Jones & Co

Active

Private limited companyfounded 20215 yrs activeIndustriepark-West 75, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0764.343.964

The computed 12-month bankruptcy probability of Jones & Co is 1.8% (moderate). The 2025 annual accounts show equity of €63k and a net result of €-4k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 35% of 979 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

40 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability16▼-65

Solvency58▼-15

Growth52=

Track record94

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days only on tighter terms

Liquidity tight (current ratio 1.42 against 1.91 in 2024; short-term debt: 67.2% and cash: 15.6% of total assets), and 67.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 42

Relative position

BE, all sectors

reference

Sector 42

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

32.7%

Return on assets

-2.1%

Age of the figures

12 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

28 d early

2023

34 d early

2022

1 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€63k▼ 5.9%

2024 · €67k

2022: €26k 2023: €53k 2024: €67k

2022 → 2025

Total assets

€192k▲ 38.0%

2024 · €139k

2022: €68k 2023: €87k 2024: €139k

2022 → 2025

Net result

€-4k

2024 · €13k

2022: €24k 2023: €27k 2024: €13k

2022 → 2025

Working capital

€54k▼ 16.8%

2024 · €65k

2022: €26k 2023: €53k 2024: €65k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€26k-€53k▲ 102%€67k▲ 25.1%€63k▼ 5.9%

Operating result€34k-€37k▲ 9.5%€19k▼ 48.6%€-2k

Net result€24k-€27k▲ 10.2%€13k▼ 50.2%€-4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €2k after €19k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €192k

95.6%

Fixed assets €9k▲ 548%

Current assets €183k▲ 33.2%

Equity and liabilities €192k

32.7%

67.3%

Equity €63k▼ 5.9%

Debt €129k▲ 78.6%

The debt ratio rises from 52.0% to 67.3%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-1k▼

2024 · €19k

Cash flow

€-3k▼

2024 · €14k

Solvency

32.7%▼

2024 · 48.0%

Current ratio

1.42▼

2024 · 1.91

Quick ratio

1.42▼

2024 · 1.91

Debt / equity

2.06▲

2024 · 1.08

ROE

-6.3%▼

2024 · 20.1%

ROA

-2.1%▼

2024 · 9.6%

Interest coverage

-0.87▼

2024 · 10.93

Debt

€129k▲

2024 · €72k

Debt ≤ 1 year

€129k▲

2024 · €72k

Income taxes

€141▼

2024 · €4k

Staff costs

€145k▲

2024 · €129k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€139k€192k▲

Fixed assets21/28€1k€9k▲

Tangible fixed assets22/27€966€8k▲

Furniture and vehicles24€966€8k▲

Financial fixed assets28€351€351=

Current assets29/58€138k€183k▲

Amounts receivable within one year40/41€110k€153k▲

Trade receivables40€102k€142k▲

Other amounts receivable41€7k€11k▲

Cash at bank and in hand54/58€28k€30k▲

Deferred charges and accrued income490/1€656€551▼

Equity and liabilities

Total equity and liabilities10/49€139k€192k▲

Equity10/15€67k€63k▼

Contributions10/11€2k€2k=

Reserves13€65k€61k▼

Distributable reserves133€65k€61k▼

Amounts payable17/49€72k€129k▲

Amounts payable within one year42/48€72k€129k▲

Financial debts43€6k€10k▲

Credit institutions430/8€6k€10k▲

Trade debts44€62k€114k▲

Suppliers440/4€62k€114k▲

Taxes, remuneration and social security45€431€5k▲

Remuneration and social security454/9€431€5k▲

Other amounts payable47/48€4k-

Accrued charges and deferred income492/3-€161

Income statement Code20242025

Remuneration, social security and pensions62€129k€145k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€224€969▲

Other operating charges640/8€882€2k▲

Gross operating margin9900€150k€145k▼

Operating profit (loss)9901€19k€-2k▼

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€17k€-4k▼

Income taxes67/77€4k€141▼

Profit (loss) for the period9904€13k€-4k▼

Profit (loss) for the period to be appropriated9905€13k€-4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€13k€-4k▼

Transfer from equity791/2-€4k

Transfer to equity691/2€13k-

To other reserves6921€13k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Weakest financial yearnet €-4k ▼130%

Net result drops to €-4k, the lowest in the series.

02-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

27-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-09

Financial Highest result since 2022net €27k ▲10.2%

Operating result €37k, net result €27k, both a record.

01-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 1 day late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Niklaas · 1 establishment unit since 2021

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Industriepark-West 759100 Sint-Niklaas

Ground area

581 m²

Parcel 46445D1776/00R000, Flanders. Linked by address, not a title deed.

1 establishment unit

Jones & Co

Industriepark-West 75, 9100 Sint-NiklaasConstruction of roads and motorways

since 20212.313.895.309

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46445D1776/00R000	Flanders	581 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Puurs-Sint-Amands · Eq €55k

Of 295 companies in sector 42211 we hold annual accounts for 132. 97 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-02-2021

Fiscal year end30-09

Activities, NACEBEL

42211Civil engineering

42220Construction of utility projects for electricity and telecommunications

43130Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.