JOLT
ActiveSummary
JOLT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,891 and a net result of €30,291. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+76
Solvency48▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.17 in 2024; short-term debt: 72.1% and cash: 7.8% of total assets), and 76.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
14.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
108 d early
2024
71 d early
2023
77 d early
2022
81 d early
2021
60 d early
2020
71 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 74 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€48,891▼ 23.4%
2024 · €63,839
Total assets
€209,687▲ 11.7%
2024 · €187,766
Net result
€30,291
2024 · -€23,588
Working capital
€14,311▼ 17.4%
2024 · €17,335
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€39,840▲ 1,656%€55,470▲ 39.2%€39,717▼ 28.4%-€20,019€38,436
Net result€31,814▲ 1,650%€40,938▲ 28.7%€26,975▼ 34.1%-€23,588€30,291
Equity€91,514▲ 80.5%€60,452▼ 33.9%€87,427▲ 44.6%€63,839▼ 27.0%€48,891▼ 23.4%
Total assets€170,058▲ 103%€260,959▲ 53.5%€267,912▲ 2.7%€187,766▼ 29.9%€209,687▲ 11.7%
Debt€78,544▲ 139%€200,507▲ 155%€180,485▼ 10.0%€123,927▼ 31.3%€160,796▲ 29.8%
Working capital€55,727▲ 85.7%€1,360▼ 97.6%€28,334▲ 1,983%€17,335▼ 38.8%€14,311▼ 17.4%
Staff (FTE)0.81▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €38,436 after a loss of €20,019 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209,687
Fixed assets
€44,158 ▼ 33.4%
Current assets
€165,528 ▲ 36.3%
Equity and liabilities €209,687
Equity
€48,891 ▼ 23.4%
Debt
€160,796 ▲ 29.8%
Debt's share of the balance-sheet total rises from 66.0% to 76.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€60,591▲
2024 · €3,357
Cash flow
€52,446▲
2024 · -€212
Current ratio
1.09▼
2024 · 1.17
Quick ratio
0.57▼
2024 · 0.62
Debt to equity
3.29▲
2024 · 1.94
ROE
62.0%▲
2024 · -36.9%
ROA
14.4%▲
2024 · -12.6%
Interest coverage
17.78▲
2024 · 0.94
Debt ≤ 1 year
€151,218▲
2024 · €104,118
Debt > 1 year
€9,578▼
2024 · €19,809
Income taxes
€4,763
Staff costs
€39,993▲
2024 · €31,488
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €31,488 | €39,993 | ▲ 27.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,629 | €12,606 | €17,821 | €23,376 | €22,155 | ▼ 5.2% |
| Other operating charges640/8 | €4,735 | €5,166 | €9,254 | €5,015 | €5,058 | ▲ 0.9% |
| Gross operating margin9900 | €53,204 | €73,242 | €66,792 | €39,859 | €105,642 | ▲ 165% |
| Operating profit (loss)9901 | €39,840 | €55,470 | €39,717 | -€20,019 | €38,436 | ▲ 292% |
| Financial income75/76B | €1 | €14 | €307 | - | €25 | - |
| Recurring financial income75 | €1 | €14 | €307 | - | €25 | - |
| Financial charges65/66B | €1,265 | €2,458 | €4,073 | €3,569 | €3,408 | ▼ 4.5% |
| Recurring financial charges65 | €1,265 | €2,458 | €4,073 | €3,569 | €3,408 | ▼ 4.5% |
| Profit (loss) for the period before taxes9903 | €38,577 | €53,026 | €35,951 | -€23,588 | €35,054 | ▲ 249% |
| Income taxes67/77 | €6,763 | €12,088 | €8,975 | - | €4,763 | - |
| Profit (loss) for the period9904 | €31,814 | €40,938 | €26,975 | -€23,588 | €30,291 | ▲ 228% |
| Profit (loss) for the period to be appropriated9905 | €31,814 | €40,938 | €26,975 | -€23,588 | €30,291 | ▲ 228% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €170,058 | €260,959 | €267,912 | €187,766 | €209,687 | ▲ 11.7% |
| Fixed assets21/28 | €46,946 | €89,646 | €82,022 | €66,313 | €44,158 | ▼ 33.4% |
| Intangible fixed assets21 | €10,483 | €7,968 | €5,454 | €2,939 | €970 | ▼ 67.0% |
| Tangible fixed assets22/27 | €34,693 | €79,707 | €70,248 | €58,824 | €38,639 | ▼ 34.3% |
| Plant, machinery and equipment23 | €26,390 | €19,448 | €14,231 | €7,377 | €1,657 | ▼ 77.5% |
| Furniture and vehicles24 | €8,303 | €60,260 | €51,945 | €39,446 | €26,948 | ▼ 31.7% |
| Other tangible fixed assets26 | - | - | €4,073 | €12,001 | €10,033 | ▼ 16.4% |
| Financial fixed assets28 | €1,770 | €1,970 | €6,320 | €4,550 | €4,550 | = |
| Current assets29/58 | €123,112 | €171,313 | €185,890 | €121,453 | €165,528 | ▲ 36.3% |
| Stocks and contracts in progress3 | €52,403 | €81,715 | €44,454 | €56,963 | €79,565 | ▲ 39.7% |
| Stocks30/36 | €52,403 | €81,715 | €44,454 | €40,159 | €79,565 | ▲ 98.1% |
| Contracts in progress37 | - | - | - | €16,804 | - | - |
| Amounts receivable within one year40/41 | €61,286 | €67,188 | €130,516 | €58,919 | €63,886 | ▲ 8.4% |
| Trade receivables40 | €49,344 | €62,070 | €129,491 | €47,919 | €62,880 | ▲ 31.2% |
| Other amounts receivable41 | €11,942 | €5,118 | €1,025 | €11,000 | €1,007 | ▼ 90.8% |
| Cash at bank and in hand54/58 | €4,244 | €20,029 | €5,148 | - | €16,448 | - |
| Deferred charges and accrued income490/1 | €5,179 | €2,381 | €5,771 | €5,572 | €5,630 | ▲ 1.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €170,058 | €260,959 | €267,912 | €187,766 | €209,687 | ▲ 11.7% |
| Equity10/15 | €91,514 | €60,452 | €87,427 | €63,839 | €48,891 | ▼ 23.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €72,914 | €41,852 | €68,827 | €45,239 | €30,291 | ▼ 33.0% |
| Distributable reserves133 | €72,914 | €41,852 | €68,827 | €45,239 | €30,291 | ▼ 33.0% |
| Amounts payable17/49 | €78,544 | €200,507 | €180,485 | €123,927 | €160,796 | ▲ 29.8% |
| Amounts payable after more than one year17 | €11,159 | €30,554 | €22,929 | €19,809 | €9,578 | ▼ 51.6% |
| Financial debts170/4 | €11,159 | €30,554 | €22,929 | €19,809 | €9,578 | ▼ 51.6% |
| Amounts payable within one year42/48 | €67,385 | €169,953 | €157,555 | €104,118 | €151,218 | ▲ 45.2% |
| Current portion of amounts payable after more than one year42 | €13,577 | €17,105 | €11,002 | €9,757 | €10,231 | ▲ 4.9% |
| Financial debts43 | - | - | €25,000 | €19,015 | - | - |
| Credit institutions430/8 | - | - | €25,000 | €19,015 | - | - |
| Trade debts44 | €37,719 | €39,976 | €29,316 | €20,934 | €4,227 | ▼ 79.8% |
| Suppliers440/4 | €37,719 | €39,976 | €29,316 | €20,934 | €4,227 | ▼ 79.8% |
| Advances received on contracts in progress46 | - | €26,059 | €6,138 | - | €41,032 | - |
| Taxes, remuneration and social security45 | €5,161 | €5,400 | €10,759 | €13,581 | €40,022 | ▲ 195% |
| Taxes450/3 | €5,161 | €5,400 | €10,759 | €6,324 | €30,549 | ▲ 383% |
| Remuneration and social security454/9 | - | - | - | €7,256 | €9,473 | ▲ 30.6% |
| Other amounts payable47/48 | €10,928 | €81,412 | €75,340 | €40,831 | €55,706 | ▲ 36.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,814 | €40,938 | €26,975 | -€23,588 | €30,291 | ▲ 228% |
| + Depreciation and write-downs630 | €8,629 | €12,606 | €17,821 | €23,376 | €22,155 | ▼ 5.2% |
| Operating cash flow (approximation) | €40,442 | €53,544 | €44,796 | -€212 | €52,446 | ▲ 24,844% |
| Investment in fixed assets (approximation) | - | -€55,306 | -€10,197 | -€7,667 | €0 | ▲ 100% |
| Change in cash | - | €15,785 | -€14,881 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
Board meeting · Registered-office moveDirector in office4 facts ▸
State Gazette act
Board meeting · Registered-office move
Director in office4 facts ▸
- Board meeting, 25-08-2026
- Registered-office move, Zuster Parmentierstraat 18, 8501 Bissegem
- Director in office, Matthias Vermeulen (director)
- Director in office, Dieter Verhellen (director)
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €30,291
Net result €30,291 after one loss-making year.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€23,588
Net result drops to -€23,588, the lowest in the series; recovery starts the following year.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
1,119 m²
Building footprint
866 m²
Volume, LiDAR
4,403 m³
2 parcels, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOLT
since 20192.285.319.802
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34007A0340/00L012 | Flanders | 620 m² | 1 · 777 m² | 10.8 m · 1 fl. |
| 36010C1075/00A000 | Flanders | 498 m² | 1 · 89 m² | 1.1 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0719723271
Also
9925:BE0719723271
Registered
31-10-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.