JONCKX ARCHITECTEN
ActiveJONCKX ARCHITECTEN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €9k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 20% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+95
Solvency11▲+2
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.54 in 2024), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1985 sector peers (2025).
NBB · sector comparisonPosition among 1985 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €46k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
15 d late
2023
7 d late
2022
10 d late
2021
24 d late
2020
26 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€46k▲ 25.5%
2024 · €37k
2019: €44k
2020: €45k
2021: €49k
2022: €58k
2023: €36k
2024: €37k
2019 → 2025
Total assets
€285k▼ 7.6%
2024 · €308k
2019: €394k
2020: €383k
2021: €371k
2022: €410k
2023: €323k
2024: €308k
2019 → 2025
Net result
€9k▲ 2,270%
2024 · €392
2019: €2k
2020: €1k
2021: €4k
2022: €9k
2023: €-22k
2024: €392
2019 → 2025
Working capital
€-86k▼ 4.5%
2024 · €-83k
2019: €-80k
2020: €-83k
2021: €-76k
2022: €-61k
2023: €-82k
2024: €-83k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€58k▲ 18.7%€36k▼ 37.7%€37k▲ 1.1%€46k▲ 25.5%
Operating result€15k-€23k▲ 54.7%€-15k€9k€21k▲ 131%
Net result€4k-€9k▲ 121%€-22k€392€9k▲ 2,270%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 131% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€210k▼ 0.5%
Current assets
€75k▼ 23.2%
Equity and liabilities €285k
Equity
€46k▲ 25.5%
Debt
€239k▼ 12.1%
The debt ratio falls from 88.2% to 83.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2024 · €27k
Cash flow
€22k▲
2024 · €18k
Solvency
16.1%▲
2024 · 11.8%
Current ratio
0.46▼
2024 · 0.54
Quick ratio
0.46▼
2024 · 0.54
Debt / equity
5.21▼
2024 · 7.44
ROE
20.3%▲
2024 · 1.1%
ROA
3.3%▲
2024 · 0.1%
Interest coverage
3.51▲
2024 · 3.17
Debt
€239k▼
2024 · €272k
Debt ≤ 1 year
€161k▼
2024 · €179k
Debt > 1 year
€76k▼
2024 · €92k
Income taxes
€2k▲
2024 · €238
Staff costs
€3k=
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€308k€285k▼
Fixed assets21/28€211k€210k▼
Tangible fixed assets22/27€211k€210k▼
Land and buildings22€207k€207k▼
Plant, machinery and equipment23€585€0▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€97k€75k▼
Amounts receivable within one year40/41€23k€20k▼
Trade receivables40€9k€19k▲
Other amounts receivable41€13k€1k▼
Cash at bank and in hand54/58€44k€54k▲
Deferred charges and accrued income490/1€30k€902▼
Equity and liabilities
Total equity and liabilities10/49€308k€285k▼
Equity10/15€37k€46k▲
Contributions10/11€59k€59k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-24k€-15k▲
Amounts payable17/49€272k€239k▼
Amounts payable after more than one year17€92k€76k▼
Financial debts170/4€92k€76k▼
Amounts payable within one year42/48€179k€161k▼
Current portion of amounts payable after more than one year42€15k€15k=
Trade debts44€31k€19k▼
Suppliers440/4€31k€19k▼
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€2k€9k▲
Remuneration and social security454/9€16k-
Other amounts payable47/48€115k€117k▲
Accrued charges and deferred income492/3€434€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€13k▼
Other operating charges640/8€4k€1k▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€34k€50k▲
Operating profit (loss)9901€9k€21k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€631€11k▲
Income taxes67/77€238€2k▲
Profit (loss) for the period9904€392€9k▲
Profit (loss) for the period to be appropriated9905€392€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-15k▲
Profit (loss) brought forward from the previous period14P€-24k€-24k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
31-03
Financial
Highest result since 2019net €9k ▲2270%
Net result €9k, the highest in the series.
2024
15-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 15 days late
31-03
Financial
Back to profitnet €392
Net result €392 after one loss-making year.
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
31-03
Financial
Weakest financial yearnet €-22k ▼339%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2018
02-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 148 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markgravelei 1232018 AntwerpenGround area
180 m²
Building footprint
96 m²
Volume, LiDAR
1,217 m³
Parcel 11810K1856/00D002, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JONCKX ARCHITECTEN
since 20122.207.014.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1856/00D002 | Flanders | 180 m² | 1 · 96 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,208 companies in sector 71111 we hold annual accounts for 6,292. 5,246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2012
Fiscal year end31-03
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.