JOMA
ActiveSummary
The computed 12-month bankruptcy probability of JOMA is 3.2% (moderate). The 2025 annual accounts show negative equity (-€29,000) and a net result of -€1,497. Equity is shrinking by ~6.5% per year across the filed fiscal years. The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€29,000
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
on the day
2022
5 d early
2021
4 d early
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€29,000▼ 5.4%
2024 · -€27,504
Total assets
€0
2024 · €0
Net result
-€1,497▲ 5.0%
2024 · -€1,575
Working capital
-€29,000▼ 5.4%
2024 · -€27,504
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€116▲ 74.9%-€119▼ 2.6%-€126▼ 5.5%-€126▼ 0.2%-€128▼ 1.5%
Net result-€1,410▲ 30.2%-€1,448▼ 2.7%-€1,497▼ 3.4%-€1,575▼ 5.2%-€1,497▲ 5.0%
Equity-€22,983▼ 6.5%-€24,431▼ 6.3%-€25,928▼ 6.1%-€27,504▼ 6.1%-€29,000▼ 5.4%
Total assets€236=€236=€236=€0▼ 100%€0
Debt€23,220▲ 6.5%€24,667▲ 6.2%€26,165▲ 6.1%€27,504▲ 5.1%€29,000▲ 5.4%
Working capital-€23,179▼ 6.5%-€24,627▼ 6.2%-€26,124▼ 6.1%-€27,504▼ 5.3%-€29,000▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €128 in 2025 against €126 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€29,000▲
2024 · €27,504
Ratios withheld: a balance sheet total of €0 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €62 | €62 | €62 | €62 | €62 | = |
| Gross operating margin9900 | -€54 | -€57 | -€64 | -€64 | -€66 | ▼ 3.0% |
| Operating profit (loss)9901 | -€116 | -€119 | -€126 | -€126 | -€128 | ▼ 1.5% |
| Financial charges65/66B | €1,294 | €1,329 | €1,372 | €1,450 | €1,369 | ▼ 5.6% |
| Recurring financial charges65 | €1,294 | €1,329 | €1,372 | €1,450 | €1,369 | ▼ 5.6% |
| Profit (loss) for the period before taxes9903 | -€1,410 | -€1,448 | -€1,497 | -€1,575 | -€1,497 | ▲ 5.0% |
| Profit (loss) for the period9904 | -€1,410 | -€1,448 | -€1,497 | -€1,575 | -€1,497 | ▲ 5.0% |
| Profit (loss) for the period to be appropriated9905 | -€1,410 | -€1,448 | -€1,497 | -€1,575 | -€1,497 | ▲ 5.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €236 | €236 | €236 | €0 | €0 | - |
| Fixed assets21/28 | €196 | €196 | €196 | €0 | €0 | - |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €0 | €0 | €0 | €0 | €0 | - |
| Land and buildings22 | €0 | €0 | €0 | €0 | €0 | - |
| Plant, machinery and equipment23 | €0 | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | €0 | €0 | €0 | €0 | €0 | - |
| Financial fixed assets28 | €196 | €196 | €196 | - | - | - |
| Current assets29/58 | €41 | €41 | €41 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €41 | €41 | €41 | - | - | - |
| Other amounts receivable41 | €41 | €41 | €41 | - | - | - |
| Cash at bank and in hand54/58 | €0 | €0 | €0 | €0 | €0 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €236 | €236 | €236 | €0 | €0 | - |
| Equity10/15 | -€22,983 | -€24,431 | -€25,928 | -€27,504 | -€29,000 | ▼ 5.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €9,350 | €9,350 | €9,350 | €9,350 | €9,350 | = |
| Non-distributable reserves130/1 | €248 | €248 | €248 | €248 | €248 | = |
| Reserves not available under the articles1311 | €248 | €248 | €248 | €248 | €248 | = |
| Tax-exempt reserves132 | €9,102 | €9,102 | €9,102 | €9,102 | €9,102 | = |
| Profit (loss) carried forward14 | -€50,933 | -€52,381 | -€53,878 | -€55,453 | -€56,950 | ▼ 2.7% |
| Amounts payable17/49 | €23,220 | €24,667 | €26,165 | €27,504 | €29,000 | ▲ 5.4% |
| Amounts payable within one year42/48 | €23,220 | €24,667 | €26,165 | €27,504 | €29,000 | ▲ 5.4% |
| Financial debts43 | €9,903 | €9,994 | €9,872 | €9,705 | €9,544 | ▼ 1.7% |
| Credit institutions430/8 | €9,903 | €9,994 | €9,872 | €9,705 | €9,544 | ▼ 1.7% |
| Trade debts44 | - | - | - | - | €66 | - |
| Suppliers440/4 | - | - | - | - | €66 | - |
| Taxes, remuneration and social security45 | €625 | €625 | €625 | €625 | €625 | = |
| Taxes450/3 | €625 | €625 | €625 | €625 | €625 | = |
| Other amounts payable47/48 | €12,692 | €14,049 | €15,668 | €17,174 | €18,766 | ▲ 9.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,410 | -€1,448 | -€1,497 | -€1,575 | -€1,497 | ▲ 5.0% |
| Operating cash flow (approximation) | -€1,410 | -€1,448 | -€1,497 | -€1,575 | -€1,497 | ▲ 5.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €196 | €0 | ▼ 100% |
| Change in cash | - | €0 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€2,020
Net result drops to -€2,020, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven
Ground area
818 m²
Building footprint
154 m²
Volume, LiDAR
639 m³
Parcel 71066B0947/00K000, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71066B0947/00K000 | Flanders | 818 m² | 1 · 154 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-03-1993
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.