JOLO PAINT
ActiveJOLO PAINT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €11k. Its solvency ranks better than 49% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency71
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.85; short-term debt: 54.1% and cash: 59.8% of total assets), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
37.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€29k
Net result
€11k
Working capital
€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €29k
Equity
€13k
Debt
€16k
Debt finances 54.1% of the balance-sheet total.
Key figures and ratios
Solvency
45.9%
Current ratio
1.85
Quick ratio
1.85
Debt / equity
1.18
ROE
81.0%
ROA
37.2%
Debt
€16k
Debt ≤ 1 year
€16k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€29k
Current assets29/58€29k
Amounts receivable within one year40/41€12k
Trade receivables40€8k
Other amounts receivable41€4k
Cash at bank and in hand54/58€17k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€13k
Contributions10/11€3k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€16k
Amounts payable within one year42/48€16k
Trade debts44€14k
Suppliers440/4€14k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Income statement
Code2025
Other operating charges640/8€731
Gross operating margin9900€14k
Operating profit (loss)9901€14k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€150
Recurring financial charges65€150
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Transfer to equity691/2€11k
To other reserves6921€11k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat(HAL) 462220 Heist-op-den-BergGround area
494 m²
Building footprint
145 m²
Volume, LiDAR
721 m³
Parcel 12014A0747/00W002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOLO PAINT
since 20242.368.152.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014A0747/00W002 | Flanders | 494 m² | 1 · 145 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.D.A.M.
BE 0837.711.103
Balen · Eq €13k
OBASUYI Decoratiewerken
BE 0669.686.713
Jabbeke · Eq €13k
AF Décors
BE 1010.986.161
Braine-l'Alleud · Eq €13k
PF PEINTURES
BE 0765.734.232
Seraing · Eq €13k
MINT PAINT
BE 0773.953.102
Kontich · Eq €13k
Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 1,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2024
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43342Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.