JON TOITURE
ActiveThe computed 12-month bankruptcy probability of JON TOITURE is 3.7% (moderate). The 2024 annual accounts show equity of €111k and a net result of €74k. Equity is growing by ~86.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 9982 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▲+2
Solvency52▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.35 in 2023; short-term debt: 72.8% and cash: 5% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
121 d late
2022
318 d late
2021
114 d late
2020
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€111k▲ 124%
2023 · €50k
2020: €8k
2021: €26k
2022: €32k
2023: €50k
2020 → 2024
Total assets
€408k▲ 114%
2023 · €190k
2020: €59k
2021: €93k
2022: €91k
2023: €190k
2020 → 2024
Net result
€74k▲ 141%
2023 · €31k
2020: €7k
2021: €18k
2022: €6k
2023: €31k
2020 → 2024
Working capital
€87k▲ 79.6%
2023 · €49k
2020: €-11k
2021: €19k
2022: €30k
2023: €49k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€26k▲ 238%€32k▲ 22.0%€50k▲ 56.3%€111k▲ 124%
Operating result€7k-€18k▲ 163%€5k▼ 69.7%€45k▲ 734%€104k▲ 131%
Net result€7k-€18k▲ 173%€6k▼ 68.7%€31k▲ 439%€74k▲ 141%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 131% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €408k
Fixed assets
€24k▲ 2,358%
Current assets
€385k▲ 103%
Equity and liabilities €408k
Equity
€111k▲ 124%
Debt
€297k▲ 111%
The debt ratio falls from 74.0% to 72.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2023 · €47k
Cash flow
€75k▲
2023 · €33k
Solvency
27.2%▲
2023 · 26.0%
Current ratio
1.29▼
2023 · 1.35
Quick ratio
1.29▼
2023 · 1.34
Debt / equity
2.68▼
2023 · 2.84
ROE
67.0%▲
2023 · 62.2%
ROA
18.2%▲
2023 · 16.2%
Interest coverage
136.74▼
2023 · 297.18
Debt
€297k▲
2023 · €141k
Debt ≤ 1 year
€297k▲
2023 · €141k
Income taxes
€29k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€190k€408k▲
Fixed assets21/28€957€24k▲
Tangible fixed assets22/27€957€24k▲
Furniture and vehicles24€957€24k▲
Current assets29/58€189k€385k▲
Stocks and contracts in progress3€1k-
Stocks30/36€1k-
Amounts receivable within one year40/41€179k€364k▲
Trade receivables40€172k€337k▲
Other amounts receivable41€7k€27k▲
Cash at bank and in hand54/58€7k€20k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€190k€408k▲
Equity10/15€50k€111k▲
Contributions10/11€1k€1k=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Profit (loss) carried forward14€48k€110k▲
Amounts payable17/49€141k€297k▲
Amounts payable within one year42/48€141k€297k▲
Trade debts44€13k€95k▲
Suppliers440/4€13k€95k▲
Advances received on contracts in progress46€119k€159k▲
Taxes, remuneration and social security45€8k€36k▲
Taxes450/3€8k€36k▲
Other amounts payable47/48€710€8k▲
Income statement
Code20232024
Non-recurring operating income76A€9k-
Remuneration, social security and pensions62€469-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€387▼
Other operating charges640/8€4k€1k▼
Non-recurring operating charges66A-€290
Gross operating margin9900€52k€106k▲
Operating profit (loss)9901€45k€104k▲
Financial income75/76B€102€497▲
Recurring financial income75€102€497▲
Financial charges65/66B€159€763▲
Recurring financial charges65€159€763▲
Profit (loss) for the period before taxes9903€45k€104k▲
Income taxes67/77€14k€29k▲
Profit (loss) for the period9904€31k€74k▲
Profit (loss) for the period to be appropriated9905€31k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€123k▲
Profit (loss) brought forward from the previous period14P€31k€48k▲
Profit to be distributed694/7€13k€13k▲
Directors or managers695€13k€13k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Highest result since 2020net €74k ▲141%
Operating result €104k, net result €74k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲124%
5 profitable years in a row build equity to €111k.
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 121 days late
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 318 days late
2022
31-12
Financial
Weakest financial yearnet €6k ▼68.7%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cicerolaan 231140 EvereGround area
6,155 m²
Building footprint
2,052 m²
Volume, LiDAR
78,648 m³
Parcel 21372C0045/00W000, Brussels · tallest building 43.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
JON TOITURE
since 20202.302.407.638
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0045/00W000 | Brussels | 6,155 m² | 1 · 2,052 m² | 43.7 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Loods39
BE 0461.560.543
Zulte · Eq €111k
MENTOR
BE 0787.304.854
Sint-Truiden · Eq €111k
VAN GEYTE JOHNY
BE 0699.623.980
Hamme (Vl.) · Eq €111k
Eos Bouw
BE 0741.561.337
Hemiksem · Eq €111k
K-Line
BE 0731.621.708
Antwerpen · Eq €111k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,048 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43120Site preparation
43221Plumbing work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.