JOMAGRO
ActiveThe computed 12-month bankruptcy probability of JOMAGRO is 1.9% (moderate). The 2025 annual accounts show equity of €157k and a net result of €76k. Equity is growing by ~82.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 27446 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▲+48
Growth78=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.05 in 2024), but 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.7%
Return on assets
16.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
5 d early
2024
on the day
2023
on the day
2022
28 d late
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 92.4%
2024 · €82k
2021: €23k
2022: €24k
2023: €43k
2024: €82k
2021 → 2025
Total assets
€468k▲ 8.1%
2024 · €433k
2021: €221k
2022: €287k
2023: €299k
2024: €433k
2021 → 2025
Net result
€76k▲ 92.6%
2024 · €39k
2021: €13k
2022: €301
2023: €19k
2024: €39k
2021 → 2025
Working capital
€108k▲ 1,205%
2024 · €8k
2021: €-41k
2022: €-61k
2023: €10k
2024: €8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€24k▲ 1.3%€43k▲ 79.5%€82k▲ 92.3%€157k▲ 92.4%
Operating result€21k-€4k▼ 82.7%€26k▲ 614%€63k▲ 146%€116k▲ 84.1%
Net result€13k-€301▼ 97.8%€19k▲ 6,163%€39k▲ 108%€76k▲ 92.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 84% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €468k
Fixed assets
€239k▼ 9.3%
Current assets
€229k▲ 35.3%
Equity and liabilities €468k
Equity
€157k▲ 92.4%
Debt
€310k▼ 11.5%
The debt ratio falls from 81.1% to 66.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€242k▲
2024 · €182k
Cash flow
€202k▲
2024 · €159k
Solvency
33.7%▲
2024 · 18.9%
Current ratio
1.89▲
2024 · 1.05
Quick ratio
1.89▲
2024 · 1.05
Debt / equity
1.97▼
2024 · 4.29
ROE
48.0%▲
2024 · 48.0%
ROA
16.2%▲
2024 · 9.1%
Interest coverage
16.18▲
2024 · 11.83
Debt
€310k▼
2024 · €351k
Debt ≤ 1 year
€121k▼
2024 · €161k
Debt > 1 year
€189k▲
2024 · €185k
Income taxes
€26k▲
2024 · €11k
Staff costs
€77k▲
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€433k€468k▲
Formation expenses20€60-
Fixed assets21/28€263k€239k▼
Tangible fixed assets22/27€262k€238k▼
Plant, machinery and equipment23€248k€232k▼
Furniture and vehicles24€4k€5k▲
Leasing and similar rights25€10k-
Financial fixed assets28€850€750▼
Current assets29/58€169k€229k▲
Amounts receivable after more than one year29€8k€28k▲
Other amounts receivable291€8k€28k▲
Amounts receivable within one year40/41€108k€146k▲
Trade receivables40€101k€140k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€53k€56k▲
Equity and liabilities
Total equity and liabilities10/49€433k€468k▲
Equity10/15€82k€157k▲
Contributions10/11€10k€10k=
Reserves13€72k€147k▲
Distributable reserves133€72k€147k▲
Amounts payable17/49€351k€310k▼
Amounts payable after more than one year17€185k€189k▲
Financial debts170/4€185k€189k▲
Amounts payable within one year42/48€161k€121k▼
Current portion of amounts payable after more than one year42€60k€49k▼
Trade debts44€77k€26k▼
Suppliers440/4€77k€26k▼
Taxes, remuneration and social security45€19k€40k▲
Taxes450/3€13k€32k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€4k€6k▲
Accrued charges and deferred income492/3€5k€112▼
Income statement
Code20242025
Remuneration, social security and pensions62€63k€77k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€119k€126k▲
Other operating charges640/8€11k€4k▼
Gross operating margin9900€257k€323k▲
Operating profit (loss)9901€63k€116k▲
Financial income75/76B€3k€622▼
Recurring financial income75€3k€622▼
Financial charges65/66B€15k€15k▼
Recurring financial charges65€15k€15k▼
Profit (loss) for the period before taxes9903€50k€101k▲
Income taxes67/77€11k€26k▲
Profit (loss) for the period9904€39k€76k▲
Profit (loss) for the period to be appropriated9905€39k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€76k▲
Transfer to equity691/2€39k€76k▲
To other reserves6921€39k€76k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €76k ▲92.6%
Operating result €116k, net result €76k, both a record.
30-06
Financial
Equity above €150kEq €157k ▲92.4%
5 profitable years in a row build equity to €157k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Weakest financial yearnet €301 ▼97.8%
Net result drops to €301, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lievevrouwdreef 159990 MaldegemGround area
364 m²
Building footprint
109 m²
Volume, LiDAR
447 m³
Parcel 43502D1152/00W000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOMAGRO
since 20192.295.714.737
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43502D1152/00W000 | Flanders | 364 m² | 1 · 109 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JAGRICON
BE 0638.914.353
Riemst · Eq €157k
@ FEE DU PC
BE 0812.318.580
Anderlues · Eq €158k
Maes
BE 0433.871.892
Beringen · Eq €157k
LM Projects
BE 0788.656.025
Tielt · Eq €157k
ETS SOLBREUX
BE 0453.367.607
Saint-Ghislain · Eq €158k
Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 2,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2019
Fiscal year end30-06
Activities, NACEBEL
43120Site preparation
46140Agents in the wholesale of industrial machinery, ships and aircraft
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.