Skip to content

JONAT

Active
Private limited company (pre-2019)founded 200224 yrs activeWerktuigkundigenstraat 8, 8400 Oostende, BelgiumKBO/BCE: BE 0478.395.783
Summary

JONAT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,149 and a net result of €6,233. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

What they do
Wholesale of industrial chemicals
NACE 46851NACE 46751NACE 51550
1 site
How big
€138,395total assets 2025
Equity
€83,149
Profit
€6,233
Turnover not published (abridged schema)
Financially healthy?
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Accounts 1 d early0 of 3 deeds read
Why 68- Higher-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability56▲+46
Solvency85▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.46 against 2.4 in 2024; short-term debt: 39.9% and cash: 7.8% of total assets), and 39.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.1%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
2 d early
2022
14 d early
2021
10 d early
2020
5 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €6,233
  3. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €138,395Profit €6,233Solvency 60.1%Liquidity 2.46
Total assets
€138,395▲ 7.0%
2018 - 2025
Net result
€6,233
2018 - 2025
Equity
€83,149▲ 8.1%
2018 - 2025
Solvency
60.1%▲ 0.6pp
2018 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years8 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,753▼ 95.0%€33,281▲ 1,799%-€3,868-€5,398▼ 39.6%€10,708
Net result-€1,026within the sector's middle half€22,502within the sector's middle half-€6,817below the sector's middle half-€8,861below the sector's middle half▼ 30.0%€6,233within the sector's middle half
Equity€70,092within the sector's middle half▼ 1.4%€92,594within the sector's middle half▲ 32.1%€85,777within the sector's middle half▼ 7.4%€76,916within the sector's middle half▼ 10.3%€83,149within the sector's middle half▲ 8.1%
Total assets€136,691within the sector's middle half▼ 11.0%€143,140within the sector's middle half▲ 4.7%€133,864within the sector's middle half▼ 6.5%€129,384within the sector's middle half▼ 3.3%€138,395within the sector's middle half▲ 7.0%
Debt€66,599▼ 19.3%€50,546▼ 24.1%€48,087▼ 4.9%€52,467▲ 9.1%€55,246▲ 5.3%
Working capital€69,422within the sector's middle half▼ 5.5%€92,324within the sector's middle half▲ 33.0%€83,033within the sector's middle half▼ 10.1%€73,229within the sector's middle half▼ 11.8%€80,511within the sector's middle half▲ 9.9%
Solvency51.3%within the sector's middle half▲ 5.0pp64.7%within the sector's middle half▲ 13.4pp64.1%within the sector's middle half▼ 0.6pp59.4%within the sector's middle half▼ 4.6pp60.1%within the sector's middle half▲ 0.6pp
Current ratio2.04within the sector's middle half▲ 0.112.83within the sector's middle half▲ 0.782.80within the sector's middle half▼ 0.032.40within the sector's middle half▼ 0.412.46within the sector's middle half▲ 0.06
Return on assets (ROA)-0.8%within the sector's middle half▼ 17.2pp15.7%above the sector's middle half▲ 16.5pp-5.1%below the sector's middle half▼ 20.8pp-6.8%below the sector's middle half▼ 1.8pp4.5%within the sector's middle half▲ 11.4pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €1,753€1,753Net result 2021: -€1,026-€1,026Operating result 2022: €33,281€33,281Net result 2022: €22,502€22,502Operating result 2023: -€3,868-€3,868Net result 2023: -€6,817-€6,817Operating result 2024: -€5,398-€5,398Net result 2024: -€8,861-€8,861Operating result 2025: €10,708€10,708Net result 2025: €6,233€6,23320212022202320242025-€10,000-€5,000€0€5,000€10,000Operating result 2023: -€3,868-€3,870Net result 2023: -€6,817-€6,820Operating result 2024: -€5,398-€5,400Net result 2024: -€8,861-€8,860Operating result 2025: €10,708€10,700Net result 2025: €6,233€6,230202320242025
The operating result returns to profit in 2025: €10,708 after a loss of €5,398 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138,395
Fixed assets €2,638 ▼ 28.5%
Current assets €135,757 ▲ 8.0%
Equity and liabilities €138,395
Equity €83,149 ▲ 8.1%
Debt €55,246 ▲ 5.3%
Debt's share of the balance-sheet total falls from 40.6% to 39.9%. Equity and debt are higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,757▲
2024 · -€4,348
Cash flow
€7,283▲
2024 · -€7,812
Quick ratio
1.36▲
2024 · 1.22
Debt to equity
0.66▼
2024 · 0.68
ROE
7.5%▲
2024 · -11.5%
Interest coverage
3.74▲
2024 · -1.25
Debt ≤ 1 year
€55,246▲
2024 · €52,467
Income taxes
€1,549
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€129,384€138,395▲
Fixed assets21/28€3,688€2,638▼
Tangible fixed assets22/27€3,418€2,368▼
Plant, machinery and equipment23€3,418€2,368▼
Financial fixed assets28€270€270=
Current assets29/58€125,696€135,757▲
Stocks and contracts in progress3€61,700€60,366▼
Stocks30/36€61,700€60,366▼
Amounts receivable within one year40/41€58,279€64,568▲
Trade receivables40€52,279€58,568▲
Other amounts receivable41€6,000€6,000=
Cash at bank and in hand54/58€5,717€10,823▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€129,384€138,395▲
Equity10/15€76,916€83,149▲
Contributions10/11€18,600€18,600=
Reserves13€58,316€64,549▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€56,456€62,689▲
Profit (loss) carried forward14€0-
Amounts payable17/49€52,467€55,246▲
Amounts payable within one year42/48€52,467€55,246▲
Current portion of amounts payable after more than one year42€21,500€13,000▼
Financial debts43€930€0▼
Credit institutions430/8€930€0▼
Trade debts44€12,533€4,379▼
Suppliers440/4€12,533€4,379▼
Advances received on contracts in progress46€0€3,588▲
Taxes, remuneration and social security45€1,192€1,292▲
Taxes450/3€1,192€1,292▲
Remuneration and social security454/9€0-
Other amounts payable47/48€16,312€32,987▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,050€1,050=
Other operating charges640/8€3,569€1,784▼
Gross operating margin9900-€779€13,541▲
Operating profit (loss)9901-€5,398€10,708▲
Financial income75/76B€9€221▲
Recurring financial income75€9€221▲
Financial charges65/66B€3,472€3,146▼
Recurring financial charges65€3,472€3,146▼
Profit (loss) for the period before taxes9903-€8,861€7,782▲
Income taxes67/77-€1,549
Profit (loss) for the period9904-€8,861€6,233▲
Profit (loss) for the period to be appropriated9905-€8,861€6,233▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,678€6,233▲
Profit (loss) brought forward from the previous period14P-€6,817€0▲
Transfer from equity791/2€15,678€0▼
Transfer to equity691/2-€6,233
To other reserves6921-€6,233

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€400€782€1,050€1,050=
Other operating charges640/8€1,495€686€1,275€3,569€1,784▼ 50.0%
Gross operating margin9900€3,648€34,366-€1,811-€779€13,541▲ 1,839%
Operating profit (loss)9901€1,753€33,281-€3,868-€5,398€10,708▲ 298%
Financial income75/76B€164€57€25€9€221▲ 2,466%
Recurring financial income75€164€57€25€9€221▲ 2,466%
Financial charges65/66B€2,289€2,781€2,974€3,472€3,146▼ 9.4%
Recurring financial charges65€2,289€2,781€2,974€3,472€3,146▼ 9.4%
Profit (loss) for the period before taxes9903-€373€30,557-€6,817-€8,861€7,782▲ 188%
Income taxes67/77€653€8,054€0-€1,549-
Profit (loss) for the period9904-€1,026€22,502-€6,817-€8,861€6,233▲ 170%
Transfer from tax-exempt reserves789€1,863€0----
Profit (loss) for the period to be appropriated9905€837€22,502-€6,817-€8,861€6,233▲ 170%
Line20212022202320242025Change
Assets
Total assets20/58€136,691€143,140€133,864€129,384€138,395▲ 7.0%
Fixed assets21/28€670€270€4,737€3,688€2,638▼ 28.5%
Tangible fixed assets22/27€400€0€4,467€3,418€2,368▼ 30.7%
Plant, machinery and equipment23€400€0€4,467€3,418€2,368▼ 30.7%
Financial fixed assets28€270€270€270€270€270=
Current assets29/58€136,021€142,870€129,127€125,696€135,757▲ 8.0%
Stocks and contracts in progress3€62,572€69,654€61,614€61,700€60,366▼ 2.2%
Stocks30/36€62,572€69,654€61,614€61,700€60,366▼ 2.2%
Amounts receivable within one year40/41€63,747€60,539€59,533€58,279€64,568▲ 10.8%
Trade receivables40€58,116€58,158€53,533€52,279€58,568▲ 12.0%
Other amounts receivable41€5,631€2,381€6,000€6,000€6,000=
Cash at bank and in hand54/58€7,115€10,776€4,735€5,717€10,823▲ 89.3%
Deferred charges and accrued income490/1€2,587€1,902€3,245€0--
Equity and liabilities
Total equity and liabilities10/49€136,691€143,140€133,864€129,384€138,395▲ 7.0%
Equity10/15€70,092€92,594€85,777€76,916€83,149▲ 8.1%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€50,655€73,994€73,994€58,316€64,549▲ 10.7%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€48,795€72,134€72,134€56,456€62,689▲ 11.0%
Profit (loss) carried forward14€837€0-€6,817€0--
Amounts payable17/49€66,599€50,546€48,087€52,467€55,246▲ 5.3%
Amounts payable within one year42/48€66,599€50,546€46,094€52,467€55,246▲ 5.3%
Current portion of amounts payable after more than one year42€23,000€10,000€20,000€21,500€13,000▼ 39.5%
Financial debts43€2,070€0-€930€0▼ 100%
Credit institutions430/8€2,070€0-€930€0▼ 100%
Trade debts44€34,587€31,679€14,592€12,533€4,379▼ 65.1%
Suppliers440/4€34,587€31,679€14,592€12,533€4,379▼ 65.1%
Advances received on contracts in progress46--€3,440€0€3,588-
Taxes, remuneration and social security45€2,150€2,427€4,881€1,192€1,292▲ 8.3%
Taxes450/3€2,150€2,427€1,296€1,192€1,292▲ 8.3%
Remuneration and social security454/9--€3,585€0--
Other amounts payable47/48€4,792€6,440€3,182€16,312€32,987▲ 102%
Accrued charges and deferred income492/3--€1,993€0--
Line20212022202320242025Change
Profit (loss) for the period9904-€1,026€22,502-€6,817-€8,861€6,233▲ 170%
+ Depreciation and write-downs630€400€400€782€1,050€1,050=
Operating cash flow (approximation)-€626€22,902-€6,035-€7,812€7,283▲ 193%
Investment in fixed assets (approximation)-€0-€5,249€0€0-
Change in cash-€3,661-€6,041€982€5,106▲ 420%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Similar companies · same sector, comparable size

Of 1,229 companies in this sector we hold annual accounts for 528. 236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

14 eventsLatest 30-07-2026Next filing 31-07-2027

History

On 23 September 2002, JONAT was incorporated.1 Total assets went from €156,927 in 2018 to €138,395 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €6,233
Net result €6,233 after 2 loss-making years.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€8,861
Net result drops to -€8,861, the lowest in the series; recovery starts the following year.
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €22,502
Net result €22,502 after one loss-making year.
21-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €25,251 ▲386%
Operating result €34,855, net result €25,251, both a record.
22-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company (pre-2019) · founded 23-09-2002Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded23-09-2002
Fiscal year end31-12
Trade name NL MARINE OILS - DISCO INTERCITY - KARWEIDIENST VANSTEENKISTE
Activities, NACEBEL 2025
46851Wholesale of industrial chemicals
43990Other specialised construction activities
77222Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
90311Arts creation and performing arts activities
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0478395783
Also 9925:BE0478395783
Registered 31-10-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
103 m²
Building footprint
80 m²
Volume, LiDAR
565 m³
Parcel 35382D0643/00Z004, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MARINE OILS BELGIUM- DISCO INTERCITY - KARWEIEN VANSTEENKISTE
Werktuigkundigenstraat 8, 8400 OostendeNACE 2411003
since 2002unit no. 2.115.594.051
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35382D0643/00Z004 Flanders 103 m² 1 · 80 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.