JONAS VERBEKE
ActiveThe computed 12-month bankruptcy probability of JONAS VERBEKE is 1.9% (moderate). The 2025 annual accounts show equity of €130k and a net result of €67k. Its solvency ranks better than 90% of 27451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 6.63 against 3.5 in 2024; short-term debt: 13.9% and cash: 71.1% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
44.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-03-2026, 33 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
33 d early
2024
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 104%
2024 · €64k
2024: €64k
2024 → 2025
Total assets
€151k▲ 81.3%
2024 · €83k
2024: €83k
2024 → 2025
Net result
€67k▲ 8.9%
2024 · €61k
2024: €61k
2024 → 2025
Working capital
€118k▲ 140%
2024 · €49k
2024: €49k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€64k-€130k▲ 104%
Operating result€82k-€84k▲ 2.1%
Net result€61k-€67k▲ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€12k▼ 15.5%
Current assets
€139k▲ 101%
Equity and liabilities €151k
Equity
€130k▲ 104%
Debt
€21k▲ 8.4%
The debt ratio falls from 23.7% to 14.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87k▲
2024 · €85k
Cash flow
€70k▲
2024 · €64k
Solvency
85.9%▲
2024 · 76.3%
Current ratio
6.63▲
2024 · 3.50
Quick ratio
6.63▲
2024 · 3.50
Debt / equity
0.16▼
2024 · 0.31
ROE
51.6%▼
2024 · 96.6%
ROA
44.3%▼
2024 · 73.8%
Interest coverage
1985.85▲
2024 · 411.30
Debt
€21k▲
2024 · €20k
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€17k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€151k▲
Fixed assets21/28€14k€12k▼
Tangible fixed assets22/27€14k€12k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€9k€7k▼
Current assets29/58€69k€139k▲
Amounts receivable within one year40/41€19k€29k▲
Trade receivables40€18k€18k▼
Other amounts receivable41€630€11k▲
Cash at bank and in hand54/58€50k€107k▲
Deferred charges and accrued income490/1€496€3k▲
Equity and liabilities
Total equity and liabilities10/49€83k€151k▲
Equity10/15€64k€130k▲
Contributions10/11€3k€3k=
Reserves13€61k€127k▲
Distributable reserves133€61k€127k▲
Amounts payable17/49€20k€21k▲
Amounts payable within one year42/48€20k€21k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€9k€6k▼
Accrued charges and deferred income492/3-€415
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€86k€89k▲
Operating profit (loss)9901€82k€84k▲
Financial income75/76B€7€5▼
Recurring financial income75€7€5▼
Financial charges65/66B€206€44▼
Recurring financial charges65€206€44▼
Profit (loss) for the period before taxes9903€82k€84k▲
Income taxes67/77€21k€17k▼
Profit (loss) for the period9904€61k€67k▲
Profit (loss) for the period to be appropriated9905€61k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€67k▲
Transfer to equity691/2€61k€66k▲
To other reserves6921€61k€66k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €130k ▲104%
2 profitable years in a row build equity to €130k.
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grimmertingelaan 88890 MoorsledeGround area
604 m²
Building footprint
137 m²
Volume, LiDAR
562 m³
Parcel 36012A1774/00W003, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JONAS VERBEKE
since 20232.351.102.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012A1774/00W003 | Flanders | 604 m² | 1 · 137 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EMBO CONSTRUCT
BE 0475.783.614
Sint-Niklaas · Eq €129k
FORIBEX
BE 0774.932.505
Esneux · Eq €131k
BOREX EXPERTEN
BE 0725.497.246
Dilbeek · Eq €131k
BM-Projecten
BE 0676.857.585
Heist-op-den-Berg · Eq €131k
De Boormeester
BE 1008.182.168
Arendonk · Eq €131k
Of 607 companies in sector 43130 we hold annual accounts for 302. 237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2023
Fiscal year end30-09
Activities, NACEBEL
43130Specialised construction activities
43320Joinery installation
46130Agents in the wholesale of timber and building materials
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.