JOMA
BankruptcySummary
The KBO register records for JOMA the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2015 annual accounts show negative equity (-€289,248) and a net result of -€172,642.
Are you a creditor?
Open bankruptcy
Source: KBO register
The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.
The procedure
The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2015 was due by 31-07-2016 and was filed on 27-09-2016, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filings
The Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2015, abbreviated schema
Equity
-€289,248▼ 148%
2014 · -€116,606
Total assets
€194▼ 99.9%
2014 · €170,284
Net result
-€172,642▼ 1,253%
2014 · -€12,755
Working capital
-€219,956▲ 2.0%
2014 · -€224,531
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20112012201320142015
Operating result€7,484--€546,175-€1.1m▼ 102%-€30,657▲ 97.2%-€2,193▲ 92.8%
Net result€71,269--€47,455-€1.1m▼ 2,215%-€12,755▲ 98.8%-€172,642▼ 1,253%
Equity€1.0m-€994,879▼ 4.6%-€103,851-€116,606▼ 12.3%-€289,248▼ 148%
Total assets€2.0m-€1.8m▼ 7.9%€233,326▼ 87.4%€170,284▼ 27.0%€194▼ 99.9%
Debt€962,812-€776,238▼ 19.4%€337,177▼ 56.6%€286,890▼ 14.9%€289,441▲ 0.9%
Working capital-€296,150-€1.3m-€187,262-€224,531▼ 19.9%-€219,956▲ 2.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,193 in 2015 against €30,657 in 2014; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€220,150▼
2014 · €224,942
Debt > 1 year
€47,343▲
2014 · €40,000
Ratios withheld: a balance sheet total of €194 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2011 | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,683 | €7,742 | €2,315 | - | - | - |
| Gross operating margin9900 | €27,412 | -€441,046 | €141,462 | -€30,176 | -€2,069 | ▲ 93.1% |
| Operating profit (loss)9901 | €7,484 | -€546,175 | -€1.1m | -€30,657 | -€2,193 | ▲ 92.8% |
| Recurring financial charges65 | €682 | €85,243 | €225 | €323 | €170,448 | ▲ 52,612% |
| Profit (loss) for the period before taxes9903 | €71,269 | -€47,235 | -€1.1m | -€12,755 | -€172,642 | ▼ 1,253% |
| Income taxes67/77 | - | €220 | - | - | - | - |
| Profit (loss) for the period9904 | €71,269 | -€47,455 | -€1.1m | -€12,755 | -€172,642 | ▼ 1,253% |
| Profit (loss) for the period to be appropriated9905 | €71,269 | -€47,455 | -€1.1m | -€12,755 | -€172,642 | ▼ 1,253% |
| Line | 2011 | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €1.8m | €233,326 | €170,284 | €194 | ▼ 99.9% |
| Fixed assets21/28 | €1.3m | €198,694 | €175,759 | €169,873 | - | - |
| Tangible fixed assets22/27 | €1.1m | €28,821 | €5,886 | - | - | - |
| Financial fixed assets28 | €267,157 | €169,873 | €169,873 | €169,873 | - | - |
| Current assets29/58 | €663,686 | €1.6m | €57,567 | €410 | €194 | ▼ 52.8% |
| Amounts receivable within one year40/41 | €655,303 | €1.5m | €56,117 | - | - | - |
| Cash at bank and in hand54/58 | €8,383 | €6,086 | €1,450 | €410 | €194 | ▼ 52.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €1.8m | €233,326 | €170,284 | €194 | ▼ 99.9% |
| Equity10/15 | €1.0m | €994,879 | -€103,851 | -€116,606 | -€289,248 | ▼ 148% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €923,527 | €923,527 | €923,527 | €923,527 | €923,527 | = |
| Profit (loss) carried forward14 | €56,807 | €9,352 | -€1.1m | -€1.1m | -€1.3m | ▼ 15.7% |
| Provisions and deferred taxes16 | - | €75,000 | - | - | - | - |
| Amounts payable17/49 | €962,812 | €776,238 | €337,177 | €286,890 | €289,441 | ▲ 0.9% |
| Amounts payable after more than one year17 | - | €385,000 | €86,500 | €40,000 | €47,343 | ▲ 18.4% |
| Amounts payable within one year42/48 | €959,836 | €387,008 | €244,829 | €224,942 | €220,150 | ▼ 2.1% |
| Trade debts44 | €4,487 | €386,488 | €243,806 | €220,815 | €217,194 | ▼ 1.6% |
| Line | 2011 | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71,269 | -€47,455 | -€1.1m | -€12,755 | -€172,642 | ▼ 1,253% |
| + Depreciation and write-downs630 | €18,683 | €7,742 | €2,315 | - | - | - |
| Operating cash flow (approximation) | €89,952 | -€39,713 | -€1.1m | -€12,755 | -€172,642 | ▼ 1,253% |
| Investment in fixed assets (approximation) | - | €1.1m | €20,620 | €5,886 | - | - |
| Change in cash | - | -€2,297 | -€4,636 | -€1,039 | -€216 | ▲ 79.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
2015
29-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 60 days late
2014
30-09
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 61 days late
2013
31-12
Financial
Weakest financial yearnet -€1.1m
Net result drops to -€1.1m, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 21 days late
2012
31-12
Financial
Liquidity times 6current ratio 4.26
Current ratio from 0.69 to 4.26; short-term debt falls from €959,836 to €387,008.
27-09
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 58 days late
2011
31-08
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema · 31 days late
2010
31-08
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema · 31 days late
2009
29-09
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema · 60 days late
2008
29-08
NBB filing
Annual accounts filed
fiscal year 2007 · abbreviated schema · 29 days late
2007
30-08
NBB filing
Annual accounts filed
fiscal year 2006 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 1991
Ground area
420 m²
Building footprint
172 m²
Volume, LiDAR
1,621 m³
Parcel 41018A0392/00L000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOMA
since 19912.054.915.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41018A0392/00L000 | Flanders | 420 m² | 1 · 172 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded19-09-1991
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. Divers. (AOPC-1-9-05399/26.05)