JOLIMONTOIT

Active

Private limited companyfounded 199036 yrs activePlace de la Cour d'Haine(PAU) 6, 7100 La Louvière, BelgiumKBO/BCE: BE 0440.339.517

Summary

The computed 12-month bankruptcy probability of JOLIMONTOIT is 5.0% (elevated). For JOLIMONTOIT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €29,442 and a net result of -€31,809. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 33660 sector peers (fiscal year 2023). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

JOLIMONTOITActive

Risk analysis Report Compare

Activity

Other construction installation

NACE 43240NACE 43299NACE 45340

1 site

Size

€53,741total assets 2023

Equity: €29,442
Loss: -€31,809

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 5.0%

2023 figures too old to score

Structure

Accounts 432 d overdue0 of 1 deed read

Signals- Figures for FY 2023 (filed 30-08-2024)- 2 financial years not filed after the legal deadline; latest accounts 30 days late- Loss of €31,809, the second in a row (FY 2023)- Two or more financial years not filed+ Liquidity: current ratio 1.92, cash €29,430Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Average

Solvency 80-20

equity 54.8% of total assets

Liquidity 78-13

short-term debt 45.2% · cash 54.8%

Profitability 0-14

return on assets -59.2%

Bankruptcy probability, 12 months

5.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -1.1% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%▼ -1.7% vs 02-2025 04-2025: 0.5%▲ +0.7% vs 03-2025 05-2025: 0.5%▼ -0.9% vs 04-2025 06-2025: 0.4%▼ -3.3% vs 05-2025lowest value 07-2025: 0.5%▲ +8.3% vs 06-2025 08-2025: 0.7%▲ +56.6% vs 07-2025 09-2025: 0.8%▲ +5.3% vs 08-2025 10-2025: 1.1%▲ +46.0% vs 09-2025 11-2025: 1.2%▲ +5.8% vs 10-2025 12-2025: 1.8%▲ +47.8% vs 11-2025 01-2026: 3.3%▲ +87.2% vs 12-2025 02-2026: 3.3%● 0.0% vs 01-2026 03-2026: 3.3%▼ -0.6% vs 02-2026 04-2026: 3.0%▼ -9.2% vs 03-2026 05-2026: 3.0%● 0.0% vs 04-2026 06-2026: 3.0%● 0.0% vs 05-2026 07-2026: 3.0%● 0.0% vs 06-2026 08-2026: 4.4%▲ +47.4% vs 07-2026 09-2026: 5.0%▲ +13.7% vs 08-2026highest value 10-2026: 5.0%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 30-08-2024) raises the probability
2 financial years not filed after the legal deadline; latest accounts 30 days late raises the probability
Loss of €31,809, the second in a row (FY 2023) raises the probability
Liquidity: current ratio 1.92, cash €29,430 lowers the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2023 (filed 30-08-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 30 days late

In the bankruptcy model this factor raises the probability.

NBB · filings

Loss of €31,809, the second in a row (FY 2023)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 1.92, cash €29,430

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline06-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

30 d late

2022

60 d early

2021

41 d early

2020

76 d late

2019

38 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-08-24 Annual accounts filedfiscal year 2023 · micro…
31-12-23 Weakest financial yearnet -€31,809
01-06-23 Annual accounts filedfiscal year 2022 · micro…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 432 d late View
Risk: 4 loss-making years in a rowloss fiscal year 2023 -€31,809 View
Caution: Among the weakest 5% on net resultsector median €9,906 · 33,639 companies -€31,809 View