JOMA
InactiveJOMA was declared bankrupt on 06-06-2024 (Ondernemingsrechtbank Antwerpen, afdeling Antwerpen); the bankruptcy was closed by liquidation by judgment of 16-09-2025, published in the Belgian State Gazette on 23-09-2025.
Summary
Inactive; last annual accounts for fiscal year 2022.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 21-05-2024, 295 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
295 d late
2021
331 d late
2020
702 d late
2019
140 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 367 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Financials · fiscal year 2022, micro schema
Equity
€71,492▼ 16.2%
2021 · €85,326
Total assets
€121,085▼ 39.7%
2021 · €200,819
Net result
-€13,834
2021 · €6,205
Working capital
€71,497▼ 16.2%
2021 · €85,326
Trend over the years
In euros
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result€22,969-€24,142▲ 5.1%€19,715▼ 18.3%€26,155▲ 32.7%-€10,024
Net result€13,374-€14,097▲ 5.4%€11,144▼ 20.9%€6,205▼ 44.3%-€13,834
Equity€53,879-€67,976▲ 26.2%€79,121▲ 16.4%€85,326▲ 7.8%€71,492▼ 16.2%
Total assets€266,363-€294,728▲ 10.6%€131,616▼ 55.3%€200,819▲ 52.6%€121,085▼ 39.7%
Debt€212,484-€226,752▲ 6.7%€52,495▼ 76.8%€115,493▲ 120%€49,593▼ 57.1%
Working capital€53,879-€67,976▲ 26.2%€79,121▲ 16.4%€85,326▲ 7.8%€71,497▼ 16.2%
Staff (FTE)0.6-0.6=2.3▲ 283%2.7▲ 17.4%1.7▼ 37.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €10,024 after €26,155 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €121,085
Equity
€71,492 ▼ 16.2%
Debt
€49,593 ▼ 57.1%
Debt's share of the balance-sheet total falls from 57.5% to 41.0%. Equity and debt are lower.
Key figures and ratios
Current ratio
2.44▲
2021 · 1.74
Quick ratio
2.11▲
2021 · 1.61
Debt to equity
0.69▼
2021 · 1.35
ROE
-19.4%▼
2021 · 7.3%
ROA
-11.4%▼
2021 · 3.1%
Debt ≤ 1 year
€49,588▼
2021 · €115,493
Staff costs
€16,232▲
2021 · €15,133
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1 | - |
| Remuneration, social security and pensions62 | - | - | €16,119 | €15,133 | €16,232 | ▲ 7.3% |
| Other operating charges640/8 | - | - | €3,588 | €1,192 | €2,221 | ▲ 86.4% |
| Gross operating margin9900 | €36,585 | €38,076 | €39,423 | €42,479 | €8,429 | ▼ 80.2% |
| Operating profit (loss)9901 | €22,969 | €24,142 | €19,715 | €26,155 | -€10,024 | ▼ 138% |
| Financial income75/76B | - | - | €77 | €104 | €55 | ▼ 47.2% |
| Recurring financial income75 | €79 | €110 | €77 | €104 | €55 | ▼ 47.2% |
| Financial charges65/66B | - | - | €4,689 | €3,961 | €3,864 | ▼ 2.4% |
| Recurring financial charges65 | €3,114 | €3,294 | €4,689 | €3,961 | €3,864 | ▼ 2.4% |
| Profit (loss) for the period before taxes9903 | €19,934 | €20,957 | €15,104 | €22,297 | -€13,834 | ▼ 162% |
| Income taxes67/77 | €6,560 | €6,860 | €3,959 | €16,093 | - | - |
| Profit (loss) for the period9904 | €13,374 | €14,097 | €11,144 | €6,205 | -€13,834 | ▼ 323% |
| Profit (loss) for the period to be appropriated9905 | €13,374 | €14,097 | €11,144 | €6,205 | -€13,834 | ▼ 323% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €266,363 | €294,728 | €131,616 | €200,819 | €121,085 | ▼ 39.7% |
| Current assets29/58 | €266,363 | €294,728 | €131,616 | €200,819 | €121,085 | ▼ 39.7% |
| Stocks and contracts in progress3 | €19,137 | €15,849 | €16,860 | €14,925 | €16,649 | ▲ 11.6% |
| Stocks30/36 | - | - | €16,860 | €14,925 | €16,649 | ▲ 11.6% |
| Amounts receivable within one year40/41 | €224,174 | €259,199 | €87,345 | €148,155 | €79,588 | ▼ 46.3% |
| Trade receivables40 | - | - | €11,252 | €71,197 | €3,431 | ▼ 95.2% |
| Other amounts receivable41 | - | - | €76,094 | €76,959 | €76,157 | ▼ 1.0% |
| Cash at bank and in hand54/58 | €22,051 | €18,906 | €26,551 | €37,276 | €24,849 | ▼ 33.3% |
| Deferred charges and accrued income490/1 | - | - | €859 | €463 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €266,363 | €294,728 | €131,616 | €200,819 | €121,085 | ▼ 39.7% |
| Equity10/15 | €53,879 | €67,976 | €79,121 | €85,326 | €71,492 | ▼ 16.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €45,819 | €59,916 | €71,061 | €77,266 | €63,432 | ▼ 17.9% |
| Amounts payable17/49 | €212,484 | €226,752 | €52,495 | €115,493 | €49,593 | ▼ 57.1% |
| Amounts payable within one year42/48 | €212,484 | €226,752 | €52,495 | €115,493 | €49,588 | ▼ 57.1% |
| Financial debts43 | - | - | €20,542 | €20,542 | €20,573 | ▲ 0.2% |
| Credit institutions430/8 | - | - | €20,542 | €20,542 | €20,573 | ▲ 0.2% |
| Trade debts44 | €165,720 | €189,401 | €10,838 | €82,190 | €19,919 | ▼ 75.8% |
| Suppliers440/4 | - | - | €10,838 | €82,190 | €19,919 | ▼ 75.8% |
| Advances received on contracts in progress46 | - | - | €726 | - | - | - |
| Taxes, remuneration and social security45 | - | - | €19,387 | €11,599 | €7,630 | ▼ 34.2% |
| Taxes450/3 | - | - | €19,387 | €11,599 | €7,105 | ▼ 38.7% |
| Remuneration and social security454/9 | - | - | - | - | €525 | - |
| Other amounts payable47/48 | - | - | €1,003 | €1,163 | €1,466 | ▲ 26.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €5 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,374 | €14,097 | €11,144 | €6,205 | -€13,834 | ▼ 323% |
| Operating cash flow (approximation) | €13,374 | €14,097 | €11,144 | €6,205 | -€13,834 | ▼ 323% |
| Change in cash | - | -€3,145 | €7,645 | €10,725 | -€12,427 | ▼ 216% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-09
Bankruptcy
Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 16-09-2025
2024
12-06
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 06-06-2024
21-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 295 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 702 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 331 days late
2022
31-12
Financial
Weakest financial yearnet -€13,834
Net result drops to -€13,834, the lowest in the series.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 450 days late
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 815 days late
2019
31-12
Financial
Highest result since 2018net €14,097 ▲5.4%
Net result €14,097, the highest in the series.
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 235 days late
2015
30-12
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 152 days late
2014
19-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 50 days late
28-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 393 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEAN HENDRICKX LANGE LOZANASTRAAT 24,
2018 ANTWERPEN 1 |
06-06-2024 → 16-09-2025 |