JONALIENOR
ActiveSummary
The computed 12-month bankruptcy probability of JONALIENOR is 1.6% (moderate). The 2025 annual accounts show equity of €700,912 and a net result of -€104,957. Equity is shrinking by ~7.6% per year across the filed fiscal years. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-11
Solvency50▼-3
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.11 against 1.25 in 2024; short-term debt: 1.3% and cash: 0.1% of total assets), and 74.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€104,957
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
on the day
2023
35 d early
2022
19 d early
2021
4 d late
2020
12 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€700,912▼ 13.0%
2024 · €805,869
Total assets
€2.8m▼ 1.7%
2024 · €2.8m
Net result
-€104,957▼ 82.5%
2024 · -€57,520
Working capital
-€33,570
2024 · €9,224
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€62,169▼ 22.8%-€41,162▲ 33.8%-€34,896▲ 15.2%-€26,494▲ 24.1%-€69,590▼ 163%
Net result-€84,075▼ 15.9%-€62,775▲ 25.3%-€92,689▼ 47.7%-€57,520▲ 37.9%-€104,957▼ 82.5%
Equity€1.0m▼ 7.6%€956,078▼ 6.2%€863,389▼ 9.7%€805,869▼ 6.7%€700,912▼ 13.0%
Total assets€3.0m▼ 3.4%€2.9m▼ 2.8%€2.8m▼ 2.7%€2.8m▲ 1.1%€2.8m▼ 1.7%
Debt€2.0m▼ 1.0%€1.9m▼ 1.1%€2.0m▲ 0.8%€2.0m▲ 4.5%€2.1m▲ 2.7%
Working capital-€30,469▼ 257%-€20,598▲ 32.4%€4,937€9,224▲ 86.8%-€33,570
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69,590 in 2025 against €26,494 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.8m
Fixed assets
€2.8m ▼ 0.3%
Current assets
€4,067 ▼ 91.2%
Equity and liabilities €2.8m
Equity
€700,912 ▼ 13.0%
Debt
€2.1m ▲ 2.7%
Debt's share of the balance-sheet total rises from 71.7% to 74.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59,370▼
2024 · €85,513
Cash flow
€24,003▼
2024 · €54,486
Current ratio
0.11▼
2024 · 1.25
Debt to equity
2.99▲
2024 · 2.53
ROE
-15.0%▼
2024 · -7.1%
ROA
-3.8%▼
2024 · -2.0%
Interest coverage
1.68▼
2024 · 2.71
Debt ≤ 1 year
€37,637▲
2024 · €36,830
Debt > 1 year
€2.0m▲
2024 · €2.0m
Income taxes
€2▲
2024 · -€428
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €113,747 | €108,025 | €109,541 | €112,006 | €128,960 | ▲ 15.1% |
| Other operating charges640/8 | €12,887 | €10,344 | €8,463 | €15,849 | €12,062 | ▼ 23.9% |
| Gross operating margin9900 | €64,465 | €77,207 | €83,107 | €101,362 | €71,432 | ▼ 29.5% |
| Operating profit (loss)9901 | -€62,169 | -€41,162 | -€34,896 | -€26,494 | -€69,590 | ▼ 163% |
| Financial income75/76B | - | €1 | €0 | €91 | €7 | ▼ 92.7% |
| Recurring financial income75 | - | €1 | €0 | €91 | €7 | ▼ 92.7% |
| Financial charges65/66B | €21,906 | €21,614 | €57,793 | €31,545 | €35,372 | ▲ 12.1% |
| Recurring financial charges65 | €21,906 | €21,614 | €57,793 | €31,545 | €35,372 | ▲ 12.1% |
| Profit (loss) for the period before taxes9903 | -€84,075 | -€62,775 | -€92,689 | -€57,948 | -€104,955 | ▼ 81.1% |
| Income taxes67/77 | - | - | - | -€428 | €2 | ▲ 100% |
| Profit (loss) for the period9904 | -€84,075 | -€62,775 | -€92,689 | -€57,520 | -€104,957 | ▼ 82.5% |
| Profit (loss) for the period to be appropriated9905 | -€84,075 | -€62,775 | -€92,689 | -€57,520 | -€104,957 | ▼ 82.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.0m | €2.9m | €2.8m | €2.8m | €2.8m | ▼ 1.7% |
| Fixed assets21/28 | €3.0m | €2.9m | €2.8m | €2.8m | €2.8m | ▼ 0.3% |
| Tangible fixed assets22/27 | €3.0m | €2.9m | €2.8m | €2.8m | €2.8m | ▼ 0.3% |
| Land and buildings22 | €3.0m | €2.9m | €2.8m | €2.8m | €2.8m | ▼ 0.3% |
| Plant, machinery and equipment23 | €1,204 | €587 | €745 | €485 | €323 | ▼ 33.2% |
| Furniture and vehicles24 | €1,358 | €420 | €0 | - | - | - |
| Current assets29/58 | €6,124 | €18,685 | €39,847 | €46,054 | €4,067 | ▼ 91.2% |
| Amounts receivable within one year40/41 | - | - | - | €2,942 | €0 | ▼ 100% |
| Trade receivables40 | - | - | - | €2,942 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €6,124 | €18,378 | €39,441 | €43,033 | €3,718 | ▼ 91.4% |
| Deferred charges and accrued income490/1 | - | €307 | €405 | €80 | €349 | ▲ 336% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.0m | €2.9m | €2.8m | €2.8m | €2.8m | ▼ 1.7% |
| Equity10/15 | €1.0m | €956,078 | €863,389 | €805,869 | €700,912 | ▼ 13.0% |
| Contributions10/11 | €304,701 | €304,701 | €304,701 | €304,701 | €304,701 | = |
| Reserves13 | €11,451 | €11,451 | €11,451 | €11,451 | €11,451 | = |
| Non-distributable reserves130/1 | €11,451 | €11,451 | €11,451 | €11,451 | €11,451 | = |
| Reserves not available under the articles1311 | €11,451 | €11,451 | €11,451 | €11,451 | €11,451 | = |
| Profit (loss) carried forward14 | €702,701 | €639,926 | €547,237 | €489,717 | €384,759 | ▼ 21.4% |
| Amounts payable17/49 | €2.0m | €1.9m | €2.0m | €2.0m | €2.1m | ▲ 2.7% |
| Amounts payable after more than one year17 | €1.9m | €1.9m | €1.9m | €2.0m | €2.0m | ▲ 2.5% |
| Financial debts170/4 | €425,043 | €386,375 | €358,381 | €323,364 | €285,513 | ▼ 11.7% |
| Other amounts payable178/9 | €1.5m | €1.5m | €1.5m | €1.7m | €1.7m | ▲ 5.3% |
| Amounts payable within one year42/48 | €36,593 | €39,283 | €34,909 | €36,830 | €37,637 | ▲ 2.2% |
| Current portion of amounts payable after more than one year42 | €35,171 | €38,668 | €33,331 | €34,299 | €37,123 | ▲ 8.2% |
| Trade debts44 | €823 | €16 | €980 | €1,361 | €0 | ▼ 100% |
| Suppliers440/4 | €823 | €16 | €980 | €1,361 | €0 | ▼ 100% |
| Other amounts payable47/48 | €598 | €598 | €598 | €1,170 | €513 | ▼ 56.1% |
| Accrued charges and deferred income492/3 | €15,799 | €15,281 | €47,477 | €21,465 | €26,982 | ▲ 25.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€84,075 | -€62,775 | -€92,689 | -€57,520 | -€104,957 | ▼ 82.5% |
| + Depreciation and write-downs630 | €113,747 | €108,025 | €109,541 | €112,006 | €128,960 | ▲ 15.1% |
| Operating cash flow (approximation) | €29,672 | €45,250 | €16,852 | €54,486 | €24,003 | ▼ 55.9% |
| Investment in fixed assets (approximation) | - | -€11,306 | -€10,801 | -€135,826 | -€121,740 | ▲ 10.4% |
| Change in cash | - | €12,254 | €21,063 | €3,591 | -€39,315 | ▼ 1,195% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.14
Current ratio from 0.48 to 1.14; short-term debt falls from €39,283 to €34,909.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet -€114,822
Net result drops to -€114,822, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2014
16-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
16-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2004
Ground area
148 m²
Building footprint
148 m²
Volume, LiDAR
1,252 m³
Parcel 21673D0154/00V021, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CHRISTOPHE LAURENT
since 20042.253.178.158
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0154/00V021 | Brussels | 147 m² | 1 · 147 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2004
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862579626
Also
9925:BE0862579626
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.