JOLYD
ActiveSummary
JOLYD has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €566k and a net result of €44k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 8095 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity ample (current ratio 8.21 against 10.82 in 2023; short-term debt: 11.7% of total assets), and 12.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.5%
Return on assets
6.8%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-04-2026, 258 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
258 d late
2023
623 d late
2022
32 d late
2021
148 d late
2020
31 d late
2019
75 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€566k▲ 8.5%
2023 · €522k
2018: €353klowest in 7 years
2019: €401k▲ +13.8% vs 2018
2020: €484k▲ +20.5% vs 2019
2021: €434k▼ -10.2% vs 2020
2022: €470k▲ +8.2% vs 2021
2023: €522k▲ +11.0% vs 2022
2024: €566k▲ +8.5% vs 2023highest in 7 years
2018 → 2024
Total assets
€646k▲ 9.5%
2023 · €590k
2018: €467klowest in 7 years
2019: €470k▲ +0.6% vs 2018
2020: €636k▲ +35.3% vs 2019
2021: €553k▼ -13.1% vs 2020
2022: €574k▲ +3.9% vs 2021
2023: €590k▲ +2.8% vs 2022
2024: €646k▲ +9.5% vs 2023highest in 7 years
2018 → 2024
Net result
€44k▼ 14.4%
2023 · €52k
2018: €39k
2019: €49k▲ +23.9% vs 2018
2020: €82k▲ +69.3% vs 2019highest in 7 years
2021: €61k▼ -26.2% vs 2020
2022: €36k▼ -41.1% vs 2021lowest in 7 years
2023: €52k▲ +44.9% vs 2022
2024: €44k▼ -14.4% vs 2023
2018 → 2024
Working capital
€547k▲ 9.3%
2023 · €501k
2018: €355klowest in 7 years
2019: €395k▲ +11.3% vs 2018
2020: €464k▲ +17.3% vs 2019
2021: €416k▼ -10.3% vs 2020
2022: €448k▲ +7.7% vs 2021
2023: €501k▲ +11.8% vs 2022
2024: €547k▲ +9.3% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€484k-€434k▼ 10.2%€470k▲ 8.2%€522k▲ 11.0%€566k▲ 8.5%
2020: €484k
2021: €434k▼ -10.2% vs 2020lowest in 5 years
2022: €470k▲ +8.2% vs 2021
2023: €522k▲ +11.0% vs 2022
2024: €566k▲ +8.5% vs 2023highest in 5 years
Operating result€82k-€75k▼ 8.0%€44k▼ 41.4%€70k▲ 57.7%€54k▼ 23.0%
2020: €82khighest in 5 years
2021: €75k▼ -8.0% vs 2020
2022: €44k▼ -41.4% vs 2021lowest in 5 years
2023: €70k▲ +57.7% vs 2022
2024: €54k▼ -23.0% vs 2023
Net result€82k-€61k▼ 26.2%€36k▼ 41.1%€52k▲ 44.9%€44k▼ 14.4%
2020: €82khighest in 5 years
2021: €61k▼ -26.2% vs 2020
2022: €36k▼ -41.1% vs 2021lowest in 5 years
2023: €52k▲ +44.9% vs 2022
2024: €44k▼ -14.4% vs 2023
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €646k
Fixed assets
€24k ▼ 39.2%
Current assets
€623k ▲ 12.9%
Equity and liabilities €646k
Equity
€566k ▲ 8.5%
Debt
€81k ▲ 17.2%
Debt's share of the balance-sheet total rises from 11.6% to 12.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▼
2023 · €85k
Cash flow
€59k▼
2023 · €67k
Current ratio
8.21▼
2023 · 10.82
Debt to equity
0.14▲
2023 · 0.13
ROE
7.8%▼
2023 · 9.9%
ROA
6.8%▼
2023 · 8.8%
Interest coverage
21.32▼
2023 · 29.79
Debt ≤ 1 year
€76k▲
2023 · €51k
Income taxes
€17k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€590k€646k▲
Fixed assets21/28€39k€24k▼
Tangible fixed assets22/27€32k€17k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€28k€13k▼
Financial fixed assets28€7k€7k=
Current assets29/58€552k€623k▲
Amounts receivable after more than one year29€521k€562k▲
Other amounts receivable291€521k€562k▲
Amounts receivable within one year40/41€17k€50k▲
Trade receivables40€14k€48k▲
Other amounts receivable41€3k€2k▼
Current investments50/53-€5k
Cash at bank and in hand54/58€5k-
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€590k€646k▲
Equity10/15€522k€566k▲
Contributions10/11€6k€6k=
Reserves13€515k€560k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€514k€558k▲
Amounts payable17/49€69k€81k▲
Amounts payable after more than one year17€16k-
Financial debts170/4€16k-
Amounts payable within one year42/48€51k€76k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Financial debts43€2k€4k▲
Credit institutions430/8€2k€4k▲
Trade debts44€3k€12k▲
Suppliers440/4€3k€12k▲
Taxes, remuneration and social security45€13k€24k▲
Taxes450/3€13k€20k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€13k€13k▲
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€86k€72k▼
Operating profit (loss)9901€70k€54k▼
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€77k€62k▼
Income taxes67/77€25k€17k▼
Profit (loss) for the period9904€52k€44k▼
Profit (loss) for the period to be appropriated9905€52k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€44k▼
Transfer to equity691/2€52k€44k▼
To other reserves6921€52k€44k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €16k | €15k | €15k | €15k | = |
| Other operating charges640/8 | - | €1k | €2k | €2k | €3k | ▲ 64.5% |
| Gross operating margin9900 | €88k | €92k | €61k | €86k | €72k | ▼ 17.3% |
| Operating profit (loss)9901 | €82k | €75k | €44k | €70k | €54k | ▼ 23.0% |
| Financial income75/76B | - | €12k | €11k | €10k | €11k | ▲ 9.6% |
| Recurring financial income75 | €44k | €12k | €11k | €10k | €11k | ▲ 9.6% |
| Financial charges65/66B | - | €3k | €4k | €3k | €3k | ▲ 13.3% |
| Recurring financial charges65 | €1k | €3k | €4k | €3k | €3k | ▲ 13.3% |
| Profit (loss) for the period before taxes9903 | €124k | €85k | €52k | €77k | €62k | ▼ 20.0% |
| Income taxes67/77 | €42k | €24k | €16k | €25k | €17k | ▼ 31.3% |
| Profit (loss) for the period9904 | €82k | €61k | €36k | €52k | €44k | ▼ 14.4% |
| Profit (loss) for the period to be appropriated9905 | €82k | €61k | €36k | €52k | €44k | ▼ 14.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €636k | €553k | €574k | €590k | €646k | ▲ 9.5% |
| Fixed assets21/28 | €80k | €64k | €54k | €39k | €24k | ▼ 39.2% |
| Tangible fixed assets22/27 | €73k | €57k | €47k | €32k | €17k | ▼ 47.9% |
| Furniture and vehicles24 | - | - | €4k | €4k | €3k | ▼ 12.1% |
| Leasing and similar rights25 | - | €57k | €43k | €28k | €13k | ▼ 52.9% |
| Financial fixed assets28 | €7k | €7k | €7k | €7k | €7k | = |
| Current assets29/58 | €557k | €489k | €520k | €552k | €623k | ▲ 12.9% |
| Amounts receivable after more than one year29 | - | €430k | €477k | €521k | €562k | ▲ 7.9% |
| Other amounts receivable291 | - | €430k | €477k | €521k | €562k | ▲ 7.9% |
| Amounts receivable within one year40/41 | €521k | €35k | €30k | €17k | €50k | ▲ 190% |
| Trade receivables40 | - | €27k | €27k | €14k | €48k | ▲ 246% |
| Other amounts receivable41 | - | €8k | €4k | €3k | €2k | ▼ 30.1% |
| Current investments50/53 | - | €5k | €5k | - | €5k | - |
| Cash at bank and in hand54/58 | €21k | €12k | €470 | €5k | - | - |
| Deferred charges and accrued income490/1 | - | €7k | €8k | €8k | €5k | ▼ 34.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €636k | €553k | €574k | €590k | €646k | ▲ 9.5% |
| Equity10/15 | €484k | €434k | €470k | €522k | €566k | ▲ 8.5% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €477k | €428k | €464k | €515k | €560k | ▲ 8.6% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €426k | €462k | €514k | €558k | ▲ 8.6% |
| Amounts payable17/49 | €153k | €119k | €104k | €69k | €81k | ▲ 17.2% |
| Amounts payable after more than one year17 | €58k | €44k | €30k | €16k | - | - |
| Financial debts170/4 | - | €44k | €30k | €16k | - | - |
| Amounts payable within one year42/48 | €93k | €73k | €72k | €51k | €76k | ▲ 48.8% |
| Current portion of amounts payable after more than one year42 | - | €25k | €21k | €21k | €22k | ▲ 5.5% |
| Financial debts43 | - | - | €3k | €2k | €4k | ▲ 140% |
| Credit institutions430/8 | - | - | €3k | €2k | €4k | ▲ 140% |
| Trade debts44 | €6k | €3k | €14k | €3k | €12k | ▲ 364% |
| Suppliers440/4 | - | €3k | €14k | €3k | €12k | ▲ 364% |
| Taxes, remuneration and social security45 | - | €32k | €22k | €13k | €24k | ▲ 89.8% |
| Taxes450/3 | - | €32k | €22k | €13k | €20k | ▲ 54.9% |
| Remuneration and social security454/9 | - | - | - | - | €5k | - |
| Other amounts payable47/48 | - | €12k | €12k | €13k | €13k | ▲ 3.5% |
| Accrued charges and deferred income492/3 | - | €2k | €2k | €2k | €5k | ▲ 114% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €82k | €61k | €36k | €52k | €44k | ▼ 14.4% |
| + Depreciation and write-downs630 | €2k | €16k | €15k | €15k | €15k | = |
| Operating cash flow (approximation) | €85k | €76k | €51k | €67k | €59k | ▼ 11.2% |
| Investment in fixed assets (approximation) | - | €0 | €-5k | €0 | €0 | - |
| Change in cash | - | €-9k | €-12k | €5k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 258 days late
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 623 days late
2023
31-12
Financial
Equity above €500kEq €522k ▲11%
6 profitable years in a row build equity to €522k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €36k ▼41.1%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
26-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 148 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €82k ▲69.3%
Operating result €82k, net result €82k, both a record.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 75 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart
Ground area
7,396 m²
Building footprint
424 m²
Volume, LiDAR
1,949 m³
Parcel 23033A0014/00E002, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033A0014/00E002 | Flanders | 7,396 m² | 1 · 423 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 33,627 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.