JOLUX
ActiveSummary
JOLUX has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €23k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
63.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11322 sector peers (2025).
NBB · sector comparisonPosition among 11322 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
24 d early
2023
37 d early
2022
3 d early
2021
16 d early
2020
33 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-20k
2018: €-79k
2019: €-79k
2020: €-71k
2021: €-67k
2022: €-57k
2023: €-42k
2024: €-20k
2018 → 2025
Total assets
€35k▲ 82.1%
2024 · €19k
2018: €4k
2019: €6k
2020: €15k
2021: €13k
2022: €7k
2023: €25k
2024: €19k
2018 → 2025
Net result
€23k▲ 2.2%
2024 · €22k
2018: €-10k
2019: €716
2020: €7k
2021: €5k
2022: €10k
2023: €14k
2024: €22k
2018 → 2025
Working capital
€1k
2024 · €-20k
2018: €-79k
2019: €-79k
2020: €-71k
2021: €-66k
2022: €-58k
2023: €-42k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-67k-€-57k▲ 15.0%€-42k▲ 25.5%€-20k▲ 52.5%€3k
Operating result€8k-€15k▲ 95.2%€20k▲ 36.5%€29k▲ 41.8%€30k▲ 5.3%
Net result€5k-€10k▲ 112%€14k▲ 44.3%€22k▲ 53.7%€23k▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €35k
Fixed assets
€1k
Current assets
€34k
Equity and liabilities €35k
Equity
€3k
Debt
€33k
Debt finances 92.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€31k▲
2024 · €29k
Cash flow
€23k▲
2024 · €22k
Current ratio
1.04▲
2024 · 0.49
Debt to equity
12.49▲
2024 · -1.97
ROE
861.8%
ROA
63.9%▼
2024 · 113.8%
Interest coverage
141.88▲
2024 · 91.63
Debt ≤ 1 year
€33k▼
2024 · €39k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€35k▲
Fixed assets21/28€0€1k▲
Tangible fixed assets22/27€0€1k▲
Furniture and vehicles24€0€1k▲
Current assets29/58€19k€34k▲
Amounts receivable within one year40/41€8k€34k▲
Trade receivables40€8k€34k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€11k€481▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€19k€35k▲
Equity10/15€-20k€3k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-39k€-16k▲
Amounts payable17/49€39k€33k▼
Amounts payable within one year42/48€39k€33k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€11k€25k▲
Taxes450/3€11k€25k▲
Other amounts payable47/48€26k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115€216▲
Other operating charges640/8€638€144▼
Gross operating margin9900€30k€31k▲
Operating profit (loss)9901€29k€30k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€316€215▼
Recurring financial charges65€316€215▼
Profit (loss) for the period before taxes9903€28k€30k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€22k€23k▲
Profit (loss) for the period to be appropriated9905€22k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-16k▲
Profit (loss) brought forward from the previous period14P€-61k€-39k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €23k ▲2.2%
Operating result €30k, net result €23k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.04
Current ratio from 0.49 to 1.04; short-term debt falls from €39k to €33k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €716
Net result €716 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapitteldreef 439830 Sint-Martens-LatemGround area
6,376 m²
Building footprint
216 m²
Volume, LiDAR
1,254 m³
Parcel 44064B0076/00X000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOLUX
since 19982.086.799.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0076/00X000 | Flanders | 6,376 m² | 1 · 216 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
AE FURNITURE
BE 0451.671.392
Antwerpen · Eq €2,699
INDES
BE 0441.710.482
Mortsel · Eq €2,183
INTERCOSMO
BE 0436.017.374
Mechelen · Eq €3,222
I.O.F.
BE 0455.137.163
Kluisbergen · Eq €2,085
DK DINNER
BE 0689.841.531
Oostende · Eq €1,932
Of 679 companies in sector 46494 we hold annual accounts for 530. 62 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-1998
Fiscal year end31-12
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
47552Retail sale of lighting equipment
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.