JOLIS
ActiveSummary
JOLIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.87M and a net result of €869k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 8.41 in 2024; short-term debt: 13.9% and cash: 7.9% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
40.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
37 d early
2022
31 d late
2021
17 d early
2020
39 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.87M▲ 24.5%
2024 · €1.50M
2018: €291k
2019: €336k
2020: €466k
2021: €607k
2022: €807k
2023: €1.17M
2024: €1.50M
2018 → 2025
Total assets
€2.17M▲ 31.1%
2024 · €1.65M
2018: €432k
2019: €454k
2020: €490k
2021: €638k
2022: €848k
2023: €1.25M
2024: €1.65M
2018 → 2025
Net result
€869k▲ 102%
2024 · €431k
2018: €54k
2019: €45k
2020: €142k
2021: €160k
2022: €200k
2023: €458k
2024: €431k
2018 → 2025
Working capital
€1.51M▲ 32.2%
2024 · €1.14M
2018: €-63k
2019: €-18k
2020: €112k
2021: €253k
2022: €448k
2023: €810k
2024: €1.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€607k-€807k▲ 33.0%€1.17M▲ 44.8%€1.50M▲ 28.4%€1.87M▲ 24.5%
Operating result€94k-€104k▲ 10.0%€131k▲ 25.8%€209k▲ 59.7%€207k▼ 0.8%
Net result€160k-€200k▲ 25.6%€458k▲ 129%€431k▼ 6.1%€869k▲ 102%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€359k =
Current assets
€1.81M ▲ 39.8%
Equity and liabilities €2.17M
Equity
€1.87M ▲ 24.5%
Debt
€301k ▲ 95.5%
Debt's share of the balance-sheet total rises from 9.3% to 13.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
6.01▼
2024 · 8.41
Debt to equity
0.16▲
2024 · 0.10
ROE
46.5%▲
2024 · 28.7%
ROA
40.1%▲
2024 · 26.0%
Debt ≤ 1 year
€301k▲
2024 · €154k
Income taxes
€142k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.65M€2.17M▲
Fixed assets21/28€359k€359k=
Financial fixed assets28€359k€359k=
Current assets29/58€1.30M€1.81M▲
Amounts receivable after more than one year29€160k€0▼
Other amounts receivable291€160k€0▼
Amounts receivable within one year40/41€748k€1.04M▲
Other amounts receivable41€748k€1.04M▲
Current investments50/53-€600k
Cash at bank and in hand54/58€387k€172k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.65M€2.17M▲
Equity10/15€1.50M€1.87M▲
Contributions10/11€6k€6k=
Reserves13€1.40M€1.86M▲
Distributable reserves133€1.40M€1.86M▲
Profit (loss) carried forward14€92k€0▼
Amounts payable17/49€154k€301k▲
Amounts payable within one year42/48€154k€301k▲
Trade debts44€500€863▲
Suppliers440/4€500€863▲
Taxes, remuneration and social security45€48k€100k▲
Taxes450/3€48k€100k▲
Other amounts payable47/48€105k€200k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€210k€208k▼
Operating profit (loss)9901€209k€207k▼
Financial income75/76B€317k€806k▲
Recurring financial income75€317k€806k▲
Financial charges65/66B€795€1k▲
Recurring financial charges65€795€1k▲
Profit (loss) for the period before taxes9903€525k€1.01M▲
Income taxes67/77€94k€142k▲
Profit (loss) for the period9904€431k€869k▲
Profit (loss) for the period to be appropriated9905€431k€869k▲
Appropriation of the result
Profit (loss) to be appropriated9906€522k€961k▲
Profit (loss) brought forward from the previous period14P€92k€92k=
Transfer from equity791/2€99k€502k▲
Transfer to equity691/2€431k€961k▲
To other reserves6921€431k€961k▲
Profit to be distributed694/7€99k€502k▲
Return on contributions (dividend)694€99k€502k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €869k ▲102%
Net result €869k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.17M ▲44.8%
6 profitable years in a row build equity to €1.17M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €607k ▲30.3%
4 profitable years in a row build equity to €607k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 7current ratio 5.70
Current ratio from 0.84 to 5.70; short-term debt falls from €118k to €24k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €45k ▼16.5%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
Show earlier events
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notmeir 802570 DuffelGround area
1,472 m²
Building footprint
179 m²
Volume, LiDAR
789 m³
Parcel 12009E0558/00R002, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Notmeir 80, 2570 Duffel
since 19992.131.300.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0558/00R002 | Flanders | 1,472 m² | 1 · 179 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 20,966 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.