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JOMI TRADING

Active
Private limited companyfounded 2007active for 19 yearsKortenbosstraat 2, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0889.893.539
Summary

JOMI TRADING has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €171,409 and a net result of €2,856. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 76% of 22,513 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Retail sale of bicycles
NACE 47632
1 site
Size
€8,000turnover 2025
Equity
€171,409
Profit
€2,856
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts filed 47 days late1 of 2 deeds read
Why 68raises riskLatest accounts 48 days late; 1 of the last 3 lateLiquidity: current ratio 0.16, cash €2,827Size: turnover €8,000, total assets €264,627lowers riskFounded in 2007Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 90=
equity 64.8% of total assets
Liquidity 36=
short-term debt 35.2% · cash 1.1%
Profitability 40-3
return on assets 1.1%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.6%▲ +0.2 percentage points vs 12-2024 02-2025: 0.8%▲ +0.2 percentage points vs 01-2025 03-2025: 0.4%▼ -0.4 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.2 percentage points vs 12-2025 02-2026: 0.8%▲ +0.2 percentage points vs 01-2026 03-2026: 1.0%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 0.8%▼ -0.2 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.16, compared with 0.11 in 2024, below 1; short-term debt: 35.2% and cash: 1.1% of total assets), and 35.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 77% on solvency, 33% on liquidity, 30% on profitability and 43% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 48 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.16, cash €2,827
NBB · annual accounts
raises risk · Size: turnover €8,000, total assets €264,627
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-03-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
47 days late
2024
28 days late
2023
43 days early
2022
57 days early
2021
40 days early
2020
24 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 December (4 of the last 5 filed years within 68 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2019 to 2025net €5,647 ▲45.1%

Key points

  • Positive: Among the best 19% on equitysector median €41,249 · 22,554 companies €171,409 View
  • Positive: 5 profitable years in a rowprofit 2025: €2,856 5 years View
  • Turnover 20256 financial years filed €8,000 View

By topic

Financials

Financial year
2025
Turnover
€8,000
Profit
€2,856
Solvency
64.8%
Turnover▼ 2.0%
Net result
20192025
Go to Financials

Timeline

Events
21
Since
2009
Next accounts
by 31-01-2027
  1. 05-01-2024Amendment of the articles · Legal-form change…
  2. 19-12-2023Annual accounts filed
  3. 05-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bicyclesNACE 47632
Founded
06-06-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Purpose
“51:Groothandel en handelsbemiddeling,exclusief de handel in auto’s; 514:Groothandel in…” (deed in Dutch)
Go to Articles of association

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