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Jonabel

Active
Private limited companyfounded 2023active for 3 yearsKapelsesteenweg 203, 2180 Antwerpen, BelgiumKBO/BCE: BE 0803.896.111
Summary

The computed 12-month bankruptcy probability of Jonabel is 4.3% (elevated). The 2025 annual accounts show negative equity (-€26,000) and a net result of -€731. Its solvency ranks better than 20% of 4,743 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€444,664total assets 2025
Staff
0.8 FTE
Equity
-€26,000
Loss
-€731
Turnover not published (abbreviated format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.3%
Structure
Accounts filed 55 days late1 of 2 deeds read
Why 47raises riskSector: Food and beverage service activities (NACE 56)Latest accounts 55 days late; 2 of the last 3 lateFounded in 2023lowers riskSize: total assets €444,664Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 19=
equity -5.8% of total assets
Liquidity 36-6
short-term debt 51.8% · cash 9.6%
Profitability 33+4
return on assets -0.2%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)
Last 24 months 11-2024: 7.6% 12-2024: 7.6%● unchanged vs 11-2024 01-2025: 8.0%▲ +0.4 percentage points vs 12-2024 02-2025: 8.3%▲ +0.3 percentage points vs 01-2025 03-2025: 8.3%● unchanged vs 02-2025 04-2025: 8.1%▼ -0.2 percentage points vs 03-2025 05-2025: 8.2%▲ +0.1 percentage points vs 04-2025 06-2025: 8.6%▲ +0.4 percentage points vs 05-2025 07-2025: 8.6%● unchanged vs 06-2025highest value 08-2025: 8.6%● unchanged vs 07-2025highest value 09-2025: 8.6%● unchanged vs 08-2025highest value 10-2025: 8.6%● unchanged vs 09-2025highest value 11-2025: 5.3%▼ -3.3 percentage points vs 10-2025 12-2025: 5.3%● unchanged vs 11-2025 01-2026: 5.2%▼ -0.1 percentage points vs 12-2025 02-2026: 5.2%● unchanged vs 01-2026 03-2026: 5.2%● unchanged vs 02-2026 04-2026: 5.2%● unchanged vs 03-2026 05-2026: 5.3%▲ +0.1 percentage points vs 04-2026 06-2026: 5.2%▼ -0.1 percentage points vs 05-2026 07-2026: 5.3%▲ +0.1 percentage points vs 06-2026 08-2026: 6.0%▲ +0.7 percentage points vs 07-2026 09-2026: 6.1%▲ +0.1 percentage points vs 08-2026 10-2026: 4.3%▼ -1.8 percentage points vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.37, compared with 0.43 in 2024, below 1; short-term debt: 51.8% and cash: 9.6% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 23% on solvency, 31% on liquidity, 28% on profitability and 37% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Latest accounts 55 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €444,664
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€26,000
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
55 days late
2024
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 58 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Registered officeRegistered-office move · Director in…

Financials · financial year 2025, abbreviated format

Equity
-€26,000▼ 2.9%
2024 · -€25,269
Total assets
€444,664▼ 0.7%
2024 · €447,929
Net result
-€731▲ 97.4%
2024 · -€28,269
Working capital
-€144,189▼ 23.2%
2024 · -€117,069
Trend over the years

2024 to 2025, 2 financial years

The operating result returns to profit in 2025: €19,689 after a loss of €6,437 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€19,689 2025 Net result-€731 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€6,437-€19,689
Net result-€28,269below the sector's middle half--€731within the sector's middle half▲ 97.4%
Equity-€25,269below the sector's middle half--€26,000below the sector's middle half▼ 2.9%
Total assets€447,929within the sector's middle half-€444,664within the sector's middle half▼ 0.7%
Debt€473,198-€470,664▼ 0.5%
Working capital-€117,069below the sector's middle half--€144,189below the sector's middle half▼ 23.2%
Solvency-5.6%below the sector's middle half--5.8%below the sector's middle half▼ 0.2pp
Current ratio0.43below the sector's middle half-0.37below the sector's middle half▼ 0.06
Return on assets (ROA)-6.3%below the sector's middle half--0.2%within the sector's middle half▲ 6.1pp
Staff (FTE)0.2below the sector's middle half-0.8below the sector's middle half▲ 300%
above within below the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444,664
Fixed assets €358,493 ▲ 0.1%
Current assets €86,171 ▼ 4.0%
Equity and liabilities
Equity-€26,000
Debt€470,664
Equity is negative: debt (€470,664) exceeds the balance-sheet total (€444,664).
Key figures and ratios
2025 value · change against 2024
EBITDA
€36,535▼
2024 · €45,770
Cash flow
€16,115▼
2024 · €23,938
Quick ratio
0.33▼
2024 · 0.38
Interest coverage
1.79▼
2024 · 2.14
Debt ≤ 1 year
€230,360▲
2024 · €206,845
Debt > 1 year
€240,304▼
2024 · €266,353
Income taxes
€55▼
2024 · €596
Staff costs
€39,784▲
2024 · €12,436
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91.6% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91.6% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€447,929€444,664▼
Fixed assets21/28€358,153€358,493▲
Tangible fixed assets22/27€358,153€358,493▲
Land and buildings22€313,560€317,192▲
Plant, machinery and equipment23€28,489€27,001▼
Furniture and vehicles24€16,104€14,300▼
Current assets29/58€89,776€86,171▼
Stocks and contracts in progress3€10,998€10,998=
Stocks30/36€10,998€10,998=
Amounts receivable within one year40/41€24,208€23,527▼
Trade receivables40€11,396€13,127▲
Other amounts receivable41€12,812€10,400▼
Cash at bank and in hand54/58€53,377€42,501▼
Deferred charges and accrued income490/1€1,192€9,144▲
Equity and liabilities
Total equity and liabilities10/49€447,929€444,664▼
Equity10/15-€25,269-€26,000▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€28,269-€29,000▼
Amounts payable17/49€473,198€470,664▼
Amounts payable after more than one year17€266,353€240,304▼
Financial debts170/4€266,353€240,304▼
Amounts payable within one year42/48€206,845€230,360▲
Current portion of amounts payable after more than one year42€24,767€26,049▲
Trade debts44€24,003€31,594▲
Suppliers440/4€24,003€31,594▲
Taxes, remuneration and social security45€15,364€16,293▲
Taxes450/3€5,839€3,807▼
Remuneration and social security454/9€9,525€12,486▲
Other amounts payable47/48€142,711€156,424▲
Income statement Code20242025
Remuneration, social security and pensions62€12,436€39,784▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52,207€16,846▼
Other operating charges640/8€3,486€2,773▼
Gross operating margin9900€61,691€79,091▲
Operating profit (loss)9901-€6,437€19,689▲
Financial income75/76B€107€15▼
Recurring financial income75€107€15▼
Financial charges65/66B€21,343€20,381▼
Recurring financial charges65€21,343€20,381▼
Profit (loss) for the period before taxes9903-€27,673-€677▲
Income taxes67/77€596€55▼
Profit (loss) for the period9904-€28,269-€731▲
Profit (loss) for the period to be appropriated9905-€28,269-€731▲
Appropriation of the result
Profit (loss) to be appropriated9906-€28,269-€29,000▼
Profit (loss) brought forward from the previous period14P--€28,269
Social balance sheet
Average headcount (FTE)90870.2-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€12,436€39,784▲ 220%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52,207€16,846▼ 67.7%
Other operating charges640/8€3,486€2,773▼ 20.5%
Gross operating margin9900€61,691€79,091▲ 28.2%
Operating profit (loss)9901-€6,437€19,689-
Financial income75/76B€107€15▼ 85.6%
Recurring financial income75€107€15▼ 85.6%
Financial charges65/66B€21,343€20,381▼ 4.5%
Recurring financial charges65€21,343€20,381▼ 4.5%
Profit (loss) for the period before taxes9903-€27,673-€677▲ 97.6%
Income taxes67/77€596€55▼ 90.9%
Profit (loss) for the period9904-€28,269-€731▲ 97.4%
Profit (loss) for the period to be appropriated9905-€28,269-€731▲ 97.4%
Line20242025Change
Assets
Total assets20/58€447,929€444,664▼ 0.7%
Fixed assets21/28€358,153€358,493▲ 0.1%
Tangible fixed assets22/27€358,153€358,493▲ 0.1%
Land and buildings22€313,560€317,192▲ 1.2%
Plant, machinery and equipment23€28,489€27,001▼ 5.2%
Furniture and vehicles24€16,104€14,300▼ 11.2%
Current assets29/58€89,776€86,171▼ 4.0%
Stocks and contracts in progress3€10,998€10,998=
Stocks30/36€10,998€10,998=
Amounts receivable within one year40/41€24,208€23,527▼ 2.8%
Trade receivables40€11,396€13,127▲ 15.2%
Other amounts receivable41€12,812€10,400▼ 18.8%
Cash at bank and in hand54/58€53,377€42,501▼ 20.4%
Deferred charges and accrued income490/1€1,192€9,144▲ 667%
Equity and liabilities
Total equity and liabilities10/49€447,929€444,664▼ 0.7%
Equity10/15-€25,269-€26,000▼ 2.9%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€28,269-€29,000▼ 2.6%
Amounts payable17/49€473,198€470,664▼ 0.5%
Amounts payable after more than one year17€266,353€240,304▼ 9.8%
Financial debts170/4€266,353€240,304▼ 9.8%
Amounts payable within one year42/48€206,845€230,360▲ 11.4%
Current portion of amounts payable after more than one year42€24,767€26,049▲ 5.2%
Trade debts44€24,003€31,594▲ 31.6%
Suppliers440/4€24,003€31,594▲ 31.6%
Taxes, remuneration and social security45€15,364€16,293▲ 6.0%
Taxes450/3€5,839€3,807▼ 34.8%
Remuneration and social security454/9€9,525€12,486▲ 31.1%
Other amounts payable47/48€142,711€156,424▲ 9.6%
Line20242025Change
Profit (loss) for the period9904-€28,269-€731▲ 97.4%
+ Depreciation and write-downs630€52,207€16,846▼ 67.7%
Operating cash flow (approximation)€23,938€16,115▼ 32.7%
Investment in fixed assets (approximation)--€17,186-
Change in cash--€10,876-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 abbreviated format 24-09-2026 2026-00522340
31-12-2024 abbreviated format 30-09-2025 2025-00523023

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 20,117 active companies whose main activity is full-service restaurants (NACE 56111), figures are known for 11,498. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Jonabel was incorporated on 12 July 2023 as a private limited company.1 The registered office was moved to Ekeren in 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-10-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-09
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 55 days late
2025
30-09
NBB filing Annual accounts filed
financial year 2024 · abbreviated format · 61 days late
2023
30-10
Gazette deed Registered office
Registered-office move · Director in office4 facts ▸
  • Board meeting, 18-08-2023
  • Registered-office move, Kapelsesteenweg 203, 2180 Ekeren
  • Director in office, Jonas Mollet (director)
  • Other provision, 23-10-2023
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded12-07-2023
Financial year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803896111
Also 9925:BE0803896111
Registered 24-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpenunit no. 2.349.178.662
1 permission
Authorisation · Eetgelegenheid · since 01-11-2023

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
200 m²
Building footprint
102 m²
Building volume
800 m³
Parcel 11363E0109/02T004, Flanders · tallest building 11.9 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Jonabel
Kapelsesteenweg 203, 2180 AntwerpenFull-service restaurants
since 2023unit no. 2.349.178.662
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11363E0109/02T004 Flanders 200 m² 1 · 102 m² 11.9 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.