JOMACO-EVERCOOL
ActiveSummary
JOMACO-EVERCOOL has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €367k and a net result of €83k. Equity is growing by ~73% per year across the filed fiscal years. Its solvency ranks better than 34% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-4
Solvency55▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.0 in 2023; short-term debt: 61.2% and cash: 10.9% of total assets), and 70% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
11 d late
2023
23 d early
2022
18 d late
2021
25 d late
2020
31 d late
2019
94 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€367k▲ 29.2%
2023 · €284k
2018: €44k
2019: €10k▼ -77.8% vs 2018lowest in 7 years
2020: €44k▲ +351% vs 2019
2021: €71k▲ +62.2% vs 2020
2022: €155k▲ +118% vs 2021
2023: €284k▲ +83.6% vs 2022
2024: €367k▲ +29.2% vs 2023highest in 7 years
2018 → 2024
Total assets
€1.22M▼ 6.6%
2023 · €1.31M
2018: €1.25M
2019: €1.30M▲ +3.6% vs 2018
2020: €1.28M▼ -1.6% vs 2019
2021: €1.19M▼ -6.4% vs 2020
2022: €1.08M▼ -9.5% vs 2021lowest in 7 years
2023: €1.31M▲ +21.0% vs 2022highest in 7 years
2024: €1.22M▼ -6.6% vs 2023
2018 → 2024
Net result
€83k▼ 35.8%
2023 · €129k
2018: €9k
2019: €-34k▼ -496% vs 2018lowest in 7 years
2020: €34k▲ +200% vs 2019
2021: €27k▼ -20.0% vs 2020
2022: €84k▲ +208% vs 2021
2023: €129k▲ +54.3% vs 2022highest in 7 years
2024: €83k▼ -35.8% vs 2023
2018 → 2024
Working capital
€86k▲ 2,012%
2023 · €4k
2018: €26k
2019: €-2k▼ -109% vs 2018
2020: €48k▲ +2124% vs 2019
2021: €-132k▼ -373% vs 2020
2022: €-207k▼ -57.3% vs 2021lowest in 7 years
2023: €4k▲ +102% vs 2022
2024: €86k▲ +2012% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€44k-€71k▲ 62.2%€155k▲ 118%€284k▲ 83.6%€367k▲ 29.2%
2020: €44klowest in 5 years
2021: €71k▲ +62.2% vs 2020
2022: €155k▲ +118% vs 2021
2023: €284k▲ +83.6% vs 2022
2024: €367k▲ +29.2% vs 2023highest in 5 years
Operating result€61k-€63k▲ 2.1%€109k▲ 74.5%€180k▲ 64.7%€121k▼ 32.9%
2020: €61klowest in 5 years
2021: €63k▲ +2.1% vs 2020
2022: €109k▲ +74.5% vs 2021
2023: €180k▲ +64.7% vs 2022highest in 5 years
2024: €121k▼ -32.9% vs 2023
Net result€34k-€27k▼ 20.0%€84k▲ 208%€129k▲ 54.3%€83k▼ 35.8%
2020: €34k
2021: €27k▼ -20.0% vs 2020lowest in 5 years
2022: €84k▲ +208% vs 2021
2023: €129k▲ +54.3% vs 2022highest in 5 years
2024: €83k▼ -35.8% vs 2023
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.22M
Fixed assets
€388k ▼ 12.4%
Current assets
€835k ▼ 3.6%
Equity and liabilities €1.22M
Equity
€367k ▲ 29.2%
Debt
€855k ▼ 16.5%
Debt's share of the balance-sheet total falls from 78.3% to 70.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€309k▼
2023 · €317k
Cash flow
€271k▲
2023 · €266k
Current ratio
1.12▲
2023 · 1.00
Quick ratio
0.75▲
2023 · 0.69
Debt to equity
2.33▼
2023 · 3.61
ROE
22.6%▼
2023 · 45.5%
ROA
6.8%▼
2023 · 9.9%
Interest coverage
15.12▼
2023 · 21.64
Debt ≤ 1 year
€748k▼
2023 · €862k
Debt > 1 year
€107k▼
2023 · €163k
Income taxes
€23k▼
2023 · €39k
Staff costs
€228k▼
2023 · €263k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.31M€1.22M▼
Fixed assets21/28€443k€388k▼
Intangible fixed assets21€53k€44k▼
Tangible fixed assets22/27€390k€343k▼
Land and buildings22€151k€135k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€53k€58k▲
Other tangible fixed assets26€185k€149k▼
Current assets29/58€866k€835k▼
Stocks and contracts in progress3€269k€273k▲
Stocks30/36€269k€273k▲
Amounts receivable within one year40/41€157k€127k▼
Trade receivables40€147k€118k▼
Other amounts receivable41€10k€9k▼
Current investments50/53€200k€300k▲
Cash at bank and in hand54/58€240k€134k▼
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.22M▼
Equity10/15€284k€367k▲
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€250k€333k▲
Amounts payable17/49€1.02M€855k▼
Amounts payable after more than one year17€163k€107k▼
Financial debts170/4€163k€107k▼
Amounts payable within one year42/48€862k€748k▼
Current portion of amounts payable after more than one year42€68k€58k▼
Financial debts43€175k€100k▼
Credit institutions430/8€175k€100k▼
Trade debts44€82k€44k▼
Suppliers440/4€82k€44k▼
Taxes, remuneration and social security45€18k€21k▲
Taxes450/3€18k€13k▼
Remuneration and social security454/9€917€9k▲
Other amounts payable47/48€518k€525k▲
Income statement
Code20232024
Non-recurring operating income76A€189k-
Remuneration, social security and pensions62€263k€228k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€188k▲
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A€1-
Gross operating margin9900€586k€543k▼
Operating profit (loss)9901€180k€121k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€15k€20k▲
Recurring financial charges65€15k€20k▲
Profit (loss) for the period before taxes9903€168k€106k▼
Income taxes67/77€39k€23k▼
Profit (loss) for the period9904€129k€83k▼
Profit (loss) for the period to be appropriated9905€129k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€250k€333k▲
Profit (loss) brought forward from the previous period14P€121k€250k▲
Social balance
Average headcount (FTE)90877.05.2▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1k | - | €189k | - | - |
| Remuneration, social security and pensions62 | - | €207k | €256k | €263k | €228k | ▼ 13.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €78k | €73k | €61k | €137k | €188k | ▲ 37.3% |
| Other operating charges640/8 | - | €8k | €9k | €6k | €6k | ▼ 0.5% |
| Non-recurring operating charges66A | - | €14k | €5k | €1 | - | - |
| Gross operating margin9900 | €353k | €365k | €440k | €586k | €543k | ▼ 7.3% |
| Operating profit (loss)9901 | €61k | €63k | €109k | €180k | €121k | ▼ 32.9% |
| Financial income75/76B | - | €531 | €15k | €3k | €6k | ▲ 92.0% |
| Recurring financial income75 | €45 | €531 | €15k | €3k | €6k | ▲ 92.0% |
| Financial charges65/66B | - | €26k | €21k | €15k | €20k | ▲ 39.5% |
| Recurring financial charges65 | €27k | €26k | €21k | €15k | €20k | ▲ 39.5% |
| Profit (loss) for the period before taxes9903 | €34k | €37k | €103k | €168k | €106k | ▼ 37.0% |
| Income taxes67/77 | €425 | €10k | €19k | €39k | €23k | ▼ 41.0% |
| Profit (loss) for the period9904 | €34k | €27k | €84k | €129k | €83k | ▼ 35.8% |
| Profit (loss) for the period to be appropriated9905 | €34k | €27k | €84k | €129k | €83k | ▼ 35.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.28M | €1.19M | €1.08M | €1.31M | €1.22M | ▼ 6.6% |
| Fixed assets21/28 | €440k | €541k | €514k | €443k | €388k | ▼ 12.4% |
| Intangible fixed assets21 | €80k | €71k | €62k | €53k | €44k | ▼ 16.7% |
| Tangible fixed assets22/27 | €354k | €464k | €452k | €390k | €343k | ▼ 11.9% |
| Land and buildings22 | - | €235k | €212k | €151k | €135k | ▼ 10.3% |
| Plant, machinery and equipment23 | - | €714 | €357 | - | €2k | - |
| Furniture and vehicles24 | - | €59k | €39k | €53k | €58k | ▲ 7.7% |
| Leasing and similar rights25 | - | €16k | €8k | - | - | - |
| Other tangible fixed assets26 | - | €153k | €193k | €185k | €149k | ▼ 19.8% |
| Financial fixed assets28 | €6k | €6k | €1 | - | - | - |
| Current assets29/58 | €836k | €653k | €567k | €866k | €835k | ▼ 3.6% |
| Stocks and contracts in progress3 | €433k | €265k | €266k | €269k | €273k | ▲ 1.5% |
| Stocks30/36 | - | €265k | €266k | €269k | €273k | ▲ 1.5% |
| Amounts receivable within one year40/41 | €105k | €87k | €101k | €157k | €127k | ▼ 18.6% |
| Trade receivables40 | - | €84k | €100k | €147k | €118k | ▼ 19.4% |
| Other amounts receivable41 | - | €3k | €1k | €10k | €9k | ▼ 6.6% |
| Current investments50/53 | €23k | €19k | €19k | €200k | €300k | ▲ 50.0% |
| Cash at bank and in hand54/58 | €274k | €282k | €181k | €240k | €134k | ▼ 44.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.28M | €1.19M | €1.08M | €1.31M | €1.22M | ▼ 6.6% |
| Equity10/15 | €44k | €71k | €155k | €284k | €367k | ▲ 29.2% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €15k | €15k | €15k | €15k | €15k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €13k | €13k | €15k | €15k | = |
| Profit (loss) carried forward14 | €10k | €37k | €121k | €250k | €333k | ▲ 33.2% |
| Amounts payable17/49 | €1.23M | €1.12M | €926k | €1.02M | €855k | ▼ 16.5% |
| Amounts payable after more than one year17 | €444k | €339k | €152k | €163k | €107k | ▼ 34.2% |
| Financial debts170/4 | - | €339k | €152k | €163k | €107k | ▼ 34.2% |
| Amounts payable within one year42/48 | €788k | €784k | €774k | €862k | €748k | ▼ 13.2% |
| Current portion of amounts payable after more than one year42 | - | €97k | €96k | €68k | €58k | ▼ 14.6% |
| Financial debts43 | - | €175k | €100k | €175k | €100k | ▼ 42.9% |
| Credit institutions430/8 | - | €175k | €100k | €175k | €100k | ▼ 42.9% |
| Trade debts44 | €73k | €44k | €81k | €82k | €44k | ▼ 46.7% |
| Suppliers440/4 | - | €44k | €81k | €82k | €44k | ▼ 46.7% |
| Taxes, remuneration and social security45 | - | €31k | €51k | €18k | €21k | ▲ 15.3% |
| Taxes450/3 | - | €25k | €39k | €18k | €13k | ▼ 28.1% |
| Remuneration and social security454/9 | - | €6k | €12k | €917 | €9k | ▲ 846% |
| Other amounts payable47/48 | - | €437k | €446k | €518k | €525k | ▲ 1.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €27k | €84k | €129k | €83k | ▼ 35.8% |
| + Depreciation and write-downs630 | €78k | €73k | €61k | €137k | €188k | ▲ 37.3% |
| Operating cash flow (approximation) | €112k | €100k | €144k | €266k | €271k | ▲ 1.8% |
| Investment in fixed assets (approximation) | - | €-175k | €-33k | €-66k | €-133k | ▼ 101% |
| Change in cash | - | €8k | €-101k | €59k | €-106k | ▼ 280% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €129k ▲54.3%
Operating result €180k, net result €129k, both a record.
31-12
Financial
Equity above €200kEq €284k ▲83.6%
4 profitable years in a row build equity to €284k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
2022
31-12
Financial
Equity above €150kEq €155k ▲118%
3 profitable years in a row build equity to €155k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 94 days late
2019
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2001
Ground area
1,167 m²
Building footprint
526 m²
Volume, LiDAR
2,003 m³
Parcel 72004B0067/00V003, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Veeweidestraat 8, 3960 Bree
since 20012.093.076.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0067/00V003 | Flanders | 1,167 m² | 1 · 526 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBree2.093.076.886
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Of 1,580 companies in sector 46349 we hold annual accounts for 987. 698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Scores and ratios are computed by Checked and are not a credit decision.