JOMANO SERVICES
ActiveJOMANO SERVICES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €91k and a net result of €19k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 527 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
43 d late
2024
61 d late
2023
24 d late
2022
32 d late
2021
18 d late
2020
55 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€91k▲ 1.7%
2024 · €89k
2018: €93k
2019: €128k
2020: €138k
2021: €160k
2022: €146k
2023: €119k
2024: €89k
2018 → 2025
Net result
€19k
2024 · €-12k
2018: €13k
2019: €38k
2020: €16k
2021: €45k
2022: €8k
2023: €-5k
2024: €-12k
2018 → 2025
Total assets
€228k▼ 7.6%
2024 · €246k
2018: €155k
2019: €175k
2020: €169k
2021: €230k
2022: €224k
2023: €273k
2024: €246k
2018 → 2025
Solvency
39.8%▲ 3.6pp
2024 · 36.2%
2018: 60.0%
2019: 73.2%
2020: 81.8%
2021: 69.9%
2022: 65.2%
2023: 43.5%
2024: 36.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€160k-€146k▼ 8.8%€119k▼ 18.6%€89k▼ 25.1%€91k▲ 1.7%
Operating result€63k-€15k▼ 76.3%€2k▼ 84.6%€-8k€34k
Net result€45k-€8k▼ 81.2%€-5k€-12k▼ 173%€19k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €34k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€132k▼ 22.5%
Current assets
€96k▲ 25.6%
Equity and liabilities €228k
Equity
€91k▲ 1.7%
Debt
€137k▼ 12.9%
The debt ratio falls from 63.8% to 60.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
39.8%▲
2024 · 36.2%
ROE
20.9%▲
2024 · -13.9%
ROA
8.3%▲
2024 · -5.0%
Debt
€137k▼
2024 · €157k
Debt ≤ 1 year
€119k▼
2024 · €119k
Debt > 1 year
€18k▼
2024 · €38k
Income taxes
€13k▲
2024 · €897
Staff costs
€72k▲
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€228k▼
Fixed assets21/28€170k€132k▼
Tangible fixed assets22/27€99k€60k▼
Furniture and vehicles24€99k€60k▼
Financial fixed assets28€72k€72k=
Current assets29/58€76k€96k▲
Amounts receivable within one year40/41€70k€67k▼
Trade receivables40€39k€46k▲
Other amounts receivable41€31k€21k▼
Cash at bank and in hand54/58€2k€27k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€246k€228k▼
Equity10/15€89k€91k▲
Contributions10/11€13k€13k=
Reserves13€88k€87k▼
Distributable reserves133€88k€87k▼
Profit (loss) carried forward14€-11k€-10k▲
Amounts payable17/49€157k€137k▼
Amounts payable after more than one year17€38k€18k▼
Financial debts170/4€38k€18k▼
Amounts payable within one year42/48€119k€119k▼
Current portion of amounts payable after more than one year42€26k€20k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€16k€19k▲
Suppliers440/4€16k€19k▲
Taxes, remuneration and social security45€18k€34k▲
Taxes450/3€9k€22k▲
Remuneration and social security454/9€8k€12k▲
Other amounts payable47/48€56k€43k▼
Accrued charges and deferred income492/3€127€97▼
Income statement
Code20242025
Remuneration, social security and pensions62€70k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k▼
Other operating charges640/8€2k€978▼
Gross operating margin9900€101k€145k▲
Operating profit (loss)9901€-8k€34k▲
Financial income75/76B€521€831▲
Recurring financial income75€521€831▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-12k€32k▲
Income taxes67/77€897€13k▲
Profit (loss) for the period9904€-12k€19k▲
Profit (loss) for the period to be appropriated9905€-12k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€8k▲
Profit (loss) brought forward from the previous period14P€180€-11k▼
Transfer from equity791/2€18k€17k▼
Transfer to equity691/2-€17k
To other reserves6921-€17k
Profit to be distributed694/7€17k€17k=
Return on contributions (dividend)694€17k€17k=
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 43 days late
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 24 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €45k ▲177%
Operating result €63k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲16.1%
4 profitable years in a row build equity to €160k.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 55 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Equity above €100kEq €128k ▲37.8%
2 profitable years in a row build equity to €128k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stichelendries 569340 LedeGround area
3,022 m²
Building footprint
1,514 m²
Volume, LiDAR
8,944 m³
Parcel 41052E0346/00S000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jomano Services
since 19892.045.157.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052E0346/00S000 | Flanders | 3,022 m² | 1 · 1,514 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,043 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-1989
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
90201Performing arts by independent artists
92311
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.