Equity
€80,791 ▼ 55.4%
JOLUMA paid out €128,223 in dividends. That is 462% of the 2025 profit.
JOLUMA
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1991peak €207,821 (2019)
€3,634▼ 7.2%
lowest -€10,244 (2022)
€27,724▲ 13×
peak €187,969 (2021)
€80,791▼ 55.4%
€12,777▲ 667%
Board1 name since 2009
1 director
Documentsfilings and deeds
18-05-202674 days before the deadline
2025micro format
Result from €2,109 to €27,724Dividend €128,223Equity from €181,290 to €80,791Debts from €1,667 to €12,777Cash from €30,834 to €82,065
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,386 companies had the same profile as JOLUMA has now. Each dot stands for 79 companies, two years later.
93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for JOLUMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Change of role: , from manager to director
Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · Director discharge: · General meeting of 27-09-2023 · Gazette deed
First establishment
Esdoorndreef 12, Schoten
Incorporation
published on 12-05-1990 · Gazette deed
Official details
Source: KBO- Status
- Active since 26-04-1990Normal situation
- Activity
- “Alle verrichtingen, namelijk kopen, verkopen, verhuren, uitbaten van roerende en onroerende goederen en divers…” (deed in Dutch)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.048.044.8352900 Schoten, since 27-04-1990
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €93,568▼ 48.9%
- Filing
- Filed on 18-05-2026, 74 days before the end of the filing period
Insights on JOLUMA
JOLUMA files the micro format. That format states no turnover. The gross margin fell from €19,072 in 2006 to €3,634 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JOLUMA
- What is the company number of JOLUMA?
- The company number of JOLUMA is 0440.651.105. The VAT number is the same number with BE in front: BE 0440.651.105.
- Where is JOLUMA based?
- The registered office is at Esdoorndreef 12, 2900 Schoten.Company details
- What is the legal form of JOLUMA?
- JOLUMA is a private limited company (BV).
- When was JOLUMA founded?
- JOLUMA was founded on 26-04-1990.
- Is JOLUMA still active?
- Yes, JOLUMA is an active enterprise in the KBO register.
- What is the turnover of JOLUMA?
- The turnover in financial year 2025 is ≈ €28,000. This figure is estimated from the gross margin of €3,634 and 6,298 comparable companies of the same size. It probably lies between €13,000 and €66,000. It is a rough estimate.Financials
- Is JOLUMA profitable?
- In financial year 2025, JOLUMA made a profit of €27,724.
- Where can I find the annual accounts of JOLUMA?
- JOLUMA filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JOLUMA due?
- JOLUMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.