JOMA
ActiveSummary
JOMA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267,336 and a net result of €14,212. Equity remains stable across the filed fiscal years (±1% per year). The computed 12-month bankruptcy probability is 0.8% (low).
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Signals
This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,597 | €7,598 | €7,598 | €13,226 | €15,323 | ▲ 15.9% |
| Other operating charges640/8 | €3,004 | €3,119 | €3,367 | €3,490 | €3,601 | ▲ 3.2% |
| Gross operating margin9900 | €35,313 | €35,495 | €34,500 | €30,224 | €41,135 | ▲ 36.1% |
| Operating profit (loss)9901 | €24,713 | €24,778 | €23,535 | €13,507 | €22,211 | ▲ 64.4% |
| Financial income75/76B | - | - | €48 | €260 | €341 | ▲ 30.9% |
| Recurring financial income75 | - | - | €48 | €260 | €341 | ▲ 30.9% |
| Financial charges65/66B | €44 | €48 | €55 | €2,713 | €3,603 | ▲ 32.8% |
| Recurring financial charges65 | €44 | €48 | €55 | €2,713 | €3,603 | ▲ 32.8% |
| Profit (loss) for the period before taxes9903 | €24,669 | €24,731 | €23,528 | €11,055 | €18,949 | ▲ 71.4% |
| Income taxes67/77 | €6,167 | €6,183 | €5,882 | €1,132 | €4,737 | ▲ 318% |
| Profit (loss) for the period9904 | €18,502 | €18,548 | €17,646 | €9,923 | €14,212 | ▲ 43.2% |
| Profit (loss) for the period to be appropriated9905 | €18,502 | €18,548 | €17,646 | €9,923 | €14,212 | ▲ 43.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €301,301 | €289,039 | €306,936 | €397,554 | €365,032 | ▼ 8.2% |
| Fixed assets21/28 | €286,929 | €279,331 | €271,733 | €340,079 | €324,755 | ▼ 4.5% |
| Tangible fixed assets22/27 | €286,929 | €279,331 | €271,733 | €340,079 | €324,755 | ▼ 4.5% |
| Land and buildings22 | €286,929 | €279,331 | €271,733 | €340,079 | €324,755 | ▼ 4.5% |
| Current assets29/58 | €14,372 | €9,708 | €35,203 | €57,475 | €40,276 | ▼ 29.9% |
| Amounts receivable within one year40/41 | - | €817 | €1,935 | €3,814 | €3,061 | ▼ 19.7% |
| Other amounts receivable41 | - | €817 | €1,935 | €3,814 | €3,061 | ▼ 19.7% |
| Cash at bank and in hand54/58 | €12,693 | €7,031 | €31,216 | €51,547 | €35,073 | ▼ 32.0% |
| Deferred charges and accrued income490/1 | €1,679 | €1,860 | €2,052 | €2,114 | €2,143 | ▲ 1.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €301,301 | €289,039 | €306,936 | €397,554 | €365,032 | ▼ 8.2% |
| Equity10/15 | €267,008 | €285,556 | €303,202 | €283,125 | €267,336 | ▼ 5.6% |
| Contributions10/11 | €27,000 | €27,000 | €27,000 | €27,000 | €27,000 | = |
| Reserves13 | €240,008 | €258,556 | €276,202 | €256,125 | €240,336 | ▼ 6.2% |
| Non-distributable reserves130/1 | €2,700 | - | - | - | - | - |
| Reserves not available under the articles1311 | €2,700 | - | - | - | - | - |
| Distributable reserves133 | €237,308 | €258,556 | €276,202 | €256,125 | €240,336 | ▼ 6.2% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €34,293 | €3,483 | €3,734 | €114,429 | €97,695 | ▼ 14.6% |
| Amounts payable after more than one year17 | - | - | - | €65,175 | €46,130 | ▼ 29.2% |
| Financial debts170/4 | - | - | - | €65,175 | €46,130 | ▼ 29.2% |
| Amounts payable within one year42/48 | €31,089 | €167 | - | €45,377 | €47,614 | ▲ 4.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €15,377 | €17,614 | ▲ 14.5% |
| Taxes, remuneration and social security45 | €1,089 | €167 | - | - | - | - |
| Taxes450/3 | €1,089 | €167 | - | - | - | - |
| Other amounts payable47/48 | €30,000 | - | - | €30,000 | €30,000 | = |
| Accrued charges and deferred income492/3 | €3,205 | €3,316 | €3,734 | €3,877 | €3,951 | ▲ 1.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,502 | €18,548 | €17,646 | €9,923 | €14,212 | ▲ 43.2% |
| + Depreciation and write-downs630 | €7,597 | €7,598 | €7,598 | €13,226 | €15,323 | ▲ 15.9% |
| Operating cash flow (approximation) | €26,098 | €26,146 | €25,244 | €23,149 | €29,535 | ▲ 27.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€81,572 | €0 | ▲ 100% |
| Change in cash | - | -€5,662 | €24,185 | €20,332 | -€16,475 | ▼ 181% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109C0397/00B000 | Flanders | 1,037 m² | 1 · 159 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Company details
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Register as of 30 September 2026 · Peppol Directory
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