JONI MANAGEMENT
ActiveJONI MANAGEMENT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.66M and a net result of €602k. Equity remains stable across the filed fiscal years (±1.8% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-2
Solvency74▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €800k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.88 in 2024; short-term debt: 48.8% and cash: 9.6% of total assets), and 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d early
2023
29 d early
2022
12 d early
2021
31 d early
2020
2 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€14.66M▲ 4.3%
2024 · €14.06M
2018: €18.26M
2019: €15.18M
2020: €15.00M
2021: €15.05M
2022: €13.79M
2023: €13.95M
2024: €14.06M
2018 → 2025
Total assets
€29.76M▲ 1.0%
2024 · €29.47M
2018: €19.50M
2019: €17.49M
2020: €17.18M
2021: €17.07M
2022: €17.45M
2023: €27.38M
2024: €29.47M
2018 → 2025
Net result
€602k▲ 466%
2024 · €106k
2018: €-4k
2019: €-386k
2020: €-178k
2021: €49k
2022: €581k
2023: €163k
2024: €106k
2018 → 2025
Working capital
€-1.89M▼ 9.2%
2024 · €-1.73M
2018: €17.25M
2019: €13.83M
2020: €12.90M
2021: €12.39M
2022: €10.44M
2023: €-251k
2024: €-1.73M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15.05M-€13.79M▼ 8.4%€13.95M▲ 1.2%€14.06M▲ 0.8%€14.66M▲ 4.3%
Operating result€-116k-€181k€-59k€68k€-56k
Net result€49k-€581k▲ 1,074%€163k▼ 71.9%€106k▼ 34.9%€602k▲ 466%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €56k after €68k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29.76M
Fixed assets
€17.15M▲ 4.2%
Current assets
€12.62M▼ 3.0%
Equity and liabilities €29.76M
Equity
€14.66M▲ 4.3%
Debt
€15.10M▼ 2.0%
The debt ratio falls from 52.3% to 50.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €162k
Cash flow
€671k▲
2024 · €200k
Solvency
49.3%▲
2024 · 47.7%
Current ratio
0.87▼
2024 · 0.88
Quick ratio
0.87▼
2024 · 0.88
Debt / equity
1.03▼
2024 · 1.10
ROE
4.1%▲
2024 · 0.8%
ROA
2.0%▲
2024 · 0.4%
Interest coverage
0.27▼
2024 · 0.85
Debt
€15.10M▼
2024 · €15.41M
Debt ≤ 1 year
€14.51M▼
2024 · €14.74M
Debt > 1 year
€593k▼
2024 · €671k
Income taxes
€34k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29.47M€29.76M▲
Fixed assets21/28€16.46M€17.15M▲
Tangible fixed assets22/27€1.27M€1.19M▼
Land and buildings22€1.26M€1.19M▼
Furniture and vehicles24€4k€365▼
Financial fixed assets28€15.20M€15.95M▲
Current assets29/58€13.01M€12.62M▼
Amounts receivable within one year40/41€8.77M€7.40M▼
Trade receivables40€2k€2k▼
Other amounts receivable41€8.76M€7.40M▼
Current investments50/53€2.34M€2.35M▲
Cash at bank and in hand54/58€1.90M€2.86M▲
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€29.47M€29.76M▲
Equity10/15€14.06M€14.66M▲
Contributions10/11€19k€19k=
Reserves13€14.04M€14.64M▲
Distributable reserves133€14.04M€14.64M▲
Amounts payable17/49€15.41M€15.10M▼
Amounts payable after more than one year17€671k€593k▼
Financial debts170/4€671k€593k▼
Amounts payable within one year42/48€14.74M€14.51M▼
Current portion of amounts payable after more than one year42€77k€77k=
Trade debts44€979€2k▲
Suppliers440/4€979€2k▲
Taxes, remuneration and social security45€53k€81k▲
Taxes450/3€53k€81k▲
Other amounts payable47/48€14.61M€14.35M▼
Income statement
Code20242025
Non-recurring operating income76A€135k€32k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€70k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€164k€16k▼
Operating profit (loss)9901€68k€-56k▼
Financial income75/76B€280k€741k▲
Recurring financial income75€280k€741k▲
Financial charges65/66B€190k€49k▼
Recurring financial charges65€190k€49k▼
Profit (loss) for the period before taxes9903€158k€636k▲
Income taxes67/77€52k€34k▼
Profit (loss) for the period9904€106k€602k▲
Profit (loss) for the period to be appropriated9905€106k€602k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€602k▲
Transfer to equity691/2€106k€602k▲
To other reserves6921€106k€602k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €602k ▲466%
Net result €602k, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €49k
Net result €49k after 3 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
31-12
Financial
Weakest financial yearnet €-386k
Net result drops to €-386k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franselei 192950 KapellenGround area
4,593 m²
Building footprint
192 m²
Volume, LiDAR
1,160 m³
Parcel 11023I0180/00A031, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZERO100
since 19962.079.246.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0180/00A031 | Flanders | 4,593 m² | 1 · 192 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900KYN7PCS6U6XD65
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1996
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.