JOMICK
ActiveSummary
The computed 12-month bankruptcy probability of JOMICK is 3.0% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-6k. Equity is shrinking by ~202.1% per year across the filed fiscal years. Its solvency ranks better than 18% of 1526 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability52▼-9
Solvency9▼-14
Growth32=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.28 in 2024; short-term debt: 116.3% and cash: 2.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-16.3%
Return on assets
-13.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
77 d early
2023
89 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k▼ 539%
2024 · €-1k
2023: €2khighest in 3 years
2024: €-1k▼ -148% vs 2023
2025: €-7k▼ -539% vs 2024lowest in 3 years
2023 → 2025
Total assets
€42k▼ 23.0%
2024 · €54k
2023: €15klowest in 3 years
2024: €54k▲ +261% vs 2023highest in 3 years
2025: €42k▼ -23.0% vs 2024
2023 → 2025
Net result
€-6k▼ 73.9%
2024 · €-3k
2023: €-253highest in 3 years
2024: €-3k▼ -1212% vs 2023
2025: €-6k▼ -73.9% vs 2024lowest in 3 years
2023 → 2025
Working capital
€-41k▼ 1.9%
2024 · €-40k
2023: €-4khighest in 3 years
2024: €-40k▼ -877% vs 2023
2025: €-41k▼ -1.9% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€-1k€-7k▼ 539%
2023: €2khighest in 3 years
2024: €-1k▼ -148% vs 2023
2025: €-7k▼ -539% vs 2024lowest in 3 years
Operating result€-177-€-3k▼ 1,731%€-6k▼ 75.5%
2023: €-177highest in 3 years
2024: €-3k▼ -1731% vs 2023
2025: €-6k▼ -75.5% vs 2024lowest in 3 years
Net result€-253-€-3k▼ 1,212%€-6k▼ 73.9%
2023: €-253highest in 3 years
2024: €-3k▼ -1212% vs 2023
2025: €-6k▼ -73.9% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€34k ▼ 12.8%
Current assets
€8k ▼ 48.8%
Key figures and ratios
EBITDA
€2k▲
2024 · €754
Cash flow
€2k▲
2024 · €687
Solvency
-16.3%▼
2024 · -2.0%
Current ratio
0.16▼
2024 · 0.28
Debt to equity
-7.13▲
2024 · -51.95
ROA
-13.8%▼
2024 · -6.1%
Interest coverage
28.59▲
2024 · 11.23
Debt
€49k▼
2024 · €56k
Debt ≤ 1 year
€49k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€42k▼
Fixed assets21/28€39k€34k▼
Tangible fixed assets22/27€39k€34k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€29k€26k▼
Financial fixed assets28€484€484=
Current assets29/58€15k€8k▼
Amounts receivable within one year40/41€11k€6k▼
Trade receivables40€6k€6k▲
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€2k€270▼
Equity and liabilities
Total equity and liabilities10/49€54k€42k▼
Equity10/15€-1k€-7k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-4k€-9k▼
Amounts payable17/49€56k€49k▼
Amounts payable within one year42/48€56k€49k▼
Trade debts44€1k€60▼
Suppliers440/4€1k€60▼
Taxes, remuneration and social security45€8k€962▼
Taxes450/3€0€962▲
Remuneration and social security454/9€8k€0▼
Other amounts payable47/48€46k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€134€927▲
Gross operating margin9900€888€3k▲
Operating profit (loss)9901€-3k€-6k▼
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€67€72▲
Recurring financial charges65€67€72▲
Profit (loss) for the period before taxes9903€-3k€-6k▼
Profit (loss) for the period9904€-3k€-6k▼
Profit (loss) for the period to be appropriated9905€-3k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-9k▼
Profit (loss) brought forward from the previous period14P€-253€-4k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €4k | €8k | ▲ 94.0% |
| Other operating charges640/8 | €835 | €134 | €927 | ▲ 593% |
| Gross operating margin9900 | €2k | €888 | €3k | ▲ 237% |
| Operating profit (loss)9901 | €-177 | €-3k | €-6k | ▼ 75.5% |
| Financial income75/76B | €0 | €0 | €9 | ▲ 2,400% |
| Recurring financial income75 | €0 | €0 | €9 | ▲ 2,400% |
| Financial charges65/66B | €75 | €67 | €72 | ▲ 7.4% |
| Recurring financial charges65 | €75 | €67 | €72 | ▲ 7.4% |
| Profit (loss) for the period before taxes9903 | €-253 | €-3k | €-6k | ▼ 73.9% |
| Profit (loss) for the period9904 | €-253 | €-3k | €-6k | ▼ 73.9% |
| Profit (loss) for the period to be appropriated9905 | €-253 | €-3k | €-6k | ▼ 73.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €15k | €54k | €42k | ▼ 23.0% |
| Fixed assets21/28 | €6k | €39k | €34k | ▼ 12.8% |
| Tangible fixed assets22/27 | €6k | €39k | €34k | ▼ 13.0% |
| Plant, machinery and equipment23 | €6k | €10k | €8k | ▼ 17.0% |
| Furniture and vehicles24 | - | €29k | €26k | ▼ 11.6% |
| Financial fixed assets28 | €484 | €484 | €484 | = |
| Current assets29/58 | €9k | €15k | €8k | ▼ 48.8% |
| Amounts receivable within one year40/41 | €956 | €11k | €6k | ▼ 38.8% |
| Trade receivables40 | €956 | €6k | €6k | ▲ 13.9% |
| Other amounts receivable41 | - | €5k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €5k | €3k | €1k | ▼ 65.6% |
| Deferred charges and accrued income490/1 | €2k | €2k | €270 | ▼ 82.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €15k | €54k | €42k | ▼ 23.0% |
| Equity10/15 | €2k | €-1k | €-7k | ▼ 539% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €-253 | €-4k | €-9k | ▼ 162% |
| Amounts payable17/49 | €13k | €56k | €49k | ▼ 12.2% |
| Amounts payable within one year42/48 | €13k | €56k | €49k | ▼ 12.2% |
| Trade debts44 | €678 | €1k | €60 | ▼ 95.7% |
| Suppliers440/4 | €678 | €1k | €60 | ▼ 95.7% |
| Taxes, remuneration and social security45 | €6k | €8k | €962 | ▼ 87.7% |
| Taxes450/3 | €1k | €0 | €962 | - |
| Remuneration and social security454/9 | €5k | €8k | €0 | ▼ 100% |
| Other amounts payable47/48 | €6k | €46k | €48k | ▲ 3.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-253 | €-3k | €-6k | ▼ 73.9% |
| + Depreciation and write-downs630 | €1k | €4k | €8k | ▲ 94.0% |
| Operating cash flow (approximation) | €835 | €687 | €2k | ▲ 191% |
| Investment in fixed assets (approximation) | - | €-37k | €-3k | ▲ 92.5% |
| Change in cash | - | €-2k | €-2k | ▼ 2.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
Ground area
303 m²
Building footprint
88 m²
Volume, LiDAR
578 m³
Parcel 12393D0083/00H008, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JOMICK
since 20222.334.816.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393D0083/00H008 | Flanders | 303 m² | 1 · 88 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 233 companies in sector 77221 we hold annual accounts for 125. 15 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
77221Rental and leasing activities
Scores and ratios are computed by Checked and are not a credit decision.