457
Working capital
€12,730

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €109,752
Fixed assets €57,861
Current assets €51,892
Equity and liabilities €109,752
Equity €33,457
Debt €76,296
Debt finances 69.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€52,288
Cash flow
€35,555
Current ratio
1.33
Debt to equity
2.28
ROE
94.0%
ROA
28.7%
Interest coverage
71.91
Debt ≤ 1 year
€39,162
Debt > 1 year
€37,134
Income taxes
€16,006

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€109,752
Fixed assets21/28€57,861
Tangible fixed assets22/27€57,861
Plant, machinery and equipment23€1,260
Furniture and vehicles24€56,601
Current assets29/58€51,892
Cash at bank and in hand54/58€51,892
Equity and liabilities
Total equity and liabilities10/49€109,752
Equity10/15€33,457
Contributions10/11€2,000
Reserves13€31,457
Distributable reserves133€31,457
Amounts payable17/49€76,296
Amounts payable after more than one year17€37,134
Financial debts170/4€37,134
Amounts payable within one year42/48€39,162
Current portion of amounts payable after more than one year42€9,498
Trade debts44€159
Suppliers440/4€159
Taxes, remuneration and social security45€16,006
Taxes450/3€16,006
Other amounts payable47/48€13,499
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,099
Other operating charges640/8€62
Gross operating margin9900€52,350
Operating profit (loss)9901€48,190
Financial charges65/66B€727
Recurring financial charges65€727
Profit (loss) for the period before taxes9903€47,462
Income taxes67/77€16,006
Profit (loss) for the period9904€31,457
Profit (loss) for the period to be appropriated9905€31,457
Appropriation of the result
Profit (loss) to be appropriated9906€31,457
Transfer to equity691/2€31,457
To other reserves6921€31,457

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,099
Other operating charges640/8€62
Gross operating margin9900€52,350
Operating profit (loss)9901€48,190
Financial charges65/66B€727
Recurring financial charges65€727
Profit (loss) for the period before taxes9903€47,462
Income taxes67/77€16,006
Profit (loss) for the period9904€31,457
Profit (loss) for the period to be appropriated9905€31,457
Line2025
Assets
Total assets20/58€109,752
Fixed assets21/28€57,861
Tangible fixed assets22/27€57,861
Plant, machinery and equipment23€1,260
Furniture and vehicles24€56,601
Current assets29/58€51,892
Cash at bank and in hand54/58€51,892
Equity and liabilities
Total equity and liabilities10/49€109,752
Equity10/15€33,457
Contributions10/11€2,000
Reserves13€31,457
Distributable reserves133€31,457
Amounts payable17/49€76,296
Amounts payable after more than one year17€37,134
Financial debts170/4€37,134
Amounts payable within one year42/48€39,162
Current portion of amounts payable after more than one year42€9,498
Trade debts44€159
Suppliers440/4€159
Taxes, remuneration and social security45€16,006
Taxes450/3€16,006
Other amounts payable47/48€13,499
Line2025
Profit (loss) for the period9904€31,457
+ Depreciation and write-downs630€4,099
Operating cash flow (approximation)€35,555

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,070 m²
Building footprint
171 m²
Volume, LiDAR
1,170 m³
Parcel 71362B0095/00M004, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Joobsen
Groenstraat 19, 3980 Tessenderlo-HamDental practice
since 20252.373.767.964
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71362B0095/00M004 Flanders 1,070 m² 1 · 171 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-05-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.