JOMADI
ActiveSummary
JOMADI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €735,228 and a net result of €89,813. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 149 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability62▼-22
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 5.39 against 5.68 in 2025; short-term debt: 18.6% and cash: 13.9% of total assets), and 18.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
81.4%
Return on assets
9.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 19-08-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
12 d early
2025
38 d early
2024
40 d early
2023
6 d early
2022
27 d late
2021
on the day
2020
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 19 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-01-2027 close31-08-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2026, abbreviated schema
Equity
€735,228▲ 8.4%
2025 · €678,130
Total assets
€902,690▲ 9.7%
2025 · €823,158
Net result
€89,813▼ 7.7%
2025 · €97,316
Working capital
€735,228▲ 8.4%
2025 · €678,130
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€102,659▲ 337%€133,414▲ 30.0%€118,712▼ 11.0%€88,926▼ 25.1%€83,142▼ 6.5%
Net result€95,172within the sector's middle half▲ 196%€124,777within the sector's middle half▲ 31.1%€111,827within the sector's middle half▼ 10.4%€97,316within the sector's middle half▼ 13.0%€89,813▼ 7.7%
Equity€439,166within the sector's middle half▲ 23.2%€532,554within the sector's middle half▲ 21.3%€616,237within the sector's middle half▲ 15.7%€678,130within the sector's middle half▲ 10.0%€735,228▲ 8.4%
Total assets€562,205below the sector's middle half▲ 23.1%€711,773within the sector's middle half▲ 26.6%€732,901within the sector's middle half▲ 3.0%€823,158within the sector's middle half▲ 12.3%€902,690▲ 9.7%
Debt€123,039▲ 22.8%€179,218▲ 45.7%€116,664▼ 34.9%€145,028▲ 24.3%€167,462▲ 15.5%
Working capital€438,217within the sector's middle half▲ 23.6%€532,478within the sector's middle half▲ 21.5%€616,237within the sector's middle half▲ 15.7%€678,130within the sector's middle half▲ 10.0%€735,228▲ 8.4%
Solvency78.1%above the sector's middle half▲ 0.1pp74.8%above the sector's middle half▼ 3.3pp84.1%above the sector's middle half▲ 9.3pp82.4%above the sector's middle half▼ 1.7pp81.4%▼ 0.9pp
Current ratio4.56above the sector's middle half▲ 0.023.97above the sector's middle half▼ 0.596.28above the sector's middle half▲ 2.315.68above the sector's middle half▼ 0.615.39▼ 0.29
Return on assets (ROA)16.9%above the sector's middle half▲ 9.9pp17.5%above the sector's middle half▲ 0.6pp15.3%above the sector's middle half▼ 2.3pp11.8%above the sector's middle half▼ 3.4pp9.9%▼ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2026 is 7% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €902,690
Equity
€735,228 ▲ 8.4%
Debt
€167,462 ▲ 15.5%
Debt's share of the balance-sheet total rises from 17.6% to 18.6%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.23▲
2025 · 0.21
ROE
12.2%▼
2025 · 14.4%
Debt ≤ 1 year
€167,462▲
2025 · €145,028
Income taxes
€19,235▼
2025 · €20,762
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €873 | €873 | €77 | €0 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€192 | €0 | - | - | - | - |
| Other operating charges640/8 | €1,305 | €1,014 | €1,413 | €1,390 | €1,320 | ▼ 5.0% |
| Gross operating margin9900 | €104,646 | €135,301 | €120,201 | €90,316 | €84,462 | ▼ 6.5% |
| Operating profit (loss)9901 | €102,659 | €133,414 | €118,712 | €88,926 | €83,142 | ▼ 6.5% |
| Financial income75/76B | €22,244 | €24,926 | €23,890 | €31,313 | €28,130 | ▼ 10.2% |
| Recurring financial income75 | €22,244 | €24,926 | €23,890 | €31,313 | €28,130 | ▼ 10.2% |
| Financial charges65/66B | €1,278 | €1,395 | €1,885 | €2,160 | €2,225 | ▲ 3.0% |
| Recurring financial charges65 | €1,278 | €1,395 | €1,885 | €2,160 | €2,225 | ▲ 3.0% |
| Profit (loss) for the period before taxes9903 | €123,625 | €156,945 | €140,717 | €118,078 | €109,047 | ▼ 7.6% |
| Income taxes67/77 | €28,453 | €32,168 | €28,891 | €20,762 | €19,235 | ▼ 7.4% |
| Profit (loss) for the period9904 | €95,172 | €124,777 | €111,827 | €97,316 | €89,813 | ▼ 7.7% |
| Profit (loss) for the period to be appropriated9905 | €95,172 | €124,777 | €111,827 | €97,316 | €89,813 | ▼ 7.7% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €562,205 | €711,773 | €732,901 | €823,158 | €902,690 | ▲ 9.7% |
| Fixed assets21/28 | €949 | €77 | €0 | - | - | - |
| Tangible fixed assets22/27 | €949 | €77 | €0 | - | - | - |
| Furniture and vehicles24 | €949 | €77 | €0 | - | - | - |
| Current assets29/58 | €561,256 | €711,696 | €732,901 | €823,158 | €902,690 | ▲ 9.7% |
| Amounts receivable within one year40/41 | €456,992 | €607,655 | €470,378 | €730,852 | €776,000 | ▲ 6.2% |
| Trade receivables40 | €93,022 | €106,239 | €26,920 | €37,210 | €80,489 | ▲ 116% |
| Other amounts receivable41 | €363,970 | €501,416 | €443,458 | €693,642 | €695,511 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €103,491 | €103,214 | €261,645 | €91,383 | €125,670 | ▲ 37.5% |
| Deferred charges and accrued income490/1 | €773 | €827 | €878 | €923 | €1,020 | ▲ 10.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €562,205 | €711,773 | €732,901 | €823,158 | €902,690 | ▲ 9.7% |
| Equity10/15 | €439,166 | €532,554 | €616,237 | €678,130 | €735,228 | ▲ 8.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €228,705 | €228,705 | €228,705 | €228,705 | €228,705 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €226,845 | €226,845 | €228,705 | €228,705 | €228,705 | = |
| Profit (loss) carried forward14 | €191,861 | €285,249 | €368,932 | €430,825 | €487,923 | ▲ 13.3% |
| Amounts payable17/49 | €123,039 | €179,218 | €116,664 | €145,028 | €167,462 | ▲ 15.5% |
| Amounts payable within one year42/48 | €123,039 | €179,218 | €116,664 | €145,028 | €167,462 | ▲ 15.5% |
| Trade debts44 | €38,386 | €61,600 | €10,951 | €28,328 | €50,227 | ▲ 77.3% |
| Suppliers440/4 | €38,386 | €61,600 | €10,951 | €28,328 | €50,227 | ▲ 77.3% |
| Taxes, remuneration and social security45 | €1,247 | €14,069 | €4,039 | €6,151 | €7,237 | ▲ 17.7% |
| Taxes450/3 | €1,247 | €14,069 | €4,039 | €6,151 | €7,237 | ▲ 17.7% |
| Other amounts payable47/48 | €83,406 | €103,550 | €101,674 | €110,549 | €109,998 | ▼ 0.5% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €95,172 | €124,777 | €111,827 | €97,316 | €89,813 | ▼ 7.7% |
| + Depreciation and write-downs630 | €873 | €873 | €77 | €0 | - | - |
| Operating cash flow (approximation) | €96,045 | €125,650 | €111,903 | €97,316 | €89,813 | ▼ 7.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | -€277 | €158,430 | -€170,262 | €34,287 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
Financial
Highest result since 2019net €124,777 ▲31.1%
Operating result €133,414, net result €124,777, both a record.
31-01
Financial
Equity above €500,000Eq €532,554 ▲21.3%
3 profitable years in a row build equity to €532,554.
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-01
Financial
Back to profitnet €32,142
Net result €32,142 after one loss-making year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
31-01
Financial
Weakest financial yearnet -€11,853
Net result drops to -€11,853, the lowest in the series; recovery starts the following year.
31-01
Financial
Liquidity triplescurrent ratio 13.46
Current ratio from 4.08 to 13.46; short-term debt falls from €109,751 to €26,183.
Show earlier events
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2014
Ground area
7,887 m²
Building footprint
1,613 m²
Volume, LiDAR
11,941 m³
Parcel 42011B0060/00S000, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOMADI
since 20142.233.332.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42011B0060/00S000 | Flanders | 7,887 m² | 1 · 1,613 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- MANIMA
- JOMADI
Highest known parent: MANIMA. The sources do not say who stands above it.
Owners 1
- MANIMAparent99.46%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 827 companies in sector 46620 we hold annual accounts for 644. 527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-07-2014
Fiscal year end31-01
Activities, NACEBEL 2025
46620Wholesale of machine tools
46421Wholesale trade
46431Wholesale of electrical household appliances and audio-video equipment
46610Wholesale trade
46831Wholesale of construction materials, general range
46841Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0556749415
Also
9925:BE0556749415
Registered
10-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.