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JON IMMO

Active
Private limited companyfounded 20233 yrs activeBoulevard du Nord 17, 5000 Namur, BelgiumKBO/BCE: BE 0801.424.391
Summary

JON IMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€58,116) and a net result of -€9,145. Equity is shrinking by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+3
Solvency0▼-5
Growth58=
Track record94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.12 in 2024; short-term debt: 22% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-24.8%
Return on assets
-3.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€58,116
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
24 d late
2024
55 d late
2023
412 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 164 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 May 2023, JON IMMO was incorporated as a Private limited company.1 Total assets went from EUR 265,757 in 2023 to EUR 234,275 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€58,116▼ 18.7%
2024 · -€48,970
Total assets
€234,275▼ 6.4%
2024 · €250,246
Net result
-€9,145▲ 29.4%
2024 · -€12,957
Working capital
-€44,831▲ 9.7%
2024 · -€49,638
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€28,656-€1,517€4,944▲ 226%
Net result-€36,014below the sector's middle half--€12,957below the sector's middle half▲ 64.0%-€9,145below the sector's middle half▲ 29.4%
Equity-€36,014below the sector's middle half--€48,970below the sector's middle half▼ 36.0%-€58,116below the sector's middle half▼ 18.7%
Total assets€265,757within the sector's middle half-€250,246within the sector's middle half▼ 5.8%€234,275within the sector's middle half▼ 6.4%
Debt€301,771-€299,216▼ 0.8%€292,391▼ 2.3%
Working capital-€41,118--€49,638▼ 20.7%-€44,831▲ 9.7%
Solvency-13.6%below the sector's middle half--19.6%below the sector's middle half▼ 6.0pp-24.8%below the sector's middle half▼ 5.2pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0Operating result 2023: -€28,656-€28,656Net result 2023: -€36,014-€36,014Operating result 2024: €1,517€1,517Net result 2024: -€12,957-€12,957Operating result 2025: €4,944€4,944Net result 2025: -€9,145-€9,145202320242025-€40,000-€20,000€0Operating result 2023: -€28,656-€28,700Net result 2023: -€36,014-€36,000Operating result 2024: €1,517€1,520Net result 2024: -€12,957-€13,000Operating result 2025: €4,944€4,940Net result 2025: -€9,145-€9,150202320242025
The operating result has risen two years in a row; 2025 is 226% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234,275
Fixed assets €227,592 ▼ 6.6%
Current assets €6,683 =
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,709▲
2024 · €14,450
Cash flow
€3,619▲
2024 · -€23
Current ratio
0.13▲
2024 · 0.12
Debt to equity
-5.03▲
2024 · -6.11
ROA
-3.9%▲
2024 · -5.2%
Interest coverage
1.26▲
2024 · 1.00
Debt ≤ 1 year
€51,514▼
2024 · €56,322
Debt > 1 year
€240,877▼
2024 · €242,895
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.1% went bankrupt
3.5% stopped otherwise
91% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€250,246€234,275▼
Fixed assets21/28€243,563€227,592▼
Tangible fixed assets22/27€243,563€227,592▼
Land and buildings22€243,563€227,592▼
Current assets29/58€6,683€6,683=
Amounts receivable within one year40/41€6,683€6,683=
Other amounts receivable41€6,683€6,683=
Equity and liabilities
Total equity and liabilities10/49€250,246€234,275▼
Equity10/15-€48,970-€58,116▼
Profit (loss) carried forward14-€48,970-€58,116▼
Amounts payable17/49€299,216€292,391▼
Amounts payable after more than one year17€242,895€240,877▼
Financial debts170/4€242,895€240,877▼
Amounts payable within one year42/48€56,322€51,514▼
Current portion of amounts payable after more than one year42€16,388€9,940▼
Financial debts43€236€242▲
Credit institutions430/8€236€242▲
Trade debts44€15,970€11,139▼
Suppliers440/4€15,970€11,139▼
Other amounts payable47/48€23,727€30,193▲
Income statement Code20242025
Non-recurring operating income76A-€169
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,933€12,765▼
Gross operating margin9900€14,450€17,709▲
Operating profit (loss)9901€1,517€4,944▲
Financial charges65/66B€14,473€14,090▼
Recurring financial charges65€14,473€14,090▼
Profit (loss) for the period before taxes9903-€12,957-€9,145▲
Profit (loss) for the period9904-€12,957-€9,145▲
Profit (loss) for the period to be appropriated9905-€12,957-€9,145▲
Appropriation of the result
Profit (loss) to be appropriated9906-€48,970-€58,116▼
Profit (loss) brought forward from the previous period14P-€36,014-€48,970▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A--€169-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,711€12,933€12,765▼ 1.3%
Gross operating margin9900-€21,945€14,450€17,709▲ 22.6%
Operating profit (loss)9901-€28,656€1,517€4,944▲ 226%
Financial charges65/66B€7,358€14,473€14,090▼ 2.7%
Recurring financial charges65€7,358€14,473€14,090▼ 2.7%
Profit (loss) for the period before taxes9903-€36,014-€12,957-€9,145▲ 29.4%
Profit (loss) for the period9904-€36,014-€12,957-€9,145▲ 29.4%
Profit (loss) for the period to be appropriated9905-€36,014-€12,957-€9,145▲ 29.4%
Line202320242025Change
Assets
Total assets20/58€265,757€250,246€234,275▼ 6.4%
Fixed assets21/28€256,496€243,563€227,592▼ 6.6%
Tangible fixed assets22/27€256,496€243,563€227,592▼ 6.6%
Land and buildings22€256,496€243,563€227,592▼ 6.6%
Current assets29/58€9,261€6,683€6,683=
Amounts receivable within one year40/41€6,652€6,683€6,683=
Other amounts receivable41€6,652€6,683€6,683=
Cash at bank and in hand54/58€2,609---
Equity and liabilities
Total equity and liabilities10/49€265,757€250,246€234,275▼ 6.4%
Equity10/15-€36,014-€48,970-€58,116▼ 18.7%
Profit (loss) carried forward14-€36,014-€48,970-€58,116▼ 18.7%
Amounts payable17/49€301,771€299,216€292,391▼ 2.3%
Amounts payable after more than one year17€251,392€242,895€240,877▼ 0.8%
Financial debts170/4€251,392€242,895€240,877▼ 0.8%
Amounts payable within one year42/48€50,379€56,322€51,514▼ 8.5%
Current portion of amounts payable after more than one year42€15,969€16,388€9,940▼ 39.3%
Financial debts43€236€236€242▲ 2.3%
Credit institutions430/8€236€236€242▲ 2.3%
Trade debts44€13,050€15,970€11,139▼ 30.3%
Suppliers440/4€13,050€15,970€11,139▼ 30.3%
Other amounts payable47/48€21,124€23,727€30,193▲ 27.3%
Line202320242025Change
Profit (loss) for the period9904-€36,014-€12,957-€9,145▲ 29.4%
+ Depreciation and write-downs630€6,711€12,933€12,765▼ 1.3%
Operating cash flow (approximation)-€29,303-€23€3,619▲ 15,593%
Investment in fixed assets (approximation)-€0€3,206-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
16-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 412 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur
exact location from the address register On OpenStreetMap
Ground area
114 m²
Building footprint
53 m²
Parcel 92094A0201/00K003, Wallonia. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92094A0201/00K003 Wallonia 114 m² 1 · 53 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,699 companies in sector 68121 we hold annual accounts for 7,393. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801424391
Also 9925:BE0801424391
Registered 10-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.