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JOLY ANTIQUITES

Active
Private limited companyfounded 1993active for 33 yearsRue du Pont 19, 5000 Namur, BelgiumKBO/BCE: BE 0451.252.413

From the official registers: KBO 32 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

JOLY ANTIQUITES has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,811 and a net result of €3,882. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 64% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 29-10-1993 Normal situation
Activity
Retail sale of antiques NACE 47791and 1 other
Establishment unit
2.064.351.624 5000 Namur, since 19-11-1993
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Board
  • GILSON VERONIQUEDirector
  • JOLY ERICDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€10,097
▼ 25.3%
Turnover
≈ €110,000
estimated
Profit
€3,882
▼ 47.0%
Equity
€44,811
▲ 9.5%
Total assets
€91,103
▲ 15.5%
Filed on 21-08-2026, 21 days after the deadlineat the National Bank
Score breakdownraises riskSector: Retail trade (NACE 47)Size: total assets €91,103lowers riskFounded in 1993Figures for financial year 2025 (filed on 21-08-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 74-3
equity 49.2% of total assets
Liquidity 36+1
short-term debt 50.8% · cash 9.4%
Profitability 52-22
return on assets 4.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -0.8 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 0.4%▼ -0.6 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (1.85 in 2024), above the usual 1.5. Short-term debt is 50.8% and cash 9.4% of total assets. However, 50.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 64% of them on solvency, 34% on liquidity, 37% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1993
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €91,103
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 21-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
26 days late
2023
2 days early
2022
81 days early
2021
41 days early
2020
58 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as JOLY ANTIQUITES: retail sale of antiques (NACE 47791). They are comparable in size and age: total assets between €60,800 and €139,000, founded between 1989 and 1998.

CompanyTotal assetsGross margin
JOLY ANTIQUITES Namur€91,103€10,097
ATC Moerbeke (Waas)€115,090€17,516
EUREKA ANTWERP Antwerpen€60,787€12,439
Ets. S. Temmerman Lasne€134,646€10,255
KITSUNE Brussel€76,407€19,455
VEDRA Grez-Doiceau€124,427€18,629
HORSE BREEDING COMPANY Vorst€138,781€12,963
Full comparison

Documents

Annual accounts at the NBB

All 32 annual accounts

Articles and registers

Key facts about JOLY ANTIQUITES

What is the company number of JOLY ANTIQUITES?
The company number of JOLY ANTIQUITES is 0451.252.413. The VAT number is the same number with BE in front: BE 0451.252.413.
Where is JOLY ANTIQUITES based?
The registered office is at Rue du Pont 19, 5000 Namur.Company details
What does JOLY ANTIQUITES do?
According to the KBO register, the main activity is retail sale of antiques (NACE 47791).
What is the legal form of JOLY ANTIQUITES?
The legal form of JOLY ANTIQUITES is Private limited company (BV).
When was JOLY ANTIQUITES founded?
JOLY ANTIQUITES was founded on 29-10-1993.
Is JOLY ANTIQUITES still active?
Yes, JOLY ANTIQUITES is an active enterprise in the KBO register.
What is the turnover of JOLY ANTIQUITES?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €10,097 and 118 comparable companies (NACE 477). It probably lies between €39,000 and €220,000. It is a rough estimate.Financials
Is JOLY ANTIQUITES profitable?
In financial year 2025, JOLY ANTIQUITES made a profit of €3,882.
Where can I find the annual accounts of JOLY ANTIQUITES?
JOLY ANTIQUITES filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of JOLY ANTIQUITES due?
JOLY ANTIQUITES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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